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Tata SIP Calculator

Efficiently plan and forecast your investments with Tata SIP calculator.

Monthly Investment

₹ 100
₹ 1,00,00,000

Expected Return Rate (p.a)


Time Period

1 yr
40 yr

Investment Amount


Estimated Returns


Maturity Value


Compound your wealth with SIP in Mutual Funds

*Investing in the securities market carries risk. Please do your own due diligence before investing.

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What is Tata SIP Calculator?

The Tata SIP calculator is an online tool that can be used to figure out the future value of systematic investment plans made in Tata Mutual Fund schemes. You enter the amount you invest per month, your anticipated yearly gain, and how long your investments last.

The calculator then estimates the future value of your investment. This is a valuable tool for planning your investments and getting an idea about what kind of returns you can expect to see on them.

What is the Use of TATA SIP Calculator?

Because of various reasons, the Tata SIP calculator is a very useful tool.

1. Estimate Returns in Present

The Tata SIP calculator allows for the estimation of the future value of Systematic Investment Plan investments in Tata Mutual Fund schemes. You only have to enter your monthly investment, expected annual return and investment duration.

Thereafter, the calculator shows projections on possible returns from your SIPs. This feature allows you to see the possible growth of your investment over time and therefore make well-informed choices regarding where to put your money.

2. Pre-plan Investments

With the Tata SIP calculator, you can effectively plan your investments. You will be able to see how different future values of investment are affected by various changes in the parameters by adjusting the monthly investment amount, expected annual return and investment duration.

This adaptability allows you to make well-thought-out choices and customize your investment plan in line with your financial targets.

3. Choose Suitable Funds

This feature helps you choose from Tata mutual fund schemes that best suit your investment goals.

providing a list of suitable funds, the calculator simplifies the decision-making process, making it easier for you to select the right fund for your financial objectives.

4. Understand Compounding Impact

Finally, the Tata SIP calculator helps you understand the power of compounding. Compounding is the process where the returns on your investment earn additional returns over time.

The calculator shows how your SIP investment grows exponentially over the long term due to compounding, helping you visualize the potential growth of your investment and the importance of investing for the long term

How can TATA SIP Calculator Help You?

The Tata SIP calculator is a tool that helps you estimate the future value of your mutual fund investments. It uses the compound interest formula to incorporate key variables such as initial investment, duration, expected return rate, and investment frequency.

Guide on Using TATA SIP Calculator

Using the Tata SIP calculator is quite straightforward. Here are the steps:

  • Access the SIP calculator online on Dhan.
  • Enter the monthly investment amount you plan to invest. Most of the SIP plans will start with a minimum of ₹500.
  • Estimate the rate of return on your investment. You can use historical returns for reference but keep in mind that future returns may vary depending upon market conditions.
  • Specify the timeframe you're considering for your investment. This may vary according to your financial objectives.
  • Finally, click on the ‘Calculate’ button.

The calculator will then display the estimated returns for your SIP investment. Remember, the results are based on the inputs you provide and actual market returns may vary.

How to use the TATA Lumpsum Calculator?

Using the Tata Lumpsum calculator is quite straightforward. Here are the steps:

  • Visit the Dhan Lumpsum calculator online.
  • Enter the Investment Amount: Specify the amount you plan to invest as a lumpsum.
  • Input the amount you intend to invest as a lump sum.
  • Provide an estimated return rate on your investment. You can refer to historical returns but remember that future returns can fluctuate based on market conditions.
  • Indicate the investment period in years. This should align with your financial objectives.
  • Finally, press the ‘Calculate’ button.

Remember, the actual returns can vary based on market conditions. It's a good idea to seek personalized advice from a financial advisor.

How are Returns in TATA SIP Calculated?

The TATA SIP calculates revenue by using XIRR (extended internal rate of return). XIRR is an Excel formula that computes the interest rate for a series of cash flows that occur at irregular intervals.

The XIRR formula is as follows:

=XIRR(values, dates, [guess])


  • values represent the series of cash flows.
  • dates are the specific dates that correspond to each cash flow.
  • guess is an initial estimate of what the IRR will be.

This formula uses an iterative method to calculate XIRR. It starts off with a guess and then repeatedly does the calculation until it gets within 0.000001% (accurate). This can be used to determine the value of an investment over time or whether a project with irregularly timed cash flows is viable.

About TATA Mutual Fund

Tata Mutual Fund, part of the prestigious Tata Group, is managed by Tata Asset Management Ltd., established in 1994. With over 29 years of experience, it offers a range of services including financial planning and fund management.

The fund provides diverse investment options based on investors’ risk appetite, financial objectives, and income. It offers various schemes like equity, debt, hybrid, liquid, and ELSS mutual funds.

The fund is known for its performance and portfolio of all fund schemes. Tata Mutual Fund aims to help build your financial portfolio with the best investment plans and schemes. It’s a trusted name in the mutual fund industry, offering effective investment solutions to its customers.

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