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Yearly SIP Calculator

Calculate returns easily on your annual or yearly SIP investment in MF, stocks and ETFs.

Yearly SIP Investment

₹ 100
₹ 1,00,00,000

Expected Return Rate (p.a)


Time Period

1 yr
40 yr

Investment Amount


Estimated Returns


Maturity Value


Compound your wealth with SIP in Mutual Funds

*Investing in the securities market carries risk. Please do your own due diligence before investing.

Intro to Yearly SIP Calculator

In today's uncertain world, planning investments for the long term is very crucial. Whether saving for a dream vacation, child's education, or retirement, having a clear investment plan can make all the difference.

For this, Systematic Investment Plans (SIPs) are a great value addition. SIP allows individuals to invest small, regular amounts over time, creating financial discipline and long-term growth. To calculate the returns on SIP investments, a Yearly SIP Calculator can be very helpful.

What is the Yearly SIP Calculator?

A Yearly SIP (Systematic Investment Plan) Calculator is a financial tool that helps you know the future value of your yearly SIP investments. You put in the amount you invest every year, the expected annual return rate, and investment tenure.

After that, the calculator provides you with the total future value of your investments and how much earnings were made. It’s a good tool to plan for long-term investments as well as understand why regular systematic investing is important.

For example, if you choose to make a yearly SIP investment totalling Rs. 50,000 at 12% for 10 years, in the end, it will be summed up to Rs. 9,82,729.16. The advantage of SIP is that it averages out the market volatility as you invest systematically over time.

Example of Yearly SIP Calculator

Let's consider an individual, Sam, who wants to invest in a mutual fund through a Yearly SIP Calculator to plan his finances effectively. Sam decides to invest ₹5,000 per month for the next 10 years with an expected annual return of 10%.

Using the Yearly SIP Calculator, Sam inputs:
  • Monthly investment amount: ₹5,000.
  • Investment tenure: 10 years.
  • Expected annual return: 10%.
Upon calculation, the Yearly SIP Calculator provides Sam with a comprehensive breakdown of his investment journey. It displays the total investment amount over the years, the expected returns, and the final corpus accumulated at the end of the tenure.
From this data, Sam can know how his investments will perform as time goes by thereby helping him take into consideration what goals he wants to achieve with his money.

Step-by-Step Guide to Using the Yearly SIP Calculator

Using a Yearly SIP Calculator can be an excellent way to plan your investments and understand how they might grow over time. Here's how to use the Dhan Yearly SIP calculator:

  • Access the Calculator: Start by opening the Dhan Yearly SIP Calculator online.
  • Input Initial Investment: Enter the amount you initially plan to invest at regular intervals.
  • Specify Investment Period: Determine the duration over which you intend to invest monthly. This could be a specific number of years or until a particular milestone, such as retirement.
  • Estimate Expected Return: Provide an estimate of the average annual return you anticipate from your investments. This could be based on historical market performance or forecasts.
  • Select Investment Frequency: Decide how frequently you plan to invest. Yearly SIPs involve investing once a year, but some calculators may allow for other frequencies like monthly or quarterly.
Once you've input all the necessary information, the calculator will generate results. These typically include the future value of your investment, the total amount invested, and potential returns.

Benefits of Using the Yearly SIP Calculator

Using a Yearly SIP calculator offers you several advantages in managing your investments:

  • Clarity on Investment Growth
    By inputting your investment amount, expected returns, and duration, the calculator gives you a clear projection of how your investment will grow over time. This clarity helps you set realistic financial goals.
  • Comparison of Investment Options
    You can compare different SIP investment scenarios by adjusting variables like investment amount and duration. This allows you to choose the option that best suits your financial goals and risk tolerance.
  • Understanding the Power of Compounding
    The calculator demonstrates the power of compounding by showing how your investments can grow exponentially over time. This understanding motivates you to start investing early and stay invested for the long term.
  • Assessment of Risk Tolerance
    By experimenting with different scenarios, you can assess your risk tolerance and determine the level of investment risk you are comfortable with. This helps you build a well-balanced investment portfolio.
  • Goal Planning
    Whether it's saving for retirement, buying a house, or funding your child's education, the SIP calculator helps you plan and visualize how much you need to invest regularly to achieve your financial goals.
Once you've input all the necessary information, the calculator will generate results. These typically include the future value of your investment, the total amount invested, and potential returns.


By consistently investing small amounts through SIPs, you can build wealth steadily over time. Remember, planning for the long term ensures financial security, even in unpredictable markets. So, start your SIP journey today and pave the way for a brighter financial tomorrow. To understand what returns you can expect down the line, use the Dhan Yearly SIP Calculator.

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