Download the App Now!

MF CalculatorsHSBC SIP Calculator

HSBC SIP Calculator

trategize, compute returns efficiently with HSBC SIP calculator.

Monthly Investment

₹ 100
₹ 1,00,00,000

Expected Return Rate (p.a)


Time Period

1 yr
40 yr

Investment Amount


Estimated Returns


Maturity Value


Compound your wealth with SIP in Mutual Funds

*Investing in the securities market carries risk. Please do your own due diligence before investing.

Start SIP in Mutual Funds

What is the HSBC SIP Calculator?

The HSBC SIP (Systematic Investment Plan) calculator is an online tool that helps you figure out how much your investments will be worth in the future if they’re in HSBC mutual funds.

You have to enter your investment amount, frequency of investments, expected rate of return and investment tenure. The calculator uses a formula based on the future value of an annuity due. After doing the calculations, it shows the estimated corpus value which represents potential wealth creation through disciplined SIP investments.

What is the Use of HSBC SIP Calculator?

The HSBC SIP calculator is a handy tool for investors. Here are a few uses of the HSBC SIP calculator:

1. Estimating Future Value of Investments

With the HSBC mutual fund calculator, you can find out your SIP investment's future value. It takes into account the monthly investment amount, frequency of investments, expected rate of return and investment tenure.

By figuring out potential returns, this tool gives an idea about how much wealth one can amass over a period of time which helps with financial planning as well as goal setting.

2. Planning Investment Strategy

The calculator will help you plan your investment. This is done by predicting the amount of money that can be saved over a period, which enables people to make sure their investments align with their financial goals.

Such predictions may serve as a basis for modifying systematic investment plans or selecting between different durations so as to enhance wealth generation and ensure economic safety.

3. Understanding the Impact of SIP Amount

You can use the calculator to find out what will happen to your future investment value by changing the amount you save every month. The returns projected can be changed by adjusting the SIP in this calculator alone.

This allows one to decide how much they should save every month so as to achieve their financial targets while also showing how different levels of investments relate to probable earnings.

4. Assessing the Effect of Investment Tenure

This calculator helps you assess the effect of investment tenure on the future value of your investment. By altering the investment period in the calculator, you can see how it influences the projected returns.

This insight allows you to plan your investment duration effectively, understand how a longer or shorter tenure can impact your wealth accumulation, and align it with your financial goals and life events.

5. Visualizing the Power of Compounding

Finally, it demonstrates the power of compounding. It shows how your wealth can grow over time as the returns on your investment are reinvested, leading to exponentially increasing returns.

This visualization helps you understand the significant impact that compounding can have on your investment growth, emphasizing the importance of starting your investments early and maintaining them for a long duration.

How can HSBC Mutual Fund Calculator Help You?

The mutual fund calculator of HSBC can assist you by providing accurate projections of potential returns on your investments through systematic investment plans.

Guide on Using HSBC SIP Calculator

Using the HSBC SIP calculator is a straightforward process. Here are the steps:

  • Go to the Dhan official website.
  • Find the HSBC SIP Calculator tool.
  • Input your Monthly Investment Amount, Expected Rate of Return, and Investment Tenure.
  • The calculator will then estimate your potential returns based on these inputs.

This estimate is based on the inputs you provide and assumes a certain rate of return and investment period. It’s a helpful tool for planning your investments and understanding the potential returns you can achieve through disciplined SIP investments.

How to use the HSBC Lumpsum Calculator?

Using the HSBC Lumpsum Calculator is quite simple. Here are the steps:

  • Visit the Dhan Lumpsum Calculator page.
  • Enter the Investment Amount: This is the lump sum amount you plan to invest.
  • Choose the HSBC mutual fund scheme in which you want to invest.
  • Enter the Investment Period: Specify the duration for which you plan to stay invested.
  • Enter the Expected Return: Provide an estimate of the annual return you expect from the investment.

The calculator will then display the expected amount and the wealth gained at the end of the investment period.

How are Returns in HSBC SIP Calculated?

The XIRR (Extended Internal Rate of Return) is a financial measure that considers the discounted value of a chain of cash flows which occur at uneven intervals. The formula for XIRR is:



  • values refer to an array of values representing the series of cash flows.
  • dates are the dates corresponding to the provided values.
  • guess denotes an initial guess for the IRR. 

By giving each individual cash flow different dates, the XIRR function calculates IRR for non-periodic streams of money.

About HSBC Mutual Fund

HSBC Mutual Fund, a 21-year-old fund house in India, is part of HSBC Asset Management, a global asset manager with $641 billion in assets and a presence across 23 countries. It offers a range of investment options across equity, debt, and hybrid spectrums.

  • Equity: HSBC Value Fund, HSBC Flexi Cap Fund, HSBC Large Cap Fund, etc.
  • Debt: HSBC Banking and PSU Debt Fund, Money Market Mutual Funds, and HSBC Dynamic Bond Fund, etc.
  • Hybrid: HSBC Aggressive Hybrid Fund, HSBC Balanced Advantage Fund, etc.

Being a part of the 7th largest bank in the world, it provides international quality investment options and services to investors across India.

HSBC Mutual Fund has been managing Indian equity and debt assets for over 20 years. It is committed to connecting clients to global investment opportunities and has a strong heritage of successfully doing so.

Invest & Trade with a Trading
Platform That's icon

Open your Dhan Account in minutes!


Earn 1% Higher Returns!


*All securities mentioned on this website are exemplary and not recommendatory.

We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.

That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.

©2021-2024 Moneylicious Securities Private Limited. All rights reserved. CIN - U74999WB2012PTC184187 Moneylicious Securities is part of Raise Financial Services.

SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Office No. 14D, 4th Floor, Shri Krishna Chambers, 78, Bentick Street, Kolkata - 700001, West Bengal, India.
Corporate Office: A-302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Land Line: 022-43116666.

For any query / feedback / clarifications, email at help@dhan.co.

In case of grievances for any of the services rendered by Moneylicious Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.

Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances

Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit

Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.

Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.

Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/

Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX

Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets

Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders

Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer