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Mutual FundsHDFC Credit Risk Debt Fund Direct - Growth

H

HDFC Credit Risk Debt Fund Direct - Growth

5 Year Absolute Returns

45.54%profit

NAV (₹) on 23 Jul 2025

26.2154

1 Day NAV Change

+0.01%

4

Morningstar

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Value Research

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About Fund

HDFC Credit Risk Debt Fund Direct - Growth is a Debt mutual fund scheme launched on 25 Mar 2014. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100.

NAV

NIFTY50

Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

36.16 L

7.16%

36.79 L

7.80%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

6,78,510 (22.62%)

Maturity Value

36,78,510

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Returns Comparison

This Fund1M Returns3M Returns6M Returns1Y Returns3Y Returns5Y Returns
Direct0.84%2.20%5.14%9.58%27.06%45.54%
Regular0.79%2.05%4.84%8.94%24.77%41.31%

*The above returns are absolute.


Fund Details

Min. SIP Amount

100.00


Min. Lumpsum Amount

100.00


AUM (in Cr.)

7,047.83


Expense Ratio

1.03%


Lock-in Period

No Lock in Period


Inception Date

25 Mar 2014


Fund Age

11 Yrs


Benchmark

NIFTY Credit Risk Bond Index B-II


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.84%2.20%5.14%9.58%27.06%45.54%
Nifty 500.05%3.34%8.51%2.64%50.67%123.84%

*The above table contains absolute returns.


Asset Allocation

AUM

₹7,047.83 Cr

Cash Holding

-

Equity

-

Cash

-

Debt

-

Other

-


Sector Holdings

as of 15 Jul 2025

SectorsWeightage
Other96.20%
Financial Services2.58%
Real Estate0.94%
Utilities0.28%

