Punjab National Bank Financials - Balance Sheet, Income Statment, Cash Flow

Quarterly Statement	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	35,286	37,299	37,999	36,684	37,903
Expenses	7,494	9,142	9,197	8,299	9,298
Operating Profit	24,401	23,381	23,375	24,214	23,591
Operating Profit Margin %	77%	72%	72%	74%	72%
Other Income	3,392	4,776	5,427	4,171	5,013
EBITDA	7,055	6,518	6,973	6,527	6,440
Interest	20,738	21,640	21,828	21,858	22,164
Depreciation	0	0	0	0	0
Profit Before Tax	7,055	6,518	6,973	6,527	6,440
Tax %	32%	23%	69%	22%	13%
Net Profit	4,811	5,011	2,167	5,121	5,577
EPS	4	4	2	4	5

Yearly Balance Sheet	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Share Capital	2,096	2,202	2,202	2,202	2,299
Reserve & Surplus	90,439	95,380	1,00,678	1,08,185	1,30,839
Minority Interest	487	474	459	561	628
Non Current Liabilities	12,59,036	13,11,662	14,63,836	15,62,758	18,16,593
Current Liabilities	20,689	27,640	29,813	35,878	40,951
Total Liabilities	12,79,725	13,39,301	14,93,649	15,98,636	18,57,544
Fixed Assets	11,049	10,696	12,084	12,348	13,083
Capital Work in Progress	0	0	0	0	0
Investments	4,04,369	3,88,586	4,16,914	4,46,421	5,24,840
Other Assets	8,64,307	9,40,019	10,64,651	11,39,867	13,19,620
Total Assets	12,79,725	13,39,301	14,93,649	15,98,636	18,57,544

Yearly Cash Flow	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Operating Activities	30,950	20,032	22,592	-27,939	22,075
Investing Activities	-787	-1,204	-733	-1,506	-1,578
Financing Activities	5,415	2,032	1,275	3,518	-1,138
Net Cash Flow	35,579	20,859	23,135	-25,928	19,359

Financial Year	Revenue	Revenue Growth	Net Profit	Profit Growth
FY 2024-25	1,38,070	13.9%	16,630	101.71%
FY 2023-24	1,20,286	25.55%	8,245	228.84%
FY 2022-23	97,287	13.71%	2,507	-27.47%
FY 2021-22	87,200	-7.35%	3,457	71%
FY 2020-21	92,741	50.22%	2,022	501.33%

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SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016 | SEBI Research Analyst Registration No: INH000023357
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
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Details of client bank account

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Punjab National Bank

PNB Share Price

PNB Financials

Income Statement

Balance Sheet

Cash Flow

PNB Revenue Growth