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Open HUF Demat Account

Open Your

HUF Demat Account

100% Online. Pay ₹0 AMC. Save Tax Easily!


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Why Open HUF Demat Account with Us?


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Invest as HUF & Save Taxes

Your HUF account will help you save tax on Investing & Trading

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100% Digital & Pay ₹0 AMC

No paperwork, no branch visit - open account in minutes!

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Family-wide Tax Efficiency

Profits taxed seperately from each family member.

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24x7 Dedicated Support

Our team is always there to help with queries!

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How to Open HUF Demat Account Online?


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Verify Mobile & Email of Karta

Typically takes a minute.

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Upload HUF & Karta Docs

PAN, Aadhaar, & Bank Proof.

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e‑Sign & Start Trading

Get CDSL Beneficiary ID and log in instantly.

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Documents Required for
HUF Demat Account



  • HUF Pan Card
  • Aadhar Card of Karta
  • 6 Months Bank Statement for F&O Trading
  • Individual Pan Card of Karta
  • Address Proof of HUF
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Things to Know About a
HUF Demat Account


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What is a HUF Demat Account?

A HUF Demat Account is a dematerialised securities account opened in the name of a Hindu Undivided Family. Unlike an individual demat, ownership rests with the family as a single tax entity, represented by its Karta. The account holds shares, ETFs, bonds and mutual funds electronically, eliminating paper certificates while unlocking separate tax slabs for family investments.

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How Does a HUF Demat Account Work?

Think of it like a bank account for shares—but operated by the Karta on behalf of all co‑parceners. When the HUF buys securities, they’re credited to the family’s demat. Proceeds from sales are credited to the HUF’s linked bank account. Dhan, as your Depository Participant (DP) with CDSL, handles all electronic debits/credits, corporate actions and pledges, ensuring safe custody and seamless settlement.

Key Takeaway: Assets belong to the HUF-not the individual Karta-so future generations automatically inherit benefits without transfers or re‑registration.

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HUF Demat vs Other Accounts



HUF Demat AccountIndividual Demat AccountHUF Bank Account
PurposeHold securities & corporate actions in the HUF’s name, enabling collective investing and tax optimisation.Hold securities for a single individual.Receive dividends, capital gains & other inflows; pay out investment proceeds.
Functions and Features
  1. One family PAN, multiple co‑parceners
  2. Separate taxation under Sec 161
  3. Succession happens automatically within HUF
  1. Operated by Karta
  2. Required for settlements & margin
  3. Distinct from Karta’s personal account
  1. Personal PAN
  2. Taxable at individual slab
  3. Nominee/succession needed
Role in Financial TransactionsCentral repository for all family investments; simplifies legacy planning.Ideal for solo traders & investors.Cash ledger backing the HUF demat; routes payouts, dividends & IPO refunds.

Benefits of Having a HUF Demat Account


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Paperless Activation

Minors can open a Demat Account with the assistance of a guardian. The account is managed by the guardian until the minor reaches adulthood (18 years of age), ensuring their investments are handled responsibly.

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Invest Across All Segments

With a Demat account, you have the flexibility to invest across various market segments, including equities, mutual funds, bonds, and more. This versatility ensures that all your investments are consolidated in one place, providing a seamless and efficient investment experience.

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Easy Portfolio Management

A Demat account simplifies the management of your investment portfolio by allowing you to track and manage all your holdings in a single account. This consolidation helps in better monitoring of your investments and making informed financial decisions with ease.

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Corporate Benefits & Actions

A Demat account simplifies receiving corporate benefits such as dividends, interest, and bonuses. All corporate actions are updated automatically in your account, ensuring that you don't miss out on any benefits, making the process smooth and efficient.

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Quick Transfer of Shares

A Demat account ensures the quick and efficient transfer of shares. Transactions are executed electronically, significantly reducing the time needed for settlements and allowing you to manage your investments promptly and smoothly.

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Lower Risk of Fraud

Using a Demat account greatly lowers the risk of fraud and theft. The electronic format of holding securities eliminates the risks associated with physical certificates, ensuring the safety and security of your investments.


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Frequently Asked Questions

Questions on your mind? Dont worry we have the answers!


A Hindu Undivided Family or HUF for short can open a demat account to trade & invest in the markets. HUFs are treated as one entity when it comes to taxation, among other financial benefits. This means that all the members of a family can enjoy tax benefits with the demat account for HUF while trading and investing in stocks.

A family that is registered as a HUF, that is, a family that consists of a linearly undivided Hindu family, can open a HUF demat account. The HUF has its own documents like a PAN card and the head of the family, the Karta, is often tasked with managing the HUF's finances.

Below is the list of documents required to open HUF Demat Account in India:

- HUF Pan Card
- Individual Pan Card of Karta
- Aadhar Card of Karta
- HUF Declaration
- Address Proof of HUF (Latest Bank Account Statement)
- 6 Months Bank Account Statement for F&O Activation

In case of any further queries, you can connect on our customer care number 9987761000 or email us at onboarding@dhan.co.

By opening a demat account for HUF, you and your family can unlock various benefits. The first and foremost benefit is the fact that the entire family registered as a HUF is treated as a single entity.
More HUF demat account benefits are as follows:

1. A HUF is treated as a single entity during taxation.
2. Individuals of the HUFs do not have to pay capital gains tax.
3. HUF taxation is similar to individual taxation in terms of tax slabs.

A HUF demat account on Dhan allows you to enter the markets, trade and invest in various financial instruments. Apart from tax benefits, the HUF account will give you access to Dhan's awesome features. Oh, and account opening is free!

For non-individual account holders, the DDPI process is offline and charges for the same are ₹500 + GST.
Yes, simply update the HUF deed and submit via support; no new account needed.
The HUF files a separate ITR; profits are taxed at slab rates applicable to HUFs, independent of members’ personal returns.
Absolutely. Use the same HUF DEMAT & bank account to apply online via UPI ASBA.
Submit succession affidavit & KYC of the new Karta. Account, holdings and history remain intact.

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We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.

That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.

©2021-2025 Moneylicious Securities Private Limited. All rights reserved. CIN: U74999MH2012PTC433549 Moneylicious Securities is part of Raise Financial Services.

SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Unit No. 2201, 22nd Floor, Gold Medal Avenue, S.V. Road, Beside Patel Petrol Pump, Piramal Nagar, Goregaon West, Mumbai – 400104
Corporate Office: 302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.


For any query / feedback / clarifications, email at help@dhan.co.

In case of grievances for any of the services rendered by Moneylicious Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.


Disclaimer: All communications with the client via chat, phone, or email are for support purposes only. Any commitments or statements made by the agent (human or virtual) shall not be binding on the company.


DHAN is a brand owned by Moneylicious Securities Private Limited. All DHAN clients are registered under Moneylicious Securities Private Limited. Clients are advised to refer to our company as Moneylicious Securities Private Limited when communicating with regulatory authorities.


Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances


Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit


Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.


Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.


Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX


Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets


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