Stock Holdings

as of 15 Jul 2025

NameWeightage
The Sandur Manganese And Iron Ores Limited

T

The Sandur Manganese And Iron Ores Limited

4.15%
TPL

T

TPL

3.60%
The Tata Power Company Limited

T

The Tata Power Company Limited

3.31%
TATA Motors Limited

T

TATA Motors Limited

2.88%
Kalpataru Projects International Limited

K

Kalpataru Projects International Limited

2.88%
Bamboo Hotel And Global Centre (Delhi) Private Limited

B

Bamboo Hotel And Global Centre (Delhi) Private Limited

2.86%
SK Finance Limited

S

SK Finance Limited

2.82%
Jubilant Beverages Limited

J

Jubilant Beverages Limited

2.80%
Net Current Assets

N

Net Current Assets

2.60%
Jubilant Bevco Limited

J

Jubilant Bevco Limited

2.60%
Kalpataru Projects International Limited

K

Kalpataru Projects International Limited

2.57%
NIRMA

N

NIRMA

2.52%
TVS Credit Services Limited

T

TVS Credit Services Limited

2.45%
Aditya Birla Renewables Limited

A

Aditya Birla Renewables Limited

2.18%
Treps - Tri-Party Repo

T

Treps - Tri-Party Repo

2.17%
Kalpataru Projects International Limited

K

Kalpataru Projects International Limited

2.15%
Dlf Home Developers Limited

D

Dlf Home Developers Limited

2.14%
Vastu Finserve India Private Limited

V

Vastu Finserve India Private Limited

2.14%
Kogta Financial (India) Limited

K

Kogta Financial (India) Limited

2.12%
Indus Infra Trust

I

Indus Infra Trust

2.01%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

1.52%
GOI LOAN  7.09% 2054

G

GOI LOAN 7.09% 2054

1.51%
Mahindra Rural Housing Finance Limited

M

Mahindra Rural Housing Finance Limited

1.45%
TATA Motors Limited

T

TATA Motors Limited

1.44%
Godrej Industries Limited

G

Godrej Industries Limited

1.44%
Infopark Properties Limited

I

Infopark Properties Limited

1.44%
Resco Global Wind Services Private Limited

R

Resco Global Wind Services Private Limited

1.43%
Ramco Industries Limited

R

Ramco Industries Limited

1.42%
GOI LOAN  7.3% 2053

G

GOI LOAN 7.3% 2053

1.25%
NIRMA

N

NIRMA

1.22%
GOI LOAN  7.34% 2064

G

GOI LOAN 7.34% 2064

1.18%
GOI LOAN  7.1% 2034

G

GOI LOAN 7.1% 2034

1.15%
Muthoot Capital Services Limited

M

Muthoot Capital Services Limited

1.14%
GOI LOAN  6.33% 2035

G

GOI LOAN 6.33% 2035

1.14%
GOI LOAN  6.67% 2035

G

GOI LOAN 6.67% 2035

1.12%
JSW Energy Limited

J

JSW Energy Limited

1.08%
JM Financial Home Loans Limited

J

JM Financial Home Loans Limited

1.08%
JM Financial Home Loans Limited

J

JM Financial Home Loans Limited

1.08%
IIFL 9.90% 2026 OP B

I

IIFL 9.90% 2026 OP B

1.07%
TATA Projects Limited

T

TATA Projects Limited

1.07%
Embassy Office Parks Reit

E

Embassy Office Parks Reit

0.94%
723GS2039

7

723GS2039

0.89%
Kogta Financial (India) Limited

K

Kogta Financial (India) Limited

0.89%
VAJRA 009 TRUST

V

VAJRA 009 TRUST

0.86%
VAJRA 004 TRUST

V

VAJRA 004 TRUST

0.74%
718GS2037

7

718GS2037

0.74%
PFC

P

PFC

0.73%
NBRD 7.37% 2035 SR 25F

N

NBRD 7.37% 2035 SR 25F

0.73%
Ongc Petro Additions Limited

O

Ongc Petro Additions Limited

0.72%
Indigrid Infrastructure Trust

I

Indigrid Infrastructure Trust

0.72%
IKF Finance Limited

I

IKF Finance Limited

0.71%
Tata Capital Housing Finance Limited

T

Tata Capital Housing Finance Limited

0.71%
LIC Housing Finance Ltd

L

LIC Housing Finance Ltd

0.71%
Mahindra Rural Housing Finance Limited

M

Mahindra Rural Housing Finance Limited

0.60%
GOI LOAN  7.25% 2063

G

GOI LOAN 7.25% 2063

0.58%
Capital Infra Trust

C

Capital Infra Trust

0.57%
LIC Housing Finance Ltd

L

LIC Housing Finance Ltd

0.55%
IKF Finance Limited

I

IKF Finance Limited

0.46%
Tmf Holdings Limited

T

Tmf Holdings Limited

0.42%
INDIGO 041

I

INDIGO 041

0.41%
IRFC-7.46%-18-6-29-PVT

I

IRFC-7.46%-18-6-29-PVT

0.36%
GOI LOAN   6.92% 2039

G

GOI LOAN 6.92% 2039

0.36%
GODREJIND

G

GODREJIND

0.36%
Ongc Petro Additions Limited

O

Ongc Petro Additions Limited

0.36%
Ntpc Limited

N

Ntpc Limited

0.36%
Motilal Oswal Home Finance Limited

M

Motilal Oswal Home Finance Limited

0.36%
Ongc Petro Additions Limited

O

Ongc Petro Additions Limited

0.36%
Ntpc Limited

N

Ntpc Limited

0.36%
Gera Developments Private Limited

G

Gera Developments Private Limited

0.36%
Gera Developments Private Limited

G

Gera Developments Private Limited

0.36%
Gera Developments Private Limited

G

Gera Developments Private Limited

0.36%
Gera Developments Private Limited

G

Gera Developments Private Limited

0.36%
Gera Developments Private Limited

G

Gera Developments Private Limited

0.36%
Corporate Debt Market Development Fund

C

Corporate Debt Market Development Fund

0.34%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.30%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.30%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.30%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.29%
PFCL 7.40% 2030 SR 244B

P

PFCL 7.40% 2030 SR 244B

0.29%
Jm Financial ASset Reconstruction Company Limited

J

Jm Financial ASset Reconstruction Company Limited

0.28%
Indigrid Infrastructure Trust

I

Indigrid Infrastructure Trust

0.28%
Power Grid Infrastructure

P

Power Grid Infrastructure

0.28%
VAJRA 006 TRUST

V

VAJRA 006 TRUST

0.22%
Rec Limited

R

Rec Limited

0.15%
Rec Limited

R

Rec Limited

0.15%
GOI LOAN  6.64% 2035

G

GOI LOAN 6.64% 2035

0.14%
Ntpc Limited

N

Ntpc Limited

0.14%
764AP31

7

764AP31

0.02%
Nuvoco Vistas Corporation Limited

N

Nuvoco Vistas Corporation Limited

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison


Fund Managers

Shobhit Mehrotra

Name

Shobhit Mehrotra

Qualification

B.Text, M.S. MBA (Clemson University, USA)

Dhruv Muchhal

Name

Dhruv Muchhal

Qualification

CFA (CFA Institute); Chartered Accountant, B Com. from University of Mumbai


Fund Objective

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.


Risk-O-Meter

Investors understand that their principal will be at

Moderately High Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

HDFC Mutual Fund

Funds Managed

75

Assets Managed (₹ Cr)

₹ 8,46,552.64

Contact Details

telephone 022 - 6631 6333

Registered Address

locate

HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.


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FAQs

HDFC Credit Risk Debt Fund was launched on 25 Mar 2014.
The current NAV of HDFC Credit Risk Debt Fund is ₹26.2154 as of 23 Jul 2025.
The latest value of AUM of HDFC Credit Risk Debt Fund is ₹7,047.83 crores as of 23 Jul 2025.
The return on investment of HDFC Credit Risk Debt Fund is:
  • In the past 1Y: 9.58%
  • In the past 3Y: 8.31%
  • In the past 5Y: 7.80%
The expense ratio of HDFC Credit Risk Debt Fund is 1.03%.
The exit load of HDFC Credit Risk Debt Fund is as follows:
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of HDFC Credit Risk Debt Fund is Moderately High.
The fund manager of HDFC Credit Risk Debt Fund is Shobhit Mehrotra, Dhruv Muchhal.
If you wish to invest in HDFC Credit Risk Debt Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in HDFC Credit Risk Debt Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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HDFC Credit Risk Debt Fund

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