Is it better to start a SIP during market highs or wait for corrections?

When you invest in mutual funds through SIPs, timing is not too important. Your approach works best when you start early and stay consistent. Over time, your purchase costs get averaged across different market cycles.

How often should a long-term SIP portfolio be reviewed?

Consider reviewing your long-term SIP portfolio twice a year. Check whether your allocations are aligned with your goals, and if any major changes are required in your investment strategy.

Can I stop or pause my SIP during difficult financial periods?

Yes. It is possible to stop or pause your SIP. You have the option of pausing, modifying, or stopping these investments without penalties. However, disrupting the frequency of your investment can impact your long-term outcomes.

Does changing funds midway affect long-term SIP outcomes?

Yes. If you switch funds frequently, it can disrupt compounding. You must change your funds only if its strategy changes significantly, or no longer remains aligned with your goals.

Is diversification across fund categories necessary for a ten-year SIP?

Yes. When you diversify your investments, it helps you manage risk across different phases of the market.

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Best SIP for 10 years

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Best SIP for 10 years

Mutual Funds

Best SIP for 10 years

When you invest in equity mutual funds, timing largely defines your overall returns and portfolio performance. A Systematic Investment Plan (SIP) allows investors to remain disciplined as they participate in the market.