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Groww SIP Calculator

Groww SIP Calculator: Plan investments, forecast returns effortlessly.

Monthly Investment

₹ 100
₹ 1,00,00,000

Expected Return Rate (p.a)


Time Period

1 yr
40 yr

Investment Amount


Estimated Returns


Maturity Value


Compound your wealth with SIP in Mutual Funds

*Investing in the securities market carries risk. Please do your own due diligence before investing.

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What is Groww SIP Calculator?

The Groww SIP (Systematic Investment Plan) Calculator is a device that helps investors approximate how much they can earn from their investments in SIPs. It enables investors to deposit a fixed sum of money regularly into mutual funds, thus enabling them to grow wealth slowly and steadily over time in a disciplined manner.

The calculator approximates the value of future investments using different factors such as duration, and expected rate of return among others like frequency and amount invested each time. It helps investors in planning their financial goals by offering insights into how their investments may grow over time.

The user-friendly design combined with accurate computations makes the Groww SIP calculator a useful tool for any investor who wants to align his decisions with personal financial objectives.

What is the Use of Groww SIP Calculator?

The SIP calculator of Groww is a tool offered by the Dhan for assessing the possible gains of SIP investments made by investors. It can be used in several ways, such as:

1. Estimating Returns

The aim of the online Groww SIP calculator is to assist investors in estimating the gains that can be made over a period of time from their investments in SIPs.

By giving details such as the amount put in each SIP, duration of investment and expected rate of return; it suggests what could be earned later on.

Additionally, this provides an outlook for potential earnings which supports decisions and objectives setting.

2. Goal Planning

The Groww mutual fund calculator helps you plan for your financial goals, like buying a house or saving for education.

You can input details like how much you want to invest regularly, for how long, and what returns you expect. Then, it shows you how your investments can grow over time, helping you understand if your current plan aligns with your goals.

3. Comparing Investment Options

The calculator helps you compare various investment alternatives conveniently. You can modify variables such as the amount of investment, duration and anticipated returns to know which SIP plan will fit into your requirements most effectively.

This guides you in making knowledgeable choices about where you should put your money for your financial objectives like purchasing a home, saving for education or planning for retirement.

4. Understanding the Power of Compounding

Even small, regular investments grow significantly over time. Imagine planting a seed that grows into a tree bearing more seeds each year. Similarly, with SIP investments, your money earns returns, which are reinvested to generate more returns.

Over time, this compounding effect accelerates, showing how starting early and staying invested can lead to substantial wealth accumulation.

How can Groww SIP Calculator Help You?

Groww's Systematic Investment Plan calculator helps you plan investments based on the amount and tenure of your investment. It can also estimate the total value of your investments at the end of your SIP tenure.

Guide on Using Groww SIP Calculator

Here are concise steps on how to use the Groww SIP calculator:

  • Navigate to Dhan Website/App: Open the Dhan website or app on your device.
  • Locate SIP Calculator: Look for the Groww SIP calculator tool on the platform under “Mutual Fund Calculator” section.
  • Input Parameters: Enter the required details such as investment amount, expected return rate, and investment duration.
  • Calculate: Click on the "Calculate" or similar button to generate results.

After getting results, analyze the results to understand how your investment may grow over time. Adjust the inputs if needed to explore different scenarios and make an informed investment plan.

How to use the Groww Lumpsum Calculator?

To use the Groww Lumpsum calculator, you can enter the following details:

  • Navigate to the Groww lumpsum calculator tool.
  • Enter the details such as the amount you want to invest, investment duration, and expected rate of return.
  • The calculator will generate results showing the projected value of your investment over time.

Finally, review the projections to make informed investment decisions.

How are Returns in Groww SIP Calculated?

XIRR (Extended Internal Rate of Return) is a method used to calculate the internal rate of return for investments where cash flows occur at irregular intervals. In the case of SIP in mutual funds through platforms like Groww, XIRR helps in calculating the annualized return of your investments.

XIRR(values, dates, [guess])


  • values: This is an array or range of cash flows that correspond to the investment or returns over time.
  • dates: This is an array or range of dates corresponding to each cash flow.
  • guess (optional): This is an optional guess at the rate of return.

About Groww Mutual Fund

Groww Mutual Fund stands out as a top fund house recognized for its creative strategies in providing investment solutions. It offers a diverse portfolio of financial products tailored to meet the distinct needs and aspirations of its investors. The platform provides access to over 5000 mutual funds and allows investments through SIP or lumpsum mode.

Groww Mutual Fund operates under the trusteeship of Groww Trustee Limited and is sponsored by Groww Invest Tech Pvt Ltd. It offers a range of investment schemes, including equity funds, hybrid funds, debt funds, and ETFs. 

Here are some popular SIP mutual fund schemes that Groww offers:

The platform is lauded for its simplicity, transparency, and customer-centric approach. It also facilitates the switch from regular mutual fund plans to direct mutual fund plans, potentially earning extra returns for the investor.

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