Jammu & Kashmir Bank Financials - Balance Sheet, Income Statment, Cash Flow

Quarterly Statement	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	3,452	3,619	3,523	3,450	3,597
Expenses	996	1,078	1,061	958	965
Operating Profit	2,214	2,136	2,209	2,335	2,350
Operating Profit Margin %	69%	66%	68%	71%	71%
Other Income	242	406	253	157	282
EBITDA	759	810	659	635	807
Interest	1,697	1,732	1,803	1,858	1,824
Depreciation	0	0	0	0	0
Profit Before Tax	759	810	659	635	807
Tax %	30%	28%	27%	22%	28%
Net Profit	529	582	485	495	582
EPS	5	5	4	4	5

Yearly Balance Sheet	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Share Capital	71	93	103	110	110
Reserve & Surplus	6,731	7,890	9,793	12,083	14,098
Minority Interest	0	0	0	0	0
Non Current Liabilities	1,16,865	1,25,151	1,34,816	1,49,842	1,65,153
Current Liabilities	3,408	5,425	11,097	4,662	4,271
Total Liabilities	1,20,273	1,30,576	1,45,913	1,54,505	1,69,424
Fixed Assets	1,971	1,908	2,224	2,208	2,126
Capital Work in Progress	41	46	47	50	66
Investments	30,774	33,785	34,780	34,900	41,122
Other Assets	87,486	94,837	1,08,860	1,17,347	1,26,110
Total Assets	1,20,273	1,30,576	1,45,913	1,54,505	1,69,424

Yearly Cash Flow	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Operating Activities	-14	-1,568	-407	-853	2,723
Investing Activities	-76	-85	-124	-257	-102
Financing Activities	-199	941	638	407	-1,034
Net Cash Flow	-289	-712	107	-702	1,587

Financial Year	Revenue	Revenue Growth	Net Profit	Profit Growth
FY 2024-25	13,673	11.8%	2,083	17.83%
FY 2023-24	12,038	19.85%	1,767	47.59%
FY 2022-23	10,112	16.74%	1,197	138.73%
FY 2021-22	8,758	-1.2%	502	16.07%
FY 2020-21	8,803	-3.97%	432	137.93%

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Jammu & Kashmir Bank

J&KBANK Share Price

J&KBANK Financials

Income Statement

Balance Sheet

Cash Flow

J&KBANK Revenue Growth