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Mutual FundsAditya Birla Sun Life Regular Savings Fund- Monthly Payment-direct Plan

A

Aditya Birla Sun Life Regular Savings Fund- Monthly Payment-direct Plan

5 Year Absolute Returns

78.33%profit

NAV (₹) on 25 Jul 2025

75.1111

1 Day NAV Change

-0.17%

5

Morningstar

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About Fund

Aditya Birla Sun Life Regular Savings Fund- Monthly Payment-direct Plan is a Hybrid mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹1,000.

NAV

NIFTY50

2X

Investors doubled money in past 100 months.


CAGR: 12.26%
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Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

40.41 L

11.26%

41.54 L

12.26%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

11,54,060 (38.47%)

Maturity Value

41,54,060

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct1.02%0.66%3.00%6.80%9.71%35.31%78.33%
Regular1.92%0.58%2.77%6.32%8.73%31.60%70.48%

Fund Details

Min. SIP Amount

100.00


Min. Lumpsum Amount

1,000.00


AUM (in Cr.)

1,449.55


Expense Ratio

1.02%


Lock-in Period

No Lock in Period


Inception Date

01 Jan 2013


Fund Age

12 Yrs


Benchmark

CRISIL Hybrid 85+15 - Conservative Index


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • 1.00% If Redeemed / Swithced Out Within 90 Days From The Date Of Allotment.

Tax Implication

  • If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%

Fund AUM History

ParametersJanFebMarAprMayJunJul
AUM (in Cr.)1,3891,3741,3771,3731,3851,3911,450
Change -22-153-412758
Change %-1.54%-1.07%0.24%-0.31%0.85%0.49%4.19%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.66%3.00%6.80%9.71%35.31%78.33%
Nifty 50-1.62%3.32%8.8%1.77%49.34%123.12%

*The above table contains absolute returns.


Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

-0.91%-0.56%2.55%1.57%1.38%1.04%0.23%NANANANANA

2024

0.32%0.67%0.73%0.84%1.14%1.24%1.46%0.92%1.65%-0.41%0.65%-0.17%

2023

-0.27%-0.23%0.21%1.54%1.43%1.29%1.18%0.27%0.37%-0.57%1.94%2.04%

2022

-0.12%1.43%1.32%-1.32%-1.41%-0.97%3.45%0.79%-0.26%1.61%1.13%-0.56%

2021

1.36%1.45%0.73%0.49%1.68%1.25%1.38%1.60%1.29%0.48%-0.18%0.25%

2020

-1.00%-1.05%-9.15%2.14%2.80%2.68%2.73%1.68%0.44%1.35%5.72%2.34%

2019

-0.89%0.03%2.26%-0.10%1.70%-0.31%-1.26%0.34%1.75%1.50%0.79%0.24%

2018

-0.88%-1.24%0.56%0.45%-0.50%-0.12%2.30%0.47%-4.01%-0.77%1.54%0.82%

2017

2.99%-0.44%2.84%1.48%0.94%1.02%2.82%0.53%-0.67%0.88%-0.30%1.30%

2016

-2.21%-3.13%4.26%1.92%1.27%3.11%4.84%1.70%1.30%-0.09%-0.15%-2.69%

2015

2.53%0.14%-0.27%-1.91%1.39%-0.80%1.72%-0.97%1.51%0.04%-0.34%0.57%

2014

-0.54%1.06%3.40%0.90%4.00%2.52%-0.81%2.14%1.78%3.06%3.18%1.80%

2013

0.06%-2.19%-0.29%1.26%1.82%-1.15%-2.04%-1.53%2.31%3.65%0.50%1.15%

Asset Allocation

AUM

₹1,449.55 Cr

Cash Holding

6.44%

Equity

23.64%

Cash

6.44%

Debt

69.59%

Other

0.33%


Sector Holdings

as of 15 Jul 2025

SectorsWeightage
Other76.36%
Financial Services7.66%
Healthcare2.70%
Industrials2.37%
Technology2.35%
Basic Materials1.80%
Consumer Cyclical1.73%
Real Estate1.70%
Communication Services1.20%
Consumer Defensive1.10%
Energy0.77%
Utilities0.26%

