
H
HDFC Retirement Savings Fund - Hybrid Equity Plan Direct - Growth
5 Year Absolute Returns
NAV (₹) on 02 Mar 2026
43.5910
1 Day NAV Change (₹)
-0.46704
Value Research
About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 42.79 L
13.33%
Total Investment
₹ 30,00,000
Returns
₹ 12,79,271 (42.64%)
Maturity Value
₹ 42,79,271
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Historical Returns
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Start SIP with as Low as ₹100.
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Asset Allocation
AUM
₹1,702.59 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 45.3720
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 1,702.59
Expense Ratio
0.94%
Lock-in Period
5.0 Years
52W Low NAV
₹ 39.5690
Inception Date
25 Feb 2016
Fund Age
10 Yrs
Benchmark
NIFTY 50 Hybrid Composite Debt 65:35 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Nil
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
Name
Shobhit Mehrotra
Qualification
B.Text, M.S. MBA (Clemson University, USA)
Name
Arun Agarwal
Qualification
B.Com, ACA
Name
Srinivasan Ramamurthy
Qualification
B.E (Jadavpur University), MBA (IIM Calcutta)Engineer from Jadavpur University and MBA from IIM - Calcutta
Name
Dhruv Muchhal
Qualification
CFA (CFA Institute); Chartered Accountant, B Com. from University of Mumbai
Name
Nandita Menezes
Qualification
CA (ICAI, INDIA), B.Com (University of Mumbai)
Fund Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
Funds Managed
80
Assets Managed (₹ Cr)
₹ 9,12,940.36
Contact Details
Registered Address
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Open NFOs
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View AllFAQs
When was HDFC Retirement Savings Fund Hybrid Equity launched?
What is the current NAV of HDFC Retirement Savings Fund Hybrid Equity?
What is the AUM of HDFC Retirement Savings Fund Hybrid Equity?
What is the rate of return of HDFC Retirement Savings Fund Hybrid Equity?
- In the past 1Y: 11.20%
- In the past 3Y: 14.63%
- In the past 5Y: 13.33%
What is the expense ratio of HDFC Retirement Savings Fund Hybrid Equity?
What is exit load of HDFC Retirement Savings Fund Hybrid Equity?
What is the portfolio of HDFC Retirement Savings Fund Hybrid Equity?
No data to show right now!
Top 3 sectoral holdings include:
How risky is investing in HDFC Retirement Savings Fund Hybrid Equity?
Who is the fund manager HDFC Retirement Savings Fund Hybrid Equity?
What is the minimum investment required in HDFC Retirement Savings Fund Hybrid Equity?
How to invest in HDFC Retirement Savings Fund Hybrid Equity directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



