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Mutual FundsKotak Money Market Fund Direct - Growth

K

Kotak Money Market Fund Direct - Growth

DebtMoney Market Fund

5 Year Absolute Returns

34.61%profit

NAV (₹) on 25 Jul 2025

4,565.5132

1 Day NAV Change

+0.53%

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About Fund

Kotak Money Market Fund Direct - Growth is a Debt mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100.

NAV

NIFTY50

2X

Investors doubled money in past 126 months.

CAGR: 6.12%
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Returns Calculator

Based on Annualised Returns

Investment Type

SIP Amount

Investment Period

5Y

₹ 32.73 L

3.50%

₹ 35.08 L

6.02%

₹ 35.17 L

6.12%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

₹ 30,00,000

Returns

₹ 5,17,127 (17.24%)

Maturity Value

₹ 35,17,127

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Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.

Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct0.24%0.58%1.89%4.36%8.15%24.54%34.61%
Regular0.36%0.57%1.86%4.30%8.02%24.11%33.93%
View All Schemes Comparisonarrow

Fund Details

Min. SIP Amount

₹ 100.00

Min. Lumpsum Amount