Download the App Now!
Everything You Need to
Invest in Mutual Funds
No Fees Forever!
Invest in direct mutual funds in India at Zero cost - for lifetime!
Discover Top Funds
Discover and invest in top rated and consistent performing mutual funds
Rich Portfolio Insights
Get Smart Insights on your invested Mutual Funds for free!
Manage SIPs like a Pro
Setup AutoPay or invest instantly with 1-Tap Top-up whenever you want
Choose From
1200+ Direct Mutual Funds
Explore the diverse range of best equity funds available in India's mutual fund market. There's an equity fund for every risk profile, starting from large-cap funds to international funds.
Top Mutual Funds
Based on Asset Class
Equity Funds
Debt Funds
Hybrid Funds
Index Funds
Types of Equity Funds
Large Cap Funds invest in well-established companies with a strong market presence. They offer stability and consistent returns, making them ideal for conservative investors.
Mid Cap Funds focus on medium-sized companies with growth potential. These funds offer a balance between risk and return, suitable for investors seeking moderate growth.
Small Cap Funds invest in smaller companies with high growth potential. While they offer higher returns, they also come with higher risk, appealing to aggressive investors.
Multi Cap Funds diversify investments across large, mid, and small-cap companies. They provide a balanced approach, combining growth potential with reduced risk, suitable for diverse portfolios.
Why to Invest in
Direct Mutual Funds on Dhan
Earn 1% More
Dhan offers competitive returns with an opportunity to earn 1% more on your investments, maximizing your potential gains effortlessly.
High Returns
Investing with Dhan provides access to high-return mutual funds, helping you achieve your financial goals with effective strategies and expert guidance.
40+ AMCs
Dhan features all Asset Management Companies (AMCs), ensuring a comprehensive selection of funds to match your investment preferences and strategies.
1200+ MF Schemes
Explore over 1200 mutual fund schemes with Dhan, offering diverse investment options tailored to meet your financial objectives.
Regular vs Direct Mutual Fund
Regular Fund
Regular funds have higher expense ratios due to distributor commissions, impacting returns.
Direct Fund
Direct funds have lower expense ratios as there are no intermediaries, maximizing potential gains.
Advantages of Mutual Fund SIP
Investment Discipline
SIP encourages regular investing, fostering financial discipline. It helps you stay committed to your investment goals over the long term.
Power of Compounding
By investing consistently, you benefit from the power of compounding, where your returns generate further earnings, maximizing your wealth over time.
You Can Start Small
You can start investing with a minimal amount such as Rs. 500, making SIPs accessible for everyone. This flexibility allows you to grow your investment gradually.
Convenient - At Your Fingertips
SIPs offer convenience, allowing you to invest effortlessly through online platforms, ensuring your investments are just a click away.
Professional Fund Management
Your SIP mutual funds are managed by professional fund managers, ensuring that your portfolio benefits from expert insights and strategies.
Can be Automated
SIPs can be easily automated via AutoPay on Dhan, setting up hassle-free monthly investments. This ensures consistency without the need for constant manual input.
Benefits of
Mutual Fund Investment
Diversification of Investment
Mutual funds spread your investment across various assets, reducing risk and enhancing potential returns through diversification.
80C Benefits
Certain mutual funds, like ELSS, offer tax benefits under Section 80C, helping you save on taxes while investing for future goals.
Highly Regulated
Mutual funds are regulated by SEBI, ensuring transparency and protecting investor interests through stringent guidelines. This gives a sense of safety to investors.
Lower Transaction Costs
Investing in mutual funds typically incurs lower transaction costs compared to individual stock trading, making it cost-effective.
Liquid Assets
Mutual funds offer high liquidity, allowing you to easily redeem your investments (if invested in open-ended funds) when needed, providing financial flexibility.
Invest in Smaller Amounts
You can start investing in mutual funds with small amounts, making them accessible and ideal for beginners and seasoned investors alike.
Mutual funds spread your investment across various assets, reducing risk and enhancing potential returns through diversification.
Certain mutual funds, like ELSS, offer tax benefits under Section 80C, helping you save on taxes while investing for future goals.
