
H
HDFC Retirement Savings Fund - Hybrid Debt Plan Direct - Growth
5 Year Absolute Returns
NAV (₹) on 11 Mar 2026
24.5871
1 Day NAV Change (₹)
-0.05273
Value Research
About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 37.45 L
8.47%
Total Investment
₹ 30,00,000
Returns
₹ 7,45,454 (24.85%)
Maturity Value
₹ 37,45,454
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Historical Returns
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Start SIP with as Low as ₹100.
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Asset Allocation
AUM
₹160.34 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 24.9713
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 160.34
Expense Ratio
1.13%
Lock-in Period
5.0 Years
52W Low NAV
₹ 23.0912
Inception Date
25 Feb 2016
Fund Age
10 Yrs
Benchmark
NIFTY 50 Hybrid Composite Debt 15:85 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
Name
Arun Agarwal
Qualification
B.Com, ACA
Name
Anupam Joshi
Qualification
P.G.Diploma in Business mnagement.
Name
Srinivasan Ramamurthy
Qualification
B.E (Jadavpur University), MBA (IIM Calcutta)Engineer from Jadavpur University and MBA from IIM - Calcutta
Name
Dhruv Muchhal
Qualification
CFA (CFA Institute); Chartered Accountant, B Com. from University of Mumbai
Fund Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
Funds Managed
79
Assets Managed (₹ Cr)
₹ 9,06,645.53
Contact Details
Registered Address
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
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View AllFAQs
When was HDFC Retirement Savings Fund Hybrid Debt launched?
What is the current NAV of HDFC Retirement Savings Fund Hybrid Debt?
What is the AUM of HDFC Retirement Savings Fund Hybrid Debt?
What is the rate of return of HDFC Retirement Savings Fund Hybrid Debt?
- In the past 1Y: 6.71%
- In the past 3Y: 9.42%
- In the past 5Y: 8.47%
What is the expense ratio of HDFC Retirement Savings Fund Hybrid Debt?
What is exit load of HDFC Retirement Savings Fund Hybrid Debt?
What is the portfolio of HDFC Retirement Savings Fund Hybrid Debt?
No data to show right now!
Top 3 sectoral holdings include:
How risky is investing in HDFC Retirement Savings Fund Hybrid Debt?
Who is the fund manager HDFC Retirement Savings Fund Hybrid Debt?
What is the minimum investment required in HDFC Retirement Savings Fund Hybrid Debt?
How to invest in HDFC Retirement Savings Fund Hybrid Debt directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



