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Mutual FundsICICI Prudential Banking & PSU Debt Fund Direct - Growth

I

ICICI Prudential Banking & PSU Debt Fund Direct - Growth

5 Year Absolute Returns

40.35%profit

NAV (₹) on 18 Jun 2025

34.1770

1 Day NAV Change

+0.00%

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Morningstar

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Value Research

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About Fund

ICICI Prudential Banking & PSU Debt Fund Direct - Growth is a Debt mutual fund scheme launched on 14 Mar 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹500.

NAV

NIFTY50

Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

35.61 L

6.59%

36.02 L

7.02%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

6,02,451 (20.08%)

Maturity Value

36,02,451

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Returns Comparison

This Fund1M Returns3M Returns6M Returns1Y Returns3Y Returns5Y Returns
Direct0.49%3.24%4.97%9.28%27.07%40.35%
Regular0.46%3.15%4.78%8.90%25.71%37.59%

*The above returns are absolute.


Fund Details

Min. SIP Amount

100.00


Min. Lumpsum Amount

500.00


AUM (in Cr.)

10,383.90


Expense Ratio

0.39%


Lock-in Period

No Lock in Period


Inception Date

14 Mar 2013


Fund Age

12 Yrs


Benchmark

Nifty Banking & PSU Debt Index A-II


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • No charges for withdrawal

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund AUM History

Parameters
AUM (in Cr.)
Change
Change %

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.49%3.24%4.97%9.28%27.07%40.35%
Nifty 50-0.61%8.23%3.51%5.43%61.52%142.02%

*The above table contains absolute returns.


Asset Allocation

AUM

₹10,383.90 Cr

Cash Holding

4.95%

Equity

1.00%

Cash

4.95%

Debt

94.79%

Other

0.26%


Sector Holdings

as of 31 May 2025

SectorsWeightage
Other100.00%

Stock Holdings

as of 31 May 2025

NameWeightage
GOI LOAN  7.1% 2034

G

GOI LOAN 7.1% 2034

4.75%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

4.38%
HDFC Bank Limited

H

HDFC Bank Limited

4.06%
ICICI Pru Banking & PSU Debt Dir Gr

I

ICICI Pru Banking & PSU Debt Dir Gr

3.55%
GOI LOAN  7.34% 2064

G

GOI LOAN 7.34% 2064

3.40%
State Bank Of India

S

State Bank Of India

3.24%
Net Current Assets

N

Net Current Assets

3.17%
7.81% Govt Stock 2033

7

7.81% Govt Stock 2033

2.80%
761LIC34

7

761LIC34

2.46%
LICH 7.58% 2035 SR 454

L

LICH 7.58% 2035 SR 454

2.44%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

2.19%
Mahanagar Telephone Nigam Limited

M

Mahanagar Telephone Nigam Limited

2.18%
768SID27

7

768SID27

1.95%
Rec Limited

R

Rec Limited

1.93%
Bharat Petroleum Corporation Limited

B

Bharat Petroleum Corporation Limited

1.92%
Rec Limited

R

Rec Limited

1.92%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

1.92%
HDFC Bank Limited

H

HDFC Bank Limited

1.91%
Indian Bank

I

Indian Bank

1.76%
Housing And Urban Development Corporation Limited

H

Housing And Urban Development Corporation Limited

1.69%
Rural Electrification Corporation Limited

R

Rural Electrification Corporation Limited

1.64%
SIDBI 7.51% 2028 SR V

S

SIDBI 7.51% 2028 SR V

1.51%
770NABAR27

7

770NABAR27

1.46%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

1.43%
HDFC Bank Limited

H

HDFC Bank Limited

1.40%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

1.37%
Treps

T

Treps

1.28%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

1.25%
HDFC Bank Limited

H

HDFC Bank Limited

1.23%
SIDBI

S

SIDBI

1.22%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

1.20%
State Bank Of India

S

State Bank Of India

1.04%
DMEDEV

D

DMEDEV

1.00%
NBRD 7.44% 2028 SR 25C

N

NBRD 7.44% 2028 SR 25C

0.97%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.95%
SIDBI 7.44% 2028 SR IV

S

SIDBI 7.44% 2028 SR IV

0.88%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.88%
6.99% Govt Stock 2034

6

6.99% Govt Stock 2034

0.84%
Mahanagar Telephone Nigam Limited

M

Mahanagar Telephone Nigam Limited

0.78%
INDIA UNIVERSAL TRUST AL1

I

INDIA UNIVERSAL TRUST AL1

0.77%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.72%
Rec Limited

R

Rec Limited

0.72%
Rec Limited

R

Rec Limited

0.72%
Rec Limited

R

Rec Limited

0.67%
CITI 3 M FBIL TBILL 26

C

CITI 3 M FBIL TBILL 26

0.62%
GOI LOAN  6.79% 2034

G

GOI LOAN 6.79% 2034

0.55%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.54%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.52%
Axis Bank Limited

A

Axis Bank Limited

0.50%
Bharat Sanchar Nigam Limited

B

Bharat Sanchar Nigam Limited

0.49%
LICH 7.58% 2035 SR 450

L

LICH 7.58% 2035 SR 450

0.49%
SDL MH 7.12% 2038

S

SDL MH 7.12% 2038

0.49%
Rec Limited

R

Rec Limited

0.49%
SIDBI 7.34% 2029 SR III

S

SIDBI 7.34% 2029 SR III

0.49%
PFCL 7.42% 2028 SR 246A

P

PFCL 7.42% 2028 SR 246A

0.49%
SIDBI

S

SIDBI

0.49%
NABARD

N

NABARD

0.49%
HDFC Bank Limited

H

HDFC Bank Limited

0.48%
HDFC Bank Limited

H

HDFC Bank Limited

0.48%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.48%
Indian Railway Finance Corporation Limited

I

Indian Railway Finance Corporation Limited

0.48%
Housing And Urban Development Corporation Limited

H

Housing And Urban Development Corporation Limited

0.48%
GOI LOAN  6.90% 2065

G

GOI LOAN 6.90% 2065

0.48%
Rec Limited

R

Rec Limited

0.48%
Rural Electrification Corporation Limited

R

Rural Electrification Corporation Limited

0.46%
INDIA UNIVERSAL TRUST AL1

I

INDIA UNIVERSAL TRUST AL1

0.45%
IDFC First Bank Ltd.