Mutual funds are regulated by SEBI, ensuring transparency and protecting investor interests through stringent guidelines. This gives a sense of safety to investors.
Investing in mutual funds typically incurs lower transaction costs compared to individual stock trading, making it cost-effective.
Mutual funds offer high liquidity, allowing you to easily redeem your investments (if invested in open-ended funds) when needed, providing financial flexibility.
You can start investing in mutual funds with small amounts, making them accessible and ideal for beginners and seasoned investors alike.
How to Choose the
Best Mutual Funds
Fund Performance
Evaluate the fund's historical performance and its Assets Under Management (AUM) to ensure stability and growth potential.
AMC Track Record
Consider the track record of the Asset Management Company (AMC). A reputable AMC with a strong history can indicate reliability and effective fund management.
Fund Managers
Look at the experience and expertise of the fund managers. Skilled fund managers can make informed decisions that positively impact the fund's performance.
Index Benchmark
Compare the fund's returns against its benchmark index. Consistent outperformance relative to the benchmark suggests a well-managed fund.
Invest in Mutual Fund in Just 3 Steps!
1
Choose the fund you want to invest in
2
Analyse the fund performance
3
Invest via SIP or Lumpsum
1
Choose the fund you want to invest in
2
Analyse the fund performance
3
Invest via SIP or Lumpsum
Invest in
Direct Mutual Funds at
0% Commission
Build your mutual fund portfolio on Dhan without any
extra charges.
Open a Free Mutual Fund
Investment Account
Yes, absolutely free...No charges or
AMC for life!
No hidden charges, ever!
Important Terms Related to Mutual Funds
SIP
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in a mutual fund, promoting disciplined saving and wealth accumulation over time.
STP
A Systematic Transfer Plan (STP) lets you transfer a fixed amount from one mutual fund to another, helping in portfolio rebalancing and managing risk.
SWP
A Systematic Withdrawal Plan (SWP) enables you to withdraw a fixed sum regularly from your mutual fund, providing steady income while maintaining your investment.
AUM
Assets Under Management (AUM) refers to the total market value of all assets managed by a mutual fund, indicating the fund’s size and investor trust.
NAV
Net Asset Value (NAV) represents the per-unit value of a mutual fund, calculated by dividing the total assets minus liabilities by the number of outstanding units.
Expense Ratio
The expense ratio is the annual fee expressed as a percentage, covering fund management costs. A lower ratio typically indicates higher net returns for investors.
Entry Load
Entry load is a fee charged when investing in a mutual fund. Though many funds have eliminated it, understanding any applicable charges helps maximize your investment.
Exit Load
Exit load is a fee incurred when redeeming mutual fund units before a certain period. It serves as a penalty for early withdrawal, encouraging long-term investment.
Lumpsum
A lumpsum investment refers to a one-time investment made into a mutual fund. It's ideal for investors with substantial capital, aiming for long-term growth.
Units
Units represent your share in a mutual fund. The number of units you own indicates your proportion of the total investment in the fund.
NFO
A New Fund Offer (NFO) is when a mutual fund scheme is launched, allowing investors to buy units at the offer price, which is often Rs. 10 per unit. It's similar to an IPO in the stock market.
AMC
An Asset Management Company (AMC) manages mutual funds, handles investment decisions, and undertakes portfolio management to achieve the fund’s objectives.
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in a mutual fund, promoting disciplined saving and wealth accumulation over time.
A Systematic Transfer Plan (STP) lets you transfer a fixed amount from one mutual fund to another, helping in portfolio rebalancing and managing risk.
A Systematic Withdrawal Plan (SWP) enables you to withdraw a fixed sum regularly from your mutual fund, providing steady income while maintaining your investment.
Assets Under Management (AUM) refers to the total market value of all assets managed by a mutual fund, indicating the fund’s size and investor trust.
Net Asset Value (NAV) represents the per-unit value of a mutual fund, calculated by dividing the total assets minus liabilities by the number of outstanding units.
The expense ratio is the annual fee expressed as a percentage, covering fund management costs. A lower ratio typically indicates higher net returns for investors.
