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Mutual FundsDSP Liquidity Fund Direct - Growth

D

DSP Liquidity Fund Direct - Growth

5 Year Absolute Returns

31.51%profit

NAV (₹) on 22 Jul 2025

3,784.1189

1 Day NAV Change

+0.58%

4

Value Research

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About Fund

DSP Liquidity Fund Direct - Growth is a Debt mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100.

NAV

NIFTY50

Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

34.63 L

5.53%

34.72 L

5.63%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

4,71,743 (15.72%)

Maturity Value

34,71,743

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Returns Comparison

This Fund1M Returns3M Returns6M Returns1Y Returns3Y Returns5Y Returns
Direct0.49%1.58%3.48%7.22%22.75%31.51%
Regular0.49%1.56%3.44%7.12%22.40%30.91%

*The above returns are absolute.


Fund Details

Min. SIP Amount

100.00


Min. Lumpsum Amount

100.00


AUM (in Cr.)

16,925.90


Expense Ratio

0.10%


Lock-in Period

No Lock in Period


Inception Date

01 Jan 2013


Fund Age

12 Yrs


Benchmark

CRISIL Liquid Debt A-I Index


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • 0.0070% If Redemption/switch Out Within 1 Days From The Date Of Allotment.
  • 0.0065% If Redemption/switch Out Within 2 Days From The Date Of Allotment.
  • 0.0060% If Redemption/switch Out Within 3 Days From The Date Of Allotment.
  • 0.0055% If Redemption/switch Out Within 4 Days From The Date Of Allotment.
  • 0.0050% If Redemption/switch Out Within 5 Days From The Date Of Allotment.
  • 0.0045% If Redemption/switch Out Within 6 Days From The Date Of Allotment.

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund AUM History

ParametersJanFebMarAprMayJun
AUM (in Cr.)21,92722,38715,82917,84520,90416,926
Change 4,911460-6,5582,0163,059-3,979
Change %28.86%2.1%-29.29%12.74%17.14%-19.03%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.49%1.58%3.48%7.22%22.75%31.51%
Nifty 500.36%3.7%8.23%2.25%49.89%125.11%

*The above table contains absolute returns.


Asset Allocation

AUM

₹16,925.90 Cr

Cash Holding

99.78%

Equity

1.00%

Cash

99.78%

Debt

0.00%

Other

0.22%


Sector Holdings

as of 15 Jul 2025

SectorsWeightage
Other100.00%

Stock Holdings

as of 15 Jul 2025

NameWeightage
GOI TBILL 91D-18/09/25

G

GOI TBILL 91D-18/09/25

3.87%
Bank of Baroda

B

Bank of Baroda

3.75%
Punjab National Bank

P

Punjab National Bank

3.27%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

2.78%
Small Industries Development Bank of India

S

Small Industries Development Bank of India

2.42%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

2.42%
HDFC Bank Ltd.

H

HDFC Bank Ltd.

2.42%
GOI TBILL 91D-11/09/25

G

GOI TBILL 91D-11/09/25

2.30%
Punjab National Bank

P

Punjab National Bank

2.29%
Canara Bank

C

Canara Bank

2.29%
Reliance Jio Infocomm Ltd.

R

Reliance Jio Infocomm Ltd.

2.17%
Indian Oil Corp Ltd.

I

Indian Oil Corp Ltd.

2.17%
Motilal Oswal Financial Services Ltd

M

Motilal Oswal Financial Services Ltd

1.94%
Kotak Securities Ltd

K

Kotak Securities Ltd

1.94%
Indian Bank

I

Indian Bank

1.93%
Axis Bank Limited

A

Axis Bank Limited

1.69%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

1.69%
GOI TBILL 91D-28/08/25

G

GOI TBILL 91D-28/08/25

1.67%
Net Receivables/Payables

N

Net Receivables/Payables

1.46%
Tata Steel Ltd.

T

Tata Steel Ltd.

1.46%
LIC Housing Finance Ltd.

L

LIC Housing Finance Ltd.

1.45%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

1.45%
GOI TBILL 91D-09/10/25

G

GOI TBILL 91D-09/10/25

1.45%
Treps / Reverse Repo Investments

T

Treps / Reverse Repo Investments

1.33%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

1.33%
Axis Bank Ltd.

A

Axis Bank Ltd.

1.21%
Tata Communications LTD

T

Tata Communications LTD

1.21%
Icici Securities Limited

I

Icici Securities Limited

1.21%
Bank Of Baroda

B

Bank Of Baroda

1.20%
Mangalore Refinery And Petrochemicals Limited

M

Mangalore Refinery And Petrochemicals Limited

0.97%
Bank Of Baroda

B

Bank Of Baroda

0.97%
Bank Of India

B

Bank Of India

0.97%
Punjab National Bank

P

Punjab National Bank

0.97%
Bank Of Baroda

B

Bank Of Baroda

0.97%
Dalmia Cement Bharat Ltd.

D

Dalmia Cement Bharat Ltd.

0.97%
Icici Securities Limited

I

Icici Securities Limited

0.97%
HDFC Securities Limited

H

HDFC Securities Limited

0.97%
Motilal Oswal Finvest Limited

M

Motilal Oswal Finvest Limited

0.97%
PNB Housing Finance Ltd.

P

PNB Housing Finance Ltd.

0.97%
GOI TBILL 91D-21/08/25

G

GOI TBILL 91D-21/08/25

0.97%
Cholamandalam Investment And Fin. Co. Ltd

C

Cholamandalam Investment And Fin. Co. Ltd

0.97%
Bharti Airtel Ltd.

B

Bharti Airtel Ltd.

0.97%
Small Industries Development Bank of India

S

Small Industries Development Bank of India

0.97%
Icici Securities Limited

I

Icici Securities Limited

0.97%
Punjab National Bank

P

Punjab National Bank

0.97%
Kotak Securities Ltd

K

Kotak Securities Ltd

0.97%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

0.97%
Kotak Securities Ltd

K

Kotak Securities Ltd

0.97%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.96%
Punjab National Bank

P

Punjab National Bank

0.96%
GOI TBILL 182D-18/09/25

G

GOI TBILL 182D-18/09/25

0.87%
GOI TBILL 364D-11/09/25

G

GOI TBILL 364D-11/09/25

0.82%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.78%
Bank of Baroda

B

Bank of Baroda

0.73%
Kotak Securities Ltd

K

Kotak Securities Ltd

0.72%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.72%
Bank Of Baroda

B

Bank Of Baroda

0.61%
Bajaj Housing Finance Ltd.

B

Bajaj Housing Finance Ltd.

0.61%
DCM Shriram Ltd

D

DCM Shriram Ltd

0.60%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.60%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.52%
364 DTB 24072025

3

364 DTB 24072025

0.49%
Reliance Jio Infocomm Ltd.

R

Reliance Jio Infocomm Ltd.

0.49%
Mangalore Refinery And Petrochemicals Limited

M

Mangalore Refinery And Petrochemicals Limited

0.49%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.49%
Icici Securities Limited

I

Icici Securities Limited

0.49%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.49%
Tata Power Renewable Energy Limited

T

Tata Power Renewable Energy Limited

0.48%
GOI TBILL 182D-04/09/25

G

GOI TBILL 182D-04/09/25

0.48%
Sikka Ports & Terminals Ltd

S

Sikka Ports & Terminals Ltd

0.48%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.48%
Aditya Birla Money Ltd.

A

Aditya Birla Money Ltd.

0.48%
Indian Oil Corp Ltd.

I

Indian Oil Corp Ltd.

0.48%
Axis Securities Limited

A

Axis Securities Limited

0.48%
Reliance Jio Infocomm Ltd.

R

Reliance Jio Infocomm Ltd.

0.48%
Motilal Oswal Financial Services Ltd

M

Motilal Oswal Financial Services Ltd

0.48%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.48%
Julius Baer Capital (India) Private Limited

J

Julius Baer Capital (India) Private Limited

0.48%
Axis Bank Limited

A

Axis Bank Limited

0.44%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.39%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.36%
Canara Bank

C

Canara Bank

0.36%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.36%
Bajaj Financial Securities Limited

B

Bajaj Financial Securities Limited

0.36%
The Federal Bank Limited

T

The Federal Bank Limited

0.36%
GOI TBILL 91D-25/09/25

G

GOI TBILL 91D-25/09/25

0.36%
GOI TBILL 364D-15/08/25

G

GOI TBILL 364D-15/08/25

0.34%
Cholamandalam Investment And Finance Company Limited

C

Cholamandalam Investment And Finance Company Limited

0.33%
LIC Housing Finance Ltd

L

LIC Housing Finance Ltd

0.26%
HDFC Securities Limited

H

HDFC Securities Limited

0.24%
GOI TBILL 364D-28/08/25

G

GOI TBILL 364D-28/08/25

0.24%
Godrej Finance Ltd.

