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Mutual FundsDSP Dynamic Asset Allocation Fund Direct - Growth

D

DSP Dynamic Asset Allocation Fund Direct - Growth

mtf 90% Margin via Pledge

5 Year Absolute Returns

77.89%profit

NAV (₹) on 14 Aug 2025

31.5340

1 Day NAV Change

+0.05%

4

Morningstar

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Value Research

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About Fund

DSP Dynamic Asset Allocation Fund Direct - Growth is a Hybrid mutual fund scheme launched on 06 Feb 2014. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100.

NAV

NIFTY50

2X

Investors doubled money in past 78 months.


CAGR: 12.21%
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Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

39.89 L

10.79%

41.48 L

12.21%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

11,48,320 (38.28%)

Maturity Value

41,48,320

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct0.68%-0.22%1.77%7.29%7.59%42.20%77.89%
Regular1.90%-0.32%1.45%6.64%6.29%37.13%66.90%

Fund Details

Min. SIP Amount

100.00


Min. Lumpsum Amount

100.00


AUM (in Cr.)

3,503.00


Expense Ratio

0.68%


Lock-in Period

No Lock in Period


Inception Date

06 Feb 2014


Fund Age

11 Yrs


Benchmark

CRISIL Hybrid 50+50 - Moderate Index


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • <= 1 Month - 1%
  • > 1 Month - Nil

Tax Implication

  • If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%

Fund AUM History

ParametersJanFebMarAprMayJunJul
AUM (in Cr.)3,1863,1063,2173,3113,3973,4543,503
Change 7-8011194865749
Change %0.21%-2.51%3.56%2.92%2.6%1.68%1.43%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund-0.22%1.77%7.29%7.59%42.20%77.89%
Nifty 50-1.8%-0.14%7.42%2.02%38.18%120.35%

*The above table contains absolute returns.


Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

-0.49%-2.08%3.94%1.87%1.96%0.73%0.24%0.19%NANANANA

2024

0.19%0.36%-0.20%2.58%1.67%2.00%1.78%1.58%1.29%-1.13%-0.05%-0.55%

2023

-0.60%0.10%-1.29%2.58%2.80%1.94%2.07%0.47%0.61%-1.17%3.57%4.01%

2022

-1.06%-1.94%1.52%-1.42%-0.85%-2.25%5.97%1.07%-0.90%0.88%0.59%-1.14%

2021

-0.43%0.67%0.15%0.39%2.10%1.59%1.43%1.68%0.31%0.33%-0.89%0.76%

2020

1.23%-0.96%-11.93%11.66%1.82%4.27%2.04%2.09%-0.91%1.91%4.69%2.15%

2019

-0.23%0.01%1.62%0.64%1.10%0.25%-0.23%1.00%4.30%2.09%0.30%0.64%

2018

0.15%-0.40%-0.22%0.93%0.13%-0.30%1.80%0.54%-0.63%0.40%1.98%0.80%

2017

2.50%-0.45%1.68%1.36%0.94%-0.17%2.70%-0.09%-1.10%1.53%-0.84%1.11%

2016

-2.59%-3.31%4.58%1.13%1.37%1.84%3.95%1.78%0.27%0.17%-1.68%-1.78%

2015

2.03%0.04%-0.36%-0.92%0.50%-0.52%1.28%-0.07%1.56%0.46%0.18%-0.11%

2014

NA0.75%1.67%0.79%2.51%1.07%-0.02%1.11%0.51%1.72%1.31%0.73%

Asset Allocation

AUM

₹3,503.00 Cr

Cash Holding

37.63%

Equity

31.38%

Cash

37.63%

Debt

30.99%

Other

0.00%


Sector Holdings

as of 31 Jul 2025

SectorsWeightage
Other33.64%
Financial Services21.97%
Energy7.44%
Industrials7.43%
Consumer Cyclical6.11%
Basic Materials5.47%
Utilities5.04%
Consumer Defensive4.03%
Healthcare3.07%
Technology3.02%
Communication Services1.83%
Real Estate0.96%

Stock Holdings

as of 31 Jul 2025

NameWeightage

C

Cash Offset For Derivatives

35.00%

F

Future on HDFC Bank Ltd

5.69%

H

HDFC Bank

5.66%

7

732GS2030

3.21%

S

State Bank of India

3.20%

F

Future on Adani Enterprises Ltd

3.04%

A

Adani Enterprises

3.03%

L

Larsen & Toubro

2.69%

F

Future on Tata Power Co Ltd

2.43%

T

Tata Power

2.42%

T

Treps / Reverse Repo Investments

2.39%

F

Future on Kotak Mahindra Bank Ltd

1.87%

B

Bandhan Bank

1.87%

F

Future on Bandhan Bank Ltd

1.86%

K

Kotak Bank

1.86%

F

Future on Larsen & Toubro Ltd

1.82%

G

GOI LOAN 7.06% 2028

1.80%

M

Mahindra & Mahindra

1.79%

F

Future on Reliance Industries Ltd

1.73%

R

Reliance Industries

1.73%

I

ICICI Bank

1.62%

F

Future on Hindustan Aeronautics Ltd Ordinary Shares

1.61%

H

Hindustan Aeronautics

1.61%

7

717GS2030

1.52%

R

Rural Electrification Corporation Limited

1.50%

P

PFCL 7.38% 2032 SR 246B

1.50%

N

NABARD 7.48% 2028 SR 25G

1.50%

B

Bajaj Finance Limited

1.49%

N

NTPC

1.47%

L

LICH 7.07% 2030 SR TR455

1.46%

B

Bharat Petroleum

1.42%

F

Future on State Bank of India

1.38%

C

Coal India

1.26%

T

Titan Company Limited Aug25

1.20%

T

Titan

1.20%

C

Cipla

1.19%

I

Infosys

1.17%

F

Future on Ambuja Cements Ltd

1.14%

S

Samvardhana Motherson International

1.14%

A

Ambuja Cements

1.14%

S

SIDBI 7.34% 2029 SR III

1.08%

H

Hindustan Unilever

1.05%

F

Future on GMR Airports Ltd

1.05%

G

GMR Airports

1.04%

I

ITC

1.03%

P

Power Finance Corporation

1.01%

K

Kirloskar Oil Engines

1.00%

F

Future on Vedanta Ltd

1.00%

V

Vedanta

0.99%

S

SBI Life Insurance

0.97%

B

Bajaj Finserv

0.97%

F

Future on DLF Ltd

0.96%

D

DLF

0.96%

F

Future on Vodafone Idea Ltd

0.92%

B

Bharti Airtel

0.91%

V

Vodafone Idea

0.91%

F

Future on Bank of Baroda

0.91%

B

Bank of Baroda

0.90%

F

Future on Tata Consultancy Services Ltd

0.88%

T

Tata Consultancy Services

0.88%

I

INDIA UNIVERSAL TRUST AL1

0.88%

H

Hindalco Industries

0.86%

A

Axis Bank

0.85%

F

Future on Hindalco Industries Ltd

0.85%

M

Mankind Pharma

0.80%

F

Future on Punjab National Bank

0.78%

P

Punjab National Bank

0.77%

B

Bharti Telecom Limited

0.77%

7

7.81% Govt Stock 2033

0.76%

S

SIDBI

0.76%

R

Rural Electrification Corporation Limited

0.76%

G

GOI LOAN 7.1% 2034

0.76%

C

Cholamandalam Investment And Finance Company Limited

0.76%

B

Bajaj Finance Limited

0.76%

G

GOI LOAN 7.10% 2029

0.75%

7

774LIC28

0.75%

P

Power Finance Corporation Limited

0.75%

P

PFCL 7.45% 2028 SR 248B

0.75%

G

GOI LOAN 6.79% 2034

0.75%

H

Hdb Financial Services Limited

0.74%

L

LIC of India

0.74%

7

759NHB27

0.74%

C

Cholamandalam Investment And Finance Company Limited

0.73%

7

743NBFID34

0.73%

N

NABF 7.04% 2035 NABFID

0.72%

M

Muthoot Finance Limited

0.72%

C

Century Plyboards

0.72%

M

Muthoot Finance Limited

0.72%

B

Bajaj Finance Limited

0.72%

R

Radico Khaitan

0.71%

G

GAIL

0.67%

N

Navin Fluorine International

0.66%

C

Coforge

0.66%

N

Niva Bupa Health Insurance Company

0.64%

F

Future on Adani Ports & Special Economic Zone Ltd

0.61%

A

Adani Ports & SEZ

0.61%

T

Tata Motors

0.60%

M

Max Financial Services

0.60%

F

Future on Biocon Ltd

0.57%

B

Biocon

0.57%

E

Emami

0.55%

S

Syngene International

0.51%

M

Mrs. Bectors Food

0.48%

P

Power Grid Corporation of India

0.48%

F

Future on Tata Steel Ltd

0.48%

T

Tata Steel

0.47%

F

Future on Power Grid Corp Of India Ltd

0.47%

L

La Opala RG

0.40%

H

Hero Motocorp

0.35%

T

The Indian Hotels Company Limited Aug25

0.34%

I

Indian Hotels Company

0.34%

C

Cash Margin

0.33%

F

Future on Bajaj Finserv Ltd

0.32%

F

Future on HDFC Life Insurance Co Ltd

0.32%

H

HDFC Life Insurance

0.32%

H

HCL Technologies