Entry load is a fee charged when investing in a mutual fund. Though many funds have eliminated it, understanding any applicable charges helps maximize your investment.
Exit load is a fee incurred when redeeming mutual fund units before a certain period. It serves as a penalty for early withdrawal, encouraging long-term investment.
A lumpsum investment refers to a one-time investment made into a mutual fund. It's ideal for investors with substantial capital, aiming for long-term growth.
Units represent your share in a mutual fund. The number of units you own indicates your proportion of the total investment in the fund.
A New Fund Offer (NFO) is when a mutual fund scheme is launched, allowing investors to buy units at the offer price, which is often Rs. 10 per unit. It's similar to an IPO in the stock market.
An Asset Management Company (AMC) manages mutual funds, handles investment decisions, and undertakes portfolio management to achieve the fund’s objectives.
Love from India's Traders & Investors
Love from India's
Traders & Investors
Ipsita Sahoo
@ipsiworld
I am loving Dhan app so far.
@DhanHQ @DhanCares Thanks for providing an amazing platform specially for traders.
#OptionsTrading #TRADINGTIPS
chirag_p
@chirag_721p
@dhanhq good broker and good tech support with best chart experience. #madefortrade with tradingview chart with no glitch in price movement
Shashank Singh
@knahsahs_hgnis
No matter what, but i will be the strongest cheerleader for @DhanHQ , hope to see you guys as the industry leader in coming 5 years, All the best, @BeingPractical u have literally inspired me a lot, cheers.
Novice Trader
@NoviceT7
I started using Dhan trading platform and I would say this is one of the best platform for the trader providing seamless UI @DhanHQ
Trading eye
@Priyabrata099
Dhan's platform is best in India.
TUKKEBAAZ TRADER
@tukkebaaztrader
Really best broker
I tried and traded in many brokers
But your platform is too good for trading
Gaurav (blue tick here)
@simplyGAURAV007
I got access to options app of @DhanHQ . Blown away by the ease of placing trade and brokerage calculation.For someone who ends up placing more than 20 intraday orders on an avg this thing is insanely powerful and cost effective. Wow!In love with the product. @BeingPractical 🔥🔥
Vivek Joshi
@mejoshivivek
You guys are dropping bombs on other discount brokers!🔥 Truly out of the box features!
Kshitiz Anand
@nuisancejunkie
Awesome job guys! @DhanHQ @DhanLive @DhanCares you listened! And did a wonderful job! Too good. Made my (and all the user's) day!
Chirag
@tweetsbychirag
Thanks for detail explanation and reaching out on behalf of me. You made me your lifetime customer. #CustomerService at its best.
Suneel.A
@a_suneel
@DhanHQ Undoubtedly the best trading platform I have used ! Love the UI and the ease of use.
Annamayya ks
@ksannamayya
@DhanHQ- excellent interphase and features for traders, just go through their features. U will not need any other broker. Amazon level customer service.
Aakash Kamdi
@johndoedeigner
There is a new player in the financial market -@RaiseTheBarHQ entering with its own ecosystem with scratch. The very first product is @DhanHQ awaiting early access & also can't wait to see other Products.
Ronak Bhagdev
@RonakBhagdev
@DhanHQ experience is super fast so far. Onboarding and applying for IPO were never that much easier. I am sure they must have some surprises coming in for long term investors like me.
Frequently Asked Questions
Questions on your mind? Don't worry we have the answers!
- What is the difference between direct and regular mutual funds?
- Is it a good idea to invest in mutual funds?
- Is mutual fund profitable?
- Is mutual funds better than stocks?
- Is mutual funds better than FD?
- Is mutual funds better than ETFs?
- What are the benefits of investing in mutual funds?
- What are risks of investing in mutual funds?
- How to choose the right mutual funds for investing?
- What is better - SIP in mutual funds or lumpsum investment?
- What is the minimum amount required to invest in mutual funds?
- How to start investing in mutual funds on Dhan?
What is the difference between direct and regular mutual funds?
