Mutual Funds

As an investor, you may face a simple question at some point. Should you try to beat the market, or simply let your assets grow steadily with the economy over time?

Today, investors enjoy more choices in mutual funds than ever before. While some investors prefer a simple and steady approach that follows the market, others look for opportunities that maximise their wealth-building potential.

Even seasoned investors would agree that beating the market is difficult, particularly over the long term. As a result, investors are exploring simpler approaches that are more predictable.

If you’ve ever tried to choose a mutual fund, you’ve probably faced this problem. You come across too many options, and most of them seem similar at first glance.

Even though CAGR and XIRR are two similar parameters, they are utilised in different ways depending on the type of investment strategy that is adopted by the investor.

Every time dividends are distributed, the NAV falls, and tax implications arise. Whatever option you choose, dividend payment or reinvestment, it is a critical factor in deciding your future gains.

Discover Nifty Next 50 index funds - invest in future market leaders with growth potential, diversification, and low-cost passive investing.

Dividend yield funds invest in established, dividend-paying companies, offering investors a smart mix of regular income and capital appreciation, ideal for those seeking stability without stepping away from equity markets entirely.

Want to invest in booming sectors like IT, banking, or pharma? Sectoral funds can deliver high returns, but only if you time them right. Here’s how they work, their risks, and whether they belong in your portfolio.

Systematic Withdrawal Plan is a well-strategised way to generate regular income by withdrawing a fixed amount at regular intervals from your mutual fund investment, while the rest of your corpus continues to stay invested and give returns. 

Want higher returns from mutual funds? Focused funds invest in just a few high-conviction stocks offering big upside potential, but with higher risk. Here’s how they work and whether they fit your portfolio.

Looking for returns like stocks but not comfortable with the volatility and concentration risk? For many investors, that’s a common dilemma today. This is where you might be interested in equity savings funds.

VWAP is a widely used and recognised indicator by both retail and institutional traders. It helps traders identify the average price at which a stock has traded during the day, based on both price and volume.

Credit risk funds invest in corporate bonds that offer higher rates of interest. However, they come with lower credit ratings. If you’re looking for higher returns within a fixed-income portfolio, this category may look appealing.

Exit load in mutual funds is a fee charged when investors redeem units before a specified period. Learn how it works, how it’s calculated, and the SEBI regulations governing it.

Invest in gold without buying it! Discover how gold mutual funds work and why smart investors are adding them.

JioBlackRock Mutual Fund is launching its Large Cap Fund NFO, which provides an opportunity to invest in some of the biggest and most stable businesses in India.

Indian investors are increasingly showing interest in diversifying their investments in foreign countries. As investors look to diversify their portfolios into other countries, one of the most popular choices among them is the US stock market.

A balanced fund invests in equity and debt to provide growth and stability in one simple investment option.

The size of a company in the stock market is measured through market capitalisation. It’s the total value of the outstanding shares of a company. In this regard, the three broad categories include large-cap, mid-cap, and small-cap funds.

A good NAV in mutual funds reflects the per unit value, but investors should focus on performance and returns over time.

Most investors who understand risk management try to diversify their portfolios. But do you need to invest separately in multiple mutual funds to achieve this diversification? Not always. With the right approach, multi-asset allocation funds can help you maintain the balance in your portfolio.

Mutual funds now represent the most popular investment choice for investors who seek to increase their wealth without investing directly in stocks. Mutual funds enable investors to pool their funds and invest them in a portfolio of stocks, bonds, or any other securities.

Learn how to sell mutual funds online or offline, understand redemption steps, exit load, and taxes before redeeming.

Gold ETF vs Gold Mutual Fund: compare tracking accuracy, costs, and liquidity to see which option tracks gold prices better.

A Nifty 50 index fund tracks India’s top 50 companies, offering diversified, low-cost exposure to large-cap stocks.

What is an overnight fund? Learn how these low-risk debt mutual funds help park surplus cash safely for short periods.

Value funds invest in undervalued stocks with strong fundamentals, offering long-term wealth potential with lower risk.

What is NFO in mutual funds? Learn how New Fund Offers work, types, benefits, risks, and investment suitability.

What are bluechip funds and are they right for you? Learn benefits, risks and long-term wealth potential.

As an investor, you prioritise growing your wealth over the long term. While that’s an obvious goal, you might not be managing your idle cash, which may further help you maximise your returns.

Learn what thematic funds are, how they work, their types, benefits, risks, and how to choose the right theme-based mutual fund for your portfolio.

What are mid cap funds? Learn benefits, risks, returns potential & how they fit long-term portfolios.

For investors who want financial independence, long-term wealth creation is a key priority. You may be looking to invest on the longer horizon, eyeing security during your retirement with a future-ready portfolio. SIPs continue to be one of the most effective ways to build wealth gradually.

​​Gilt Funds are a type of debt mutual fund that invests only in government securities (G-Secs). ​ These funds are considered one of the safest investment opportunities due to the sovereign backing of the underlying assets.

What are multi cap funds? Learn how they balance large, mid & small caps for smarter long-term equity investing.

Find out what are small cap funds and how they invest in smaller companies with high growth potential, offering high risk and possibly, higher returns.

What is AUM in mutual funds? Know AUM meaning, calculation, benefits, risks & how it affects returns before investing.

Learn what are contra funds and how they invest in undervalued stocks that may rise in value later, aiming for long-term growth and better returns.

When you invest in equity mutual funds, timing largely defines your overall returns and portfolio performance. A Systematic Investment Plan (SIP) allows investors to remain disciplined as they participate in the market.

Liquid funds are a form of mutual fund, which seek to offer capital security, liquidity and relatively low but stable returns, which makes them suitable when it comes to emergency funds or short-term financial objectives.

Looking for better returns than FDs without taking big market risks? Arbitrage funds offer a low-volatility way to earn steady, market-linked returns by exploiting price gaps, not market direction.

Learn what Flexi Cap Funds are, how they work, and why their flexible allocation across market caps suits long-term equity investors.

You have CAGR to calculate the returns on your stock and FD investments. What do you have for calculating annual returns on your Mutual Fund SIPs? The answer is XIRR.

Saving or investing funds regularly has become an important, With so many investment options available in the market, SIP and RD are two types of investment instruments that are most commonly used by people.

You always hear 1 term for savings and investing - SIP. But, is it really safe? SIP as a mechanism is a mode of investment. To think whether SIP is really 100% safe or not, one has to look how safe the investment options are.

Understanding the basic difference between SIP and mutual funds is important for investors to make informed investment decisions and build a successful wealth creation plan in the long term.

TREPS are low-risk, short-term money market instruments backed by government securities. Learn how they work, their benefits, and why institutions use them.

In a mutual fund, the expense ratio determines the amount you spend each year for professional fund management. When you think of creating wealth in the long term, even a small annual difference can significantly affect your returns when wealth compounds.

Understanding lumpsum investment is not difficult. Knowing why to use it and when to use it makes it an important thing in your investment journey.

Debt mutual funds offer stability, predictable returns, and lower risk than equities, making them ideal for short-term goals, capital protection, and portfolio balance.

Confused about mutual funds in 2026? Learn how to start investing step by step, choose the right funds, manage risk, and build long-term wealth.

Reading about equity funds, debt funds, hybrid funds, etc can be confusing if there is no proper guidance. Read this article to get complete clarity.

Getting started with investing? Mutual Funds for beginners feels like the perfect entry point. They are easy to understand and professionally managed. When it comes to long-term wealth creation, mutual funds are highly recommended.

SIPs make investing simple for beginners. Learn how SIPs work, build discipline, and grow long-term wealth without timing the market.

Mutual fund SIPs and stock SIPs both enable disciplined investing, but differ in risk, consistency, and return potential. Learn which SIP suits your goals.

The process of investing in them often seems overwhelming, with hundreds of schemes and categories available. However, once you understand the concept of goal-based investment, the process becomes much more transparent.

Consistency defines the real success with SIPs. It’s not about timing the market or choosing the hottest sector. In this blog, we have discussed why SIPs work so well and how they can transform small investments into a substantial corpus.

Returns don’t tell the full story. Learn how portfolio quality, risk ratios, and fund manager strategy reveal what’s really driving a mutual fund’s performance.

Daily SIPs let you invest small amounts every day, smooth market volatility, and build wealth steadily. Discover how daily investing boosts returns with ease.

THis blog is a step-by-step guide to the modern frameworks and stratergies used by investors in identifying fundamentally strong mutual funds in 2026 for long term whealth creation.

SIP and SWP both strategies are crucial to financial planning. In reality, both can work hand-in-hand, helping you balance your growth and income. In this blog, we have explained how you can combine both these strategies based on your financial goals. 

Systematic Investment Plan (SIP) is a way to invest in Mutual funds, where a small monthly amount is used to buy units at the current NAV. This helps you to invest in various phases of the market.

There are multiple instruments to invest in mutual funds from which Lumpsum and SIP are the two most important tools if you want to invest in mutual funds for whealth creation, know how Lumpsum and SIP differfrom each other.

Confused between SIP and lumpsum investing? Learn how both work, their pros, cons, and which suits your goals for smarter wealth growth.

Confused about where to invest - ETFs, mutual funds, or index funds? This blog breaks down their features, pros, cons, and key differences so you can choose the right one for your goals. Learn about returns, flexibility, and costs to make smarter investment decisions.

A winning mutual fund strategy needs more than chasing top-performing schemes. Learn 10 essential steps, from goal setting and diversification to SIP investing and portfolio reviews, to maximise returns, manage risk, and build long-term wealth with confidence in 2025.

PPF and ELF which is better when it comes to saving tax, 3 years vs 15 years of minimum lock-in period. Continue reading to know all about the details and key differences in these two tax saving instruments.

Want to know which Mutual Funds outperformed to give extraordinary returns to their holders? Here is the list of highest return mutual funds in the last 10 years in India.

What if ₹500 a month could turn into lakhs? Discover how the power of compounding and SIPs can quietly build real wealth over time.

Maximize your returns by understanding how same-day NAV works in mutual funds, and how to optimize your entry and exit points with the right timing and payment methods.

Explore how Direct Mutual Funds can boost your returns by up to ₹10.8 lakh over 20 years compared to Regular plans.

Sectoral and thematic funds, like siblings belong to the same parent, but differ in some cases. Check out what each one has to offers.

Should you chase sector-specific growth or stick to broad market safety? Explore sectoral funds vs index fund to decide which aligns with your investment goals.

Should you pick liquid funds or fixed deposits? Discover how each works, their benefits, and which option keeps your money safer while meeting your goals.

Understand how rupee cost averaging helps reduce risk and build wealth through steady, disciplined investing.