0.31%

F

Future on Mahindra & Mahindra Ltd

0.30%

W

Welspun Living

0.29%

G

Gujarat Fluorochemicals

0.27%

F

Future on Container Corporation of India Ltd

0.25%

C

Container Corporation of India

0.25%

J

JNK India

0.23%

U

United Spirits

0.21%

F

Future on United Spirits Ltd

0.21%

I

Indigo Paints

0.20%

N

NMDC

0.16%

S

Small Industries Development Bank Of India

0.15%

N

Net Receivables/Payables

0.07%

P

Power Grid Corporation of India Ltd.

0.02%

H

Hindustan Copper

0.00%

M

Manappuram Finance

0.00%

T

Titan Company Limited

0.00%

J

JK Cement

0.00%

E

Engineers India

0.00%

H

Hindustan Petroleum

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison

Sorted highest to lowest: 3Y Returns

1Y Returns

7.59%

3Y Returns

12.45%

5Y Returns

12.21%

1Y Returns

3.04%

3Y Returns

19.56%

5Y Returns

23.79%

1Y Returns

6.10%

3Y Returns

15.10%

5Y Returns

16.08%

1Y Returns

4.98%

3Y Returns

14.64%

5Y Returns

14.08%

1Y Returns

6.48%

3Y Returns

14.55%

5Y Returns

14.57%

1Y Returns

5.07%

3Y Returns

14.50%

5Y Returns

-


Fund Managers

Rohit Singhania

Name

Rohit Singhania

Qualification

B.Com. MMS

Shantanu Godambe

Name

Shantanu Godambe

Qualification

CFA, MS(Finance), B.Com

Kaivalya Nadkarni

Name

Kaivalya Nadkarni

Qualification

CA, B.Com


Fund Objective

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies. However, there can be no assurance that the investment objective of the scheme will be realized.


Risk-O-Meter

Investors understand that their principal will be at

Moderately High Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

DSP Mutual Fund

Funds Managed

52

Assets Managed (₹ Cr)

₹ 2,00,134.70

Contact Details

telephone 022-66578000

Registered Address

locate

The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.


Top Funds from DSP Mutual Fund

Sorted highest to lowest: 3Y Returns

1Y Returns

7.79%

3Y Returns

25.97%

5Y Returns

21.19%

1Y Returns

0.38%

3Y Returns

21.03%

5Y Returns

29.36%

1Y Returns

1.08%

3Y Returns

20.34%

5Y Returns

23.73%

1Y Returns

2.33%

3Y Returns

19.81%

5Y Returns

24.53%

1Y Returns

1.08%

3Y Returns

19.09%

5Y Returns

20.95%

1Y Returns

4.81%

3Y Returns

18.19%

5Y Returns

19.72%

1Y Returns

2.22%

3Y Returns

17.25%

5Y Returns

19.39%

1Y Returns

1.18%

3Y Returns

17.01%

5Y Returns

21.22%

1Y Returns

0.89%

3Y Returns

-

5Y Returns

-


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FAQs

DSP Dynamic Asset Allocation Fund was launched on 06 Feb 2014.
The current NAV of DSP Dynamic Asset Allocation Fund is ₹31.5340 as of 14 Aug 2025.
The latest value of AUM of DSP Dynamic Asset Allocation Fund is ₹3,503.00 crores as of 14 Aug 2025.
The return on investment of DSP Dynamic Asset Allocation Fund is:
  • In the past 1Y: 7.59%
  • In the past 3Y: 12.45%
  • In the past 5Y: 12.21%
The expense ratio of DSP Dynamic Asset Allocation Fund is 0.68%.
The exit load of DSP Dynamic Asset Allocation Fund is as follows:
<= 1 Month - 1%|> 1 Month - Nil
The portfolio of DSP Dynamic Asset Allocation Fund includes:
  1. HDFC Bank: 5.66%
  2. State Bank of India: 3.20%
  3. Adani Enterprises: 3.03%
  4. Larsen & Toubro: 2.69%
  5. Tata Power: 2.42%

Top 3 sectoral holdings include:
  1. Others: 103.77%
  2. Financial Services: 21.97%
  3. Energy: 7.44%
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of DSP Dynamic Asset Allocation Fund is Moderately High.
The fund manager of DSP Dynamic Asset Allocation Fund is Rohit Singhania, Shantanu Godambe, Kaivalya Nadkarni.
If you wish to invest in DSP Dynamic Asset Allocation Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in DSP Dynamic Asset Allocation Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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