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Housing Finance Stocks
Last Updated on 2026 Feb 16 at 14:37
Explore top housing finance companies driving home loan growth in India. Track their performance, market cap, returns, and key metrics all in one place.
List of Top Housing Finance Stocks
CSV
CSV
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Name | LTP | Change % | Volume | Market Cap (Cr.)  | PE Ratio | Industry PE | 52W High | 52W Low | 1M Returns | 3M Returns | 1 Yr Returns | 3 Yr Returns | 5 Yr Returns | PB Ratio | Dividend Yield | ROE | ROCE | EPS | 50 DMA | 200 DMA | RSI | MTF | Margin Pledge |
|---|
88.96 | -0.37% | 20,66,205 | ₹ 74,124 | 30.06 | 11.60 | 136.96 | 87.11 | -5.59% | -17.35% | -20.90% | -46.08% | -46.08% | 3.51 | - | - | 8.84% | - | 93.18 | 109.75 | 38.68 | 70.00% | 87.50% | |
509.30 | 0.33% | 5,79,776 | ₹ 28,015 | 5.09 | 11.60 | 646.50 | 483.70 | -2.26% | -10.32% | -7.61% | 37.69% | 6.98% | 0.73 | 1.97% | 15.12% | 9.65% | 86.33 | 526.66 | 570.15 | 42.13 | 76.00% | 87.50% | |
848.95 | 1.54% | 3,48,845 | ₹ 22,116 | 9.96 | 11.60 | 1,141.90 | 746.70 | -12.48% | -6.97% | 5.31% | 80.30% | 176.24% | 1.21 | 0.60% | 10.07% | 9.27% | 61.35 | 907.10 | 936.62 | 39.38 | 73.81% | 80.00% | |
463.25 | -0.73% | 4,16,254 | ₹ 20,096 | 19.64 | 11.60 | 547.80 | 361.60 | -4.16% | -7.16% | 17.94% | 40.61% | 40.61% | 2.93 | - | 14.73% | 10.34% | 18.84 | 481.01 | 485.09 | 39.92 | 60.00% | 70.00% | |
246.30 | -1.32% | 9,98,249 | ₹ 12,333 | 14.01 | 11.60 | 364.00 | 245.55 | -10.18% | -14.26% | -19.88% | -5.96% | -29.00% | 2.67 | 1.81% | 16.24% | 13.64% | 12.85 | 275.78 | 310.77 | 36.19 | 69.65% | 80.00% | |
1,169.00 | -0.87% | 80,930 | ₹ 12,149 | 24.78 | 11.60 | 1,519.00 | 878.40 | 7.08% | 0.08% | 20.57% | 53.40% | 125.70% | 3.06 | 0.27% | 14.41% | 10.08% | 36.43 | 1,128.81 | 1,219.13 | 55.35 | 66.23% | 80.00% | |
146.00 | 1.37% | 24,50,461 | ₹ 12,094 | 9.32 | 11.60 | 192.95 | 97.61 | 2.82% | -18.13% | 16.50% | 43.05% | -26.20% | 0.53 | 1.39% | 6.50% | 3.96% | 25.15 | 144.65 | 141.19 | 47.16 | 50.00% | 75.00% | |
900.50 | 1.84% | 75,342 | ₹ 11,991 | 12.09 | 11.60 | 971.50 | 558.50 | 0.73% | 4.09% | 47.28% | 52.36% | 76.93% | 2.16 | 1.36% | 17.28% | 10.81% | 57.59 | 916.48 | 822.74 | 42.28 | 70.49% | 80.00% | |
1,292.70 | 0.47% | 88,455 | ₹ 10,236 | 20.76 | 11.60 | 2,234.00 | 1,264.10 | -10.66% | -25.55% | -23.86% | -35.85% | -41.99% | 2.70 | - | 13.00% | 8.96% | 61.97 | 1,448.97 | 1,663.33 | 28.28 | 69.88% | 80.00% | |
722.30 | -2.05% | 92,910 | ₹ 7,844 | 16.93 | 11.60 | 1,011.75 | 650.00 | -7.82% | -15.56% | 7.05% | 32.61% | 32.61% | 2.75 | 0.67% | 10.77% | 11.06% | 26.49 | 803.64 | 868.99 | 37.13 | 50.00% | 70.00% | |
404.70 | 0.07% | 34,297 | ₹ 2,532 | 5.49 | 11.60 | 464.45 | 310.00 | -0.86% | -3.23% | 12.79% | 75.80% | 51.60% | 0.70 | 0.99% | 13.22% | 10.87% | 69.28 | 404.99 | 402.36 | 48.71 | 66.49% | 60.00% | |
159.27 | -1.56% | 49,784 | ₹ 858 | 6.42 | 11.60 | 206.00 | 155.16 | -5.96% | -4.01% | -11.66% | -7.00% | 26.61% | 0.44 | 2.77% | 8.28% | 9.12% | 29.43 | 168.10 | 177.71 | 41.38 | 68.23% | - | |
267.15 | -0.69% | 1,926 | ₹ 419 | 14.35 | 11.60 | 353.95 | 255.10 | -0.41% | -5.62% | -18.33% | 7.14% | 7.14% | 1.51 | - | 13.19% | 10.86% | 15.60 | 276.30 | 296.60 | 41.34 | 50.00% | - | |
2.64 | -0.75% | 3,51,979 | ₹ 128 | 5.30 | 11.60 | 7.78 | 2.60 | -0.38% | -24.57% | -21.66% | -10.51% | 17.33% | -2.42 | - | - | 68,731.85% | - | 2.88 | 4.10 | 38.27 | - | - |
Showing 14 of 14 results
Please Note:
- PE Ratio: Share Price/Earning Per Share
- PB Ratio: Market Cap/Book Value
- ROE: Net Income/Shareholder's Equity
- ROCE: Earning Before Interest & Tax (EBIT)/Capital Employed
- EPS: (Net Income-Preferred Dividend)/Weighted Average Number of Shares Outstanding
- 50 DMA: Simple Moving Average of the past 50 days closing prices for a stock.
