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Mutual FundsAditya Birla Sun Life Banking & Financial Services Fund Direct - Growth

A

Aditya Birla Sun Life Banking & Financial Services Fund Direct - Growth

mtf 90% Margin via Pledge

5 Year Absolute Returns

179.83%profit

NAV (₹) on 19 Sep 2025

68.3900

1 Day NAV Change

-0.18%

4

Morningstar

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2

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About Fund

Aditya Birla Sun Life Banking & Financial Services Fund Direct - Growth is a Equity mutual fund scheme launched on 14 Dec 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹1,000.

NAV

NIFTY50

2X

Investors doubled money in past 57 months.


CAGR: 22.85%
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Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

54.29 L

21.66%

56.22 L

22.85%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

26,22,181 (87.41%)

Maturity Value

56,22,181

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct1.06%0.54%1.53%13.21%4.16%54.52%179.83%
Regular1.97%0.48%1.30%12.70%3.20%50.21%166.55%

Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.54%1.53%13.21%4.16%54.52%179.83%
Nifty 50-0.67%0.73%12.45%5.47%22.56%22.56%

*The above table contains absolute returns.


Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

-3.67%-1.88%8.22%7.12%2.17%3.70%-3.21%-2.13%3.75%NANANA

2024

-0.54%-0.59%-1.23%4.44%-2.80%4.51%-0.97%0.83%3.63%-4.31%0.35%-2.64%

2023

-5.35%-0.68%-1.47%5.69%4.62%4.81%3.51%-1.25%2.36%-4.15%4.26%4.65%

2022

2.82%-7.75%3.43%-3.00%-2.96%-6.74%12.22%5.09%-2.10%5.94%4.34%-1.11%

2021

-5.17%5.21%-4.18%-0.75%8.61%0.15%2.48%6.22%0.57%3.18%-7.18%-2.70%

2020

-2.04%-3.35%-35.35%15.59%-2.25%10.87%1.97%9.85%-7.83%3.97%21.84%6.02%

2019

-5.15%-0.18%12.30%-1.45%5.96%-2.75%-7.95%-1.58%7.68%5.81%4.25%1.55%

2018

2.07%-6.40%-0.72%7.98%0.27%-1.94%10.02%1.49%-15.83%-1.36%5.34%2.64%

2017

11.24%3.22%4.95%4.95%0.71%1.71%9.37%-0.52%-1.50%0.91%-1.17%2.46%

2016

-6.36%-8.41%10.12%5.13%6.54%6.00%9.57%2.87%-1.86%0.18%-10.40%-3.08%

2015

6.32%-2.24%-7.44%-3.59%0.83%0.47%4.09%-9.80%5.04%-0.24%1.15%0.00%

2014

-7.32%6.93%16.56%2.60%16.61%0.29%-4.17%3.41%-2.02%10.48%7.13%3.73%

2013

NANANANANANANANANANANA-0.40%
SIP Logo

Start SIP with as Low as ₹100.


Historical NAV
10 Days
1 Month
3 Months
6 Months
1 Year
3 Years
5 Years
High : 68.5700
Low : 67.0600
Dayarrow
NAV (in ₹)
Change (in ₹)
Change (in %)
19 Sept 202568.3900-0.1800
-0.26% Loss
18 Sept 202568.57000.3100
0.45% profit
17 Sept 202568.26000.1300
0.19% profit
16 Sept 202568.13000.3200
0.47% profit
15 Sept 202567.81000.1600
0.24% profit
12 Sept 202567.65000.4200
0.63% profit
11 Sept 202567.23000.1700
0.25% profit
10 Sept 202567.06000.4600
0.69% profit
Total 8 results
No DataDownload CSV

Historical AUM

ParametersJanFebMarAprMayJunJulAug
AUM (in Cr.)3,1013,0113,2483,4393,5153,6253,4973,374
Change -72-9123819175110-128-122
Change %-2.27%-2.92%7.9%5.87%2.19%3.13%-3.53%-3.49%

