1. Can I pledge all my mutual fund investments on Dhan?

Only mutual funds in demat form in your Dhan account that are eligible according to the Dhan eligibility list will be eligible for pledge.

2. How quickly does the pledging process complete on Dhan?

The entire process, including loan disbursal, completes within a few hours, due to Dhan’s digital documentation and automated systems. The margin benefits are credited to your account within 15 minutes after successful authorisation.

3. After pledging my mutual fund units, do I lose ownership?

No, you do not lose ownership of your mutual fund units when you pledge them on Dhan. They are used as collateral for a loan, with you still having ownership over them, but they are temporarily locked for redemption or selling.

4. Can I monitor my pledged assets/loans in real time?

Yes. Dhan's dashboard provides real-time tracking of pledged mutual funds, loan balances, and margin positions.

5. What if the mutual fund NAV drops considerably during the loan period?

Dhan will alert you about margin top-ups or provide you with other options for risk management to keep your loan healthy and prevent forced liquidation.