Stock Holdings

as of 15 Jul 2025

NameWeightage

C

CIFL 8.92% 2034 SR SD73

3.84%

C

Clearing Corporation Of India Limited

2.29%

B

Bajaj Housing Finance Limited

2.13%

7

768LIC34

2.12%

N

Nuvama Wealth Finance Limited

2.09%

H

HDFC Bank

2.06%

I

ICICI Bank

1.83%

R

Rural Electrification Corporation Limited

1.82%

I

Indian Railway Finance Corporation Limited

1.80%

B

BTL 8.75% 2029 SR XXI

1.79%

J

Jubilant Bevco Limited

1.78%

S

SIDBI

1.76%

N

Narayana Hrudayalaya Limited

1.76%

A

ABFL

1.76%

I

IRFCL 7.09% 2034 SR 184

1.74%

V

Vedanta Limited

1.74%

L

L&T Metro Rail (Hyderabad) Limited

1.73%

P

PGC 6.94% 2035 SR LXXXI

1.73%

C

Canara Bank

1.68%

G

GOI LOAN 7.46% 2073

1.45%

N

Net Receivables / (Payables)

1.45%

G

GOI LOAN 6.79% 2034

1.42%

S

SDL MH 7.11% 2036

1.41%

M

MFL 8.52% 2028 OP I

1.40%

M

MFL 8.05% 2027

1.38%

N

Nexus Select Trust

1.20%

B

Bharti Airtel

1.20%

G

GS CG 22/8/2029 - (STRIPS) Strips

1.20%

G

GOI LOAN 7.25% 2063

1.06%

N

National Bank For Agriculture And Rural Development

1.06%

S

SDL KA 7.15% 2036

1.06%

B

Bajaj Finserv

1.05%

I

IRFCL 7.17% 2035 SR 188

1.05%

S

Shriram Finance Limited

1.05%

N

Nexus Select TRust

1.04%

S

SDL MP 7.15% 2043

1.04%

G

GOI LOAN 6.33% 2035

1.04%

G

GOI LOAN 7.1% 2034

0.94%

H

Hindalco Industries

0.88%

B

Bajaj Finance Limited

0.88%

U

Union Bank Of India

0.86%

R

Reliance Industries

0.77%

I

Infosys

0.77%

T

Tech Mahindra

0.76%

I

INDIA UNIVERSAL TRUST AL2

0.75%

7

723GS2039

0.73%

7

717GS2030

0.72%

7

737RJ34B

0.71%

L

LIC Housing Finance Ltd

0.71%

S

SDL KA 7.0% 2030

0.71%

R

Rec Limited

0.71%

T

TATACAPHSG

0.70%

B

Bajaj Finance Limited

0.70%

T

Tata Capital Housing Finance Limited

0.70%

K

Kotak Mahindra Investments Limited

0.69%

S

Summit Digitel Infrastructure Limited

0.69%

6

675KA35

0.69%

5

515GS2025

0.69%

I

Indian Bank

0.67%

G

Goi120327 Str

0.67%

I

INDIA UNIVERSAL TRUST AL2

0.66%

0

0% GOI- 22082026 STRIPS

0.65%

U

UltraTech Cement

0.65%

7

7.36 Goi

0.65%

F

Fortis Healthcare

0.62%

S

Sun Pharmaceutical

0.60%

I

INDIA UNIVERSAL TRUST AL2

0.59%

C

Coforge

0.59%

S

State Bank of India

0.56%

G

GS CG 17/06/2029 - (STRIPS) Strips

0.54%

F

Federal Bank

0.51%

E

Embassy Office Parks Reit

0.50%

B

Biocon

0.47%

T

TD Power Systems

0.46%

7

719TN34

0.46%

M

Metropolis Healthcare

0.44%

S

SJS Enterprises

0.43%

B

Bajaj Auto

0.43%

T

Tata Capital Housing Finance Limited

0.42%

A

Axis Bank

0.40%

A

Adani Ports & SEZ

0.40%

B

Bajaj Finance

0.39%

A

Avenue Supermarts DMart

0.39%

L

Larsen & Toubro

0.37%

I

IRB InvIT Fund

0.37%

R

Rec Limited

0.37%

G

Godrej Consumer Products

0.37%

7

702GS2031

0.36%

B

Bajaj Housing Finance Limited

0.36%

G

GOI LOAN 7.17% 2028

0.36%

A

Apollo Hospitals

0.36%

T

Tata Capital Housing Finance Limited

0.36%

S

SBFC Finance

0.35%

7

706GJ29

0.35%

E

Embassy Office Parks Reit

0.35%

B

Bajaj Finance Limited

0.35%

T

TCHFL 7.712% 2028 SR D

0.35%

8

828SICC26

0.35%

H

Hdb Financial Services Limited

0.35%

S

SDL UP 7.16% 2039

0.35%

S

SDL MH 7.08% 2039

0.35%

M

Mahindra And Mahindra Financial Services Limited

0.35%

K

Kaynes Technology

0.33%

S

SBI - Corporate Debt Market Development Fund - A2 Units

0.33%

M

Mahindra & Mahindra

0.32%

C

Cummins

0.30%

0

08.29 AP Sdl 2026

0.28%

0

0% Govt Stock 2029

0.28%

E

Eternal

0.28%

V

Vinati Organics

0.27%

W

Whirlpool

0.27%

S

SBI Life Insurance

0.25%

M

Max Financial Services

0.25%

D

Dixon Technologies

0.23%

A

Abbott

0.21%