I

IDFC First Bank Ltd.

0.45%
SDL MH 7.14% 2039

S

SDL MH 7.14% 2039

0.40%
Kotak Mahindra Bank Limited

K

Kotak Mahindra Bank Limited

0.39%
RECLTD

R

RECLTD

0.36%
INDIA UNIVERSAL TRUST AL1

I

INDIA UNIVERSAL TRUST AL1

0.35%
Axis Bank Limited

A

Axis Bank Limited

0.34%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
Dme Development Limited

D

Dme Development Limited

0.31%
INDIA UNIVERSAL TRUST AL2

I

INDIA UNIVERSAL TRUST AL2

0.29%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.29%
HDFC Bank Limited

H

HDFC Bank Limited

0.29%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.29%
INDIA UNIVERSAL TRUST AL2

I

INDIA UNIVERSAL TRUST AL2

0.28%
SDL CG 7.32% 2037

S

SDL CG 7.32% 2037

0.28%
Corporate Debt Market Development Fund (Class A2)

C

Corporate Debt Market Development Fund (Class A2)

0.26%
HDFC Bank Limited

H

HDFC Bank Limited

0.25%
HDFC Bank Limited

H

HDFC Bank Limited

0.25%
HDFC Bank Limited

H

HDFC Bank Limited

0.25%
HDFC Bank Limited

H

HDFC Bank Limited

0.25%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.24%
INDIA UNIVERSAL TRUST AL2

I

INDIA UNIVERSAL TRUST AL2

0.24%
HDFC Bank Limited

H

HDFC Bank Limited

0.24%
TCHFL 7.712% 2028 SR D

T

TCHFL 7.712% 2028 SR D

0.24%
Rural Electrification Corporation Limited

R

Rural Electrification Corporation Limited

0.24%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.24%
770RECL26

7

770RECL26

0.24%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.24%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.24%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.24%
Indian Railway Finance Corporation Limited

I

Indian Railway Finance Corporation Limited

0.24%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.24%
Power Finance Corporation Limited

P

Power Finance Corporation Limited

0.24%
ICICI Home Finance Company Limited

I

ICICI Home Finance Company Limited

0.24%
Punjab National Bank

P

Punjab National Bank

0.23%
SDL KA 7.13% 2034

S

SDL KA 7.13% 2034

0.23%
Axis Bank Limited

A

Axis Bank Limited

0.23%
Small Industries Development Bank Of India

S

Small Industries Development Bank Of India

0.15%
Rural Electrification Corporation Limited

R

Rural Electrification Corporation Limited

0.14%
ICICI Bank Limited

I

ICICI Bank Limited

0.14%
SDL WB 7.29% 2038

S

SDL WB 7.29% 2038

0.06%
Indian Railway Finance Corporation Limited

I

Indian Railway Finance Corporation Limited

0.05%
Rural Electrification Corporation Limited

R

Rural Electrification Corporation Limited

0.05%
National Bank For Agriculture And Rural Development

N

National Bank For Agriculture And Rural Development

0.03%
GOI LOAN   6.92% 2039

G

GOI LOAN 6.92% 2039

0.00%
SDL CG 7.32% 2037

S

SDL CG 7.32% 2037

0.00%
GOI LOAN  6.33% 2035

G

GOI LOAN 6.33% 2035

0.00%
718GS2033

7

718GS2033

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison


Fund Managers

Manish Banthia

Name

Manish Banthia

Qualification

B.Com., A.C.A., MBA.

Rohit Lakhotia

Name

Rohit Lakhotia

Qualification

NA


Fund Objective

To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.


Risk-O-Meter

Investors understand that their principal will be at

Moderately Low Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

ICICI Prudential Mutual Fund

Funds Managed

95

Assets Managed (₹ Cr)

₹ 8,85,010.03

Contact Details

Registered Address

locate

One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051


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FAQs

ICICI Prudential Banking & PSU Debt Fund was launched on 14 Mar 2013.
The current NAV of ICICI Prudential Banking & PSU Debt Fund is ₹34.1770 as of 18 Jun 2025.
The latest value of AUM of ICICI Prudential Banking & PSU Debt Fund is ₹10,383.90 crores as of 18 Jun 2025.
The return on investment of ICICI Prudential Banking & PSU Debt Fund is:
  • In the past 1Y: 9.28%
  • In the past 3Y: 8.31%
  • In the past 5Y: 7.02%
The expense ratio of ICICI Prudential Banking & PSU Debt Fund is 0.39%.
The exit load of ICICI Prudential Banking & PSU Debt Fund is as follows:
No charges for withdrawal
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of ICICI Prudential Banking & PSU Debt Fund is Moderately Low.
The fund manager of ICICI Prudential Banking & PSU Debt Fund is Manish Banthia, Rohit Lakhotia.
If you wish to invest in ICICI Prudential Banking & PSU Debt Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹500.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in ICICI Prudential Banking & PSU Debt Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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