Direct mutual funds involve a direct investment from you to the fund house, cutting out intermediaries. Regular mutual funds involve distributors who earn a commission, potentially resulting in higher expenses for investors. On Dhan, you can invest in the direct mutual funds at no commission!
Direct mutual funds involve a direct investment from you to the fund house, cutting out intermediaries. Regular mutual funds involve distributors who earn a commission, potentially resulting in higher expenses for investors. On Dhan, you can invest in the direct mutual funds at no commission!
Yes, investing in mutual funds can be a useful for diversification and getting exposure to multiple asset classes. Direct funds help you reduce your overall investment costs as there is no commission involved. However, it's important to ensure that you invest in the best mutual funds after thoroughly examining your risk profile, finanical goals, and other factors.
Mutual funds can be profitable over the long run but the true potential of each mutual fund depends on the quality of fund management as well as the assets in the fund's portfolio. Thus, you must evaluate every mutual fund before investing.
Investors turn to mutual funds because of factors such as diversification and professional management. Stocks, on the other hand, appeal to those who want share ownership in a publicly traded company and potentially higher returns. That said, stocks require more research and risk management techniques than mutual funds.
Mutual funds are known to offer potentially higher returns than FDs but carry higher risk at the same time. FDs are more stable but have lower returns. Thus, whether or not one is better than the other isn't the question. The choice depends on risk tolerance and financial goals.
ETFs trade like stocks. That's why they offer flexibility. Mutual funds are managed by professionals. Thus, what you should choose between ETFs and mutual funds depends on your risk profile, investment style, and goals.
These are the benefits of investing in mutual funds:
- Diversification
- Professional management
- Greater accessibility
- Multiple asset classes
These are the risks of investing in mutual funds:
- Market-based volatility
- Over/under diversification
- High management fees
Consider these factors before choosing a mutual fund:
- Goals
- Risk tolerance
- Investment horizon
- Fund's historical performance
Also keep an eye on the investment fees and overall market conditions.
A SIP in mutual funds reduces market timing risk and offers rupee cost averaging. Lumpsum mutual fund investments are suitable for those who excel at timing the market and don't necessarily worry about rupee cost averaging.
The minimum investment amount varies among mutual funds. It can be as low as Rs 100 for some schemes, while others might have higher NAVs. Check each fund's NAV on Dhan now.
Investing in mutual funds on Dhan is simple. All you have to do is follow these steps:
- Download the Dhan App
- Submit the docs for onboarding
- Wait for approval
Once your account is ready, follow these steps:
- Go to the 'Mutual Funds' section
- Pick a Fund
- Select SIP or One-Time
- Add the Investment Amount
- Choose a SIP Date (only for SIPs)
- Enter the OTP
- Complete the transaction
That's it!
Dhan App
ChromeJoin us on
Follow us on
Partner with us
built with love
for Indians who love to invest & trade
we are part of Raise Financial Services
Explore
*All securities mentioned on this website are exemplary and not recommendatory.
We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.
Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.
That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.
©2021-2024 Moneylicious Securities Private Limited. All rights reserved. CIN - U74999WB2012PTC184187 Moneylicious Securities is part of Raise Financial Services.
SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Office No. 14D, 4th Floor, Shri Krishna Chambers, 78, Bentick Street, Kolkata - 700001, West Bengal, India.
Corporate Office: A-302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.
For any query / feedback / clarifications, email at help@dhan.co.
Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders
Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer | Saarthi 2.0 Mobile App for Investors
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Office No. 14D, 4th Floor, Shri Krishna Chambers, 78, Bentick Street, Kolkata - 700001, West Bengal, India.
Corporate Office: A-302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.
Details of client bank account
For any query / feedback / clarifications, email at help@dhan.co.
In case of grievances for any of the services rendered by Moneylicious Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.
DHAN is a brand owned by Moneylicious Securities Private Limited. All DHAN clients are registered under Moneylicious Securities Private Limited. Clients are advised to refer to our company as Moneylicious Securities Private Limited when communicating with regulatory authorities.
Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances
Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit
Attention investors:
- Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
- Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
- Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.
Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.
Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.
Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/
Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX
Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets
Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders
Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer | Saarthi 2.0 Mobile App for Investors