M

Mrs. Bectors Food

0.21%

N

NTPC

0.18%

0

08.21 HR UDAY 2026

0.17%

G

GOI LOAN 7.34% 2064

0.14%

I

ITC

0.14%

V

V-Guard Industries

0.14%

G

GOI LOAN 6.90% 2065

0.14%

G

GOI LOAN 7.3% 2053

0.09%

I

IndiGrid Infrastructure Trust

0.08%

G

GOI LOAN 8.17% 2044

0.08%

0

0% Goi - 19mar29 Strips

0.07%

I

Indian Railway Finance Corporation Limited

0.07%

L

LIC Housing Finance Ltd

0.07%

7

718GS2037

0.07%

N

National Bank For Agriculture And Rural Development

0.06%

0

08.83 Up SDL 2026

0.02%

G

GOI LOAN 7.54% 2036

0.00%

0

08.46 GJ Sdl 2026

0.00%

0

08.08 TS UDAY 2031

0.00%

0

08.04 TS UDAY 2030

0.00%

0

07.95 TS UDAY 2032

0.00%

0

08.07 TS UDAY 2029

0.00%

0

08.27 TS UDAY 28MAR

0.00%

G

GOI LOAN 7.27% 2026

0.00%

0

07.23 Tn SDL 2027

0.00%

B

BSE

0.00%

V

Vishal Mega Mart

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison

Sorted highest to lowest: 3Y Returns

1Y Returns

7.23%

3Y Returns

12.54%

5Y Returns

12.71%

1Y Returns

8.77%

3Y Returns

12.31%

5Y Returns

-

1Y Returns

6.15%

3Y Returns

11.86%

5Y Returns

12.04%

1Y Returns

7.41%

3Y Returns

11.69%

5Y Returns

10.33%

1Y Returns

8.88%

3Y Returns

11.58%

5Y Returns

11.09%


Fund Managers

Mohit Sharma

Name

Mohit Sharma

Qualification

B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

Harshil Suvarnkar

Name

Harshil Suvarnkar

Qualification

Master's in management studies (Finance), Post Graduate Diploma in Securities Law & B. Com.

Dhaval Joshi

Name

Dhaval Joshi

Qualification

MBA (Finance), M.Com, B.Com


Fund Objective

The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.


Risk-O-Meter

Investors understand that their principal will be at

Moderately High Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

Aditya Birla Sun Life Mutual Fund

Funds Managed

88

Assets Managed (₹ Cr)

₹ 4,18,141.01

Contact Details

Registered Address

locate

One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013


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FAQs

Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct was launched on 01 Jan 2013.
The current NAV of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is ₹75.1111 as of 25 Jul 2025.
The latest value of AUM of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is ₹1,449.55 crores as of 25 Jul 2025.
The return on investment of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is:
  • In the past 1Y: 9.71%
  • In the past 3Y: 10.61%
  • In the past 5Y: 12.26%
The expense ratio of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is 1.02%.
The exit load of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is as follows:
1.00% If Redeemed / Swithced Out Within 90 Days From The Date Of Allotment.|nil
The portfolio of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct includes:
  1. HDFC Bank: 2.06%
  2. ICICI Bank: 1.83%
  3. Bharti Airtel: 1.20%
  4. Bajaj Finserv: 1.05%
  5. Hindalco Industries: 0.88%

Top 3 sectoral holdings include:
  1. Others: 76.36%
  2. Financial Services: 7.66%
  3. Healthcare: 2.70%
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is Moderately High.
The fund manager of Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct is Mohit Sharma, Harshil Suvarnkar, Dhaval Joshi.
If you wish to invest in Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct, the minimum SIP amount is ₹100 and Lumpsum is ₹1,000.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Aditya Birla Sun Life Regular Savings Fund Monthly Payment-direct:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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