
B
Bank of India Credit Risk Fund Direct - Growth
5 Year Absolute Returns
NAV (₹) on 06 Mar 2026
13.6480
1 Day NAV Change (₹)
0.00153
Morningstar
2
Value Research
About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 64.75 L
27.58%
Total Investment
₹ 30,00,000
Returns
₹ 34,74,907 (115.83%)
Maturity Value
₹ 64,74,907
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Returns Vs Nifty 50
Historical Returns
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Start SIP with as Low as ₹100.
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Asset Allocation
AUM
₹105.46 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 13.6480
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 105.46
Expense Ratio
0.98%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 12.1877
Inception Date
27 Feb 2015
Fund Age
11 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 4% if redeemed within 12 months, 3% if redeemed after 12 months but within 24 months and 2% if redeemed after 24 months but within 36 months.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
Name
Alok Singh
Qualification
PGDBA, CFA
Fund Objective
The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
Funds Managed
21
Assets Managed (₹ Cr)
₹ 13,686.31
Contact Details
Registered Address
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Open NFOs
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View AllFAQs
When was Bank of India Credit Risk Fund launched?
What is the current NAV of Bank of India Credit Risk Fund?
What is the AUM of Bank of India Credit Risk Fund?
What is the rate of return of Bank of India Credit Risk Fund?
- In the past 1Y: 12.04%
- In the past 3Y: 8.13%
- In the past 5Y: 27.58%
What is the expense ratio of Bank of India Credit Risk Fund?
What is exit load of Bank of India Credit Risk Fund?
How risky is investing in Bank of India Credit Risk Fund?
Who is the fund manager Bank of India Credit Risk Fund?
What is the minimum investment required in Bank of India Credit Risk Fund?
How to invest in Bank of India Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