- 200 DMA: Simple Moving Average of the past 200 days closing prices for a stock.
- RSI: Relative Strength Index (14) is a momentum indicator to measure price changes to analyse overbought/oversold conditions.
- MTF: % Amount Funded by Dhan.
- Margin Pledge: % Collateral Benefit for Additional Margin.
*The scrips mentioned above are just for research purpose and not recommendations. Please do your own due diligence before investing.
About Housing finance stocks
Most Indians consider owning a home a major financial milestone. While property costs are high, there's a strong financial ecosystem that helps owners fund their homes. Housing finance companies provide home loans to help people finance these massive purchases. As lifestyle changes and an increasing proportion of the population keep investing in homes, housing finance stocks have gained relevance among investors.
With urbanisation and a rise in the level of income, credit facilities are more readily available to owners. Housing finance continues to expand at a steady pace. This sector provides a blend of predictable demand and long-term growth to investors. However, investors should understand how housing finance sector stocks behave in market conditions.
Housing finance sector in India
In India, the housing finance sector is closely related to demographic trends and economic development. The country has a large young population looking to own their homes. The growth in nuclear families and rapid urban expansion continues to fuel the demand for homes. The government of India has initiated affordable housing schemes. With better access to credit facilities, people are better equipped to own their homes through financing.
Housing finance industry stocks are coming into the spotlight due to the long-term nature of loan tenures. Usually, home loans span decades. This provides better visibility into the cash flows of these companies. With more intensive financial inclusions efforts, housing finance industry stocks remain a vital part of the real estate and infrastructure sectors in the country.
What are Housing finance stocks?
Housing finance stocks belong to companies that provide home loans to buyers. These businesses lend money to individuals to purchase residential properties. Sometimes, housing finance companies lend to developers as well.
When you evaluate housing finance company stocks, consider factors like asset quality, growth in loans, and funding costs. Some of these companies focus on affordable housing segments. Others lend money to salaried professionals or self-employed borrowers. Due to this diversity, investors can choose exposure depending on their risk appetite. When you check out the housing finance sector stocks list, you can find companies engaged in specific activities.
Benefits of investing in Housing finance stocks
One of the key advantages of buying housing finance stocks is the predictability of their business revenue. Long-term home loans indicate these companies would continue to draw interest over several years. That's why investors perceive good housing finance stocks as stable opportunities for compounding.
The structural demand for these stocks is another advantage. Housing is a necessity, and not something discretionary. Therefore, housing finance related stocks tend to grow along with income levels and populations. Some of the housing finance stocks also benefit from strong risk management systems. As a result, they can thrive through economic cycles with confidence.
Who should invest in Housing finance stocks?
If you have a long-term mindset to investment, housing finance stocks may suit your portfolio. Those who prefer businesses with steady growth rather than rapid spikes also find this sector ideal.
Many investors look for stable names from the housing finance stocks list to balance their portfolio that carries a higher risk. When you are evaluating housing finance shares, carefully analyse the fundamentals to capitalise on the long-term value.
Risks of buying Housing finance stocks
Housing finance companies are stable. Still, investors face certain risks as they buy these shares.
The borrowing cost and demand for loans can change due to fluctuations in interest rate cycles. Also, credit quality is a critical factor, particularly during economic downturns. The performance of stocks may be affected by regulatory changes and liquidity conditions. While you look to invest in the best housing finance stocks, most companies face pressure in the short term due when macro phrases face challenges. Before you invest in housing finance stocks, make sure to evaluate all these risks.
How to identify good Housing finance stocks?
When you scan the housing finance shares list, examine the asset quality metrics first. Look for non-performing loans and provisioning trends. Companies with disciplined underwriting standards are likely to perform better over cycles. Other crucial factors to consider are the sources of funds, the cost of capital, and adequate capital.
Investors reviewing a list of housing finance stocks must also prioritise consistent growth and prudent risk management, along with strong governance. If you are planning to buy housing finance shares, the focus should be on long-term consistency.
The bottom line
The lifestyle of people and their aspirations for homes largely drive the success of the housing finance sector. Today, an increasing number of Indians are moving towards home ownership. The role of housing finance companies has become increasingly important in this scenario.
Before you buy housing finance stocks, take time to understand how different players manage risk, growth, and funding. Choose housing finance company stocks thoughtfully to gain steady exposure to the evolving housing industry in India.
FAQs on Housing Finance Stocks
Housing finance stocks belong to companies primarily focused on providing home loans for buying or building residential properties. These firms earn interest on loans and play a key role in India’s affordable housing push. Their stock prices are influenced by real estate trends and interest rate movements.
Housing finance stocks benefit from consistent loan demand driven by urbanization and middle-class aspirations. They offer steady growth potential due to long-tenure home loans, with government incentives like Pradhan Mantri Awas Yojana (PMAY) providing support. For long-term investors, prudent lending practices can lead to stable earnings.
These stocks are sensitive to interest rate changes and economic cycles, potentially underperforming during downturns. Rising loan defaults can hurt profits, while regulatory shifts or stricter RBI norms may limit lending capacity. Over-reliance on short-term borrowings for long-term loans can also create refinancing risks during liquidity crunches.
Housing finance stocks suit investors with moderate to long-term goals who understand lending businesses. They are ideal for those seeking sector-specific exposure within financial services and can handle short-term fluctuations while monitoring economic indicators.
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