Asset Allocation

AUM

₹3,374.47 Cr

Cash Holding

2.46%

Equity

97.54%

Cash

2.46%

Debt

0.00%

Other

0.00%


Sector Holdings

as of 31 Aug 2025

SectorsWeightage
Financial Services95.90%
Other2.96%
Technology1.14%

Stock Holdings

as of 31 Aug 2025

NameWeightage
ICICI Bank

I

ICICI Bank

20.41%
HDFC Bank

H

HDFC Bank

18.57%
Aditya BSL Bkng & Fin Srvcs Dir Gr

A

Aditya BSL Bkng & Fin Srvcs Dir Gr

7.53%
Axis Bank

A

Axis Bank

7.13%
State Bank of India

S

State Bank of India

6.47%
Bajaj Finance

B

Bajaj Finance

5.56%
HDB Financial Services

H

HDB Financial Services

3.30%
Cholamandalam Financial Holdings

C

Cholamandalam Financial Holdings

3.19%
ICICI Lombard General Insurance

I

ICICI Lombard General Insurance

3.08%
AU Small Finance Bank

A

AU Small Finance Bank

3.08%
Kotak Bank

K

Kotak Bank

2.73%
SBI Life Insurance

S

SBI Life Insurance

2.38%
Shriram Finance

S

Shriram Finance

2.06%
Clearing Corporation Of India Limited

C

Clearing Corporation Of India Limited

1.89%
National Securities Depository Ltd

N

National Securities Depository Ltd

1.61%
SBFC Finance

S

SBFC Finance

1.41%
Aptus Value Housing Finance

A

Aptus Value Housing Finance

1.33%
Repco Home Finance

R

Repco Home Finance

1.27%
Poonawalla Fincorp

P

Poonawalla Fincorp

1.18%
Computer Age Management Services

C

Computer Age Management Services

1.15%
Bajaj Finserv

B

Bajaj Finserv

1.13%
Cholamandalam Investment

C

Cholamandalam Investment

1.08%
PNB Housing Finance

P

PNB Housing Finance

1.06%
CDSL

C

CDSL

1.05%
RBL Bank

R

RBL Bank

0.99%
Muthoot Finance

M

Muthoot Finance

0.98%
Indusind Bank

I

Indusind Bank

0.87%
City Union Bank

C

City Union Bank

0.84%
SBI Cards

S

SBI Cards

0.64%
Bank of Baroda

B

Bank of Baroda

0.52%
MAS Financial Services

M

MAS Financial Services

0.49%
Star Health Insurance

S

Star Health Insurance

0.49%
Aditya BSL Liquid Dir Gr

A

Aditya BSL Liquid Dir Gr

0.43%
Prudent Corporate Advisory Services

P

Prudent Corporate Advisory Services

0.36%
DAM Capital Advisors

D

DAM Capital Advisors

0.31%
Fusion Finance

F

Fusion Finance

0.25%
Go Digit General Insurance

G

Go Digit General Insurance

0.21%
Fusion Rs.5 PPD UP

F

Fusion Rs.5 PPD UP

0.16%
Utkarsh Small Finance Bank

U

Utkarsh Small Finance Bank

0.11%
Federal Bank

F

Federal Bank

0.11%
Margin (Future And Options)

M

Margin (Future And Options)

0.09%
Net Receivables / (Payables)

N

Net Receivables / (Payables)

0.05%
Cash And Bank

C

Cash And Bank

0.00%

Fund Comparison


Fund Details

52W High NAV

57.4000


Min. SIP Amount

100.00


Min. Lumpsum Amount

1,000.00


AUM (in Cr.)

3,374.47


Expense Ratio

1.06%


Lock-in Period

No Lock in Period


52W Low NAV

57.4000


Inception Date

14 Dec 2013


Fund Age

11 Yrs


Benchmark

Nifty Financial Services TRI


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • 1.00% - For Redemption/switch Out Of Units Within 30 Days From The Date Of Allotment.
  • nil.

Tax Implication

  • If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%

Fund Managers

Dhaval Gala

Name

Dhaval Gala

Qualification

PGDBM - Finance & BMS

Dhaval Joshi

Name

Dhaval Joshi

Qualification

MBA (Finance), M.Com, B.Com


Fund Objective

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.


Risk-O-Meter

Investors understand that their principal will be at

Very High Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

Aditya Birla Sun Life Mutual Fund

Funds Managed

88

Assets Managed (₹ Cr)

₹ 4,10,968.87

Contact Details

Registered Address

locate

One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013


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FAQs

Aditya Birla Sun Life Banking & Financial Services Fund was launched on 14 Dec 2013.
The current NAV of Aditya Birla Sun Life Banking & Financial Services Fund is ₹68.3900 as of 19 Sep 2025.
The latest value of AUM of Aditya Birla Sun Life Banking & Financial Services Fund is ₹3,374.47 crores as of 19 Sep 2025.
The return on investment of Aditya Birla Sun Life Banking & Financial Services Fund is:
  • In the past 1Y: 4.16%
  • In the past 3Y: 15.61%
  • In the past 5Y: 22.85%
The expense ratio of Aditya Birla Sun Life Banking & Financial Services Fund is 1.06%.
The exit load of Aditya Birla Sun Life Banking & Financial Services Fund is as follows:
1.00% - For Redemption/switch Out Of Units Within 30 Days From The Date Of Allotment.|nil.
The portfolio of Aditya Birla Sun Life Banking & Financial Services Fund includes:
  1. ICICI Bank: 20.41%
  2. HDFC Bank: 18.57%
  3. Axis Bank: 7.13%
  4. State Bank of India: 6.47%
  5. Bajaj Finance : 5.56%

Top 3 sectoral holdings include:
  1. Financial Services: 96.39%
  2. Others: 9.99%
  3. Technology: 1.15%
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Aditya Birla Sun Life Banking & Financial Services Fund is Very High.
The fund manager of Aditya Birla Sun Life Banking & Financial Services Fund is Dhaval Gala, Dhaval Joshi.
If you wish to invest in Aditya Birla Sun Life Banking & Financial Services Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹1,000.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Aditya Birla Sun Life Banking & Financial Services Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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