G

Godrej Finance Ltd.

0.24%
Network18 Media & Investments Limited

N

Network18 Media & Investments Limited

0.24%
SBI Funds Management Pvt Ltd/Fund Parent

S

SBI Funds Management Pvt Ltd/Fund Parent

0.22%
Bajaj Finance Limited

B

Bajaj Finance Limited

0.13%
The Federal Bank Limited

T

The Federal Bank Limited

0.12%
Aditya Birla Money Limited

A

Aditya Birla Money Limited

0.12%
GOI TBILL 182D-29/08/25

G

GOI TBILL 182D-29/08/25

0.12%
HDFC Bank Ltd.

H

HDFC Bank Ltd.

0.12%
Mirae Asset Financial Services (India) Pvt Ltd.

M

Mirae Asset Financial Services (India) Pvt Ltd.

0.12%
GOI TBILL 364D-07/08/25

G

GOI TBILL 364D-07/08/25

0.10%
GOI TBILL 364D-31/07/25

G

GOI TBILL 364D-31/07/25

0.05%
182 DTB 17072025

1

182 DTB 17072025

0.02%
India (Republic of)

I

India (Republic of)

0.00%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.00%
PNB Housing Finance Ltd.

P

PNB Housing Finance Ltd.

0.00%
Power Finance Corp Ltd.

P

Power Finance Corp Ltd.

0.00%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.00%
L&T Finance Limited

L

L&T Finance Limited

0.00%
Godrej Properties Ltd.

G

Godrej Properties Ltd.

0.00%
Canara Bank

C

Canara Bank

0.00%
182 DTB 10072025

1

182 DTB 10072025

0.00%
Axis Securities Limited

A

Axis Securities Limited

0.00%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.00%
Reliance Retail Ventures Limited

R

Reliance Retail Ventures Limited

0.00%
National Bank for Agriculture and Rural Development

N

National Bank for Agriculture and Rural Development

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison


Fund Managers

Karan Mundhara

Name

Karan Mundhara

Qualification

BCOM. Charted Accountant (CA)

Shalini Vasanta

Name

Shalini Vasanta

Qualification

MBA (Finance); BA (Economics & Statistics Hons)


Fund Objective

An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be realized.


Risk-O-Meter

Investors understand that their principal will be at

Moderate Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

DSP Mutual Fund

Funds Managed

51

Assets Managed (₹ Cr)

₹ 1,93,929.56

Contact Details

telephone 022-66578000

Registered Address

locate

The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.


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FAQs

DSP Liquidity Fund was launched on 01 Jan 2013.
The current NAV of DSP Liquidity Fund is ₹3,784.1189 as of 22 Jul 2025.
The latest value of AUM of DSP Liquidity Fund is ₹16,925.90 crores as of 22 Jul 2025.
The return on investment of DSP Liquidity Fund is:
  • In the past 1Y: 7.22%
  • In the past 3Y: 7.07%
  • In the past 5Y: 5.63%
The expense ratio of DSP Liquidity Fund is 0.10%.
The exit load of DSP Liquidity Fund is as follows:
0.0070% If Redemption/switch Out Within 1 Days From The Date Of Allotment.|0.0065% If Redemption/switch Out Within 2 Days From The Date Of Allotment.|0.0060% If Redemption/switch Out Within 3 Days From The Date Of Allotment.|0.0055% If Redemption/switch Out Within 4 Days From The Date Of Allotment.|0.0050% If Redemption/switch Out Within 5 Days From The Date Of Allotment.|0.0045% If Redemption/switch Out Within 6 Days From The Date Of Allotment.|nil
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of DSP Liquidity Fund is Moderate.
The fund manager of DSP Liquidity Fund is Karan Mundhara, Shalini Vasanta.
If you wish to invest in DSP Liquidity Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in DSP Liquidity Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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