What happens in an SWP?

reate an SWP, you withdraw a fixed amount from your mutual fund investment at regular intervals. You receive the money gradually as you need it, while the rest of your corpus remains invested to generate further wealth.

Is SWP better than FD for regular income?

Compared to fixed deposits, SWPs can offer better flexibility and potential returns. However, it also comes with a certain level of market risk. While you get assured returns from FDs, the returns from SWPs depend on the performance of the mutual fund scheme you invest in.

Can I stop or change my SWP anytime?

Yes, SWP is flexible. You can stop, pause, increase, or decrease the withdrawal amount anytime based on your financial needs.

How much should I withdraw using SWP?

The amount to be withdrawn through an SWP must be sustainable. Ideally, it should not exceed the average returns of your investment over time. This ensures that your capital does not deplete too fast.

Is SWP safe for retirement income?

>Yes. SWPs can be a viable option to generate income during your retirement if you plan it properly. It provides a regular flow of cash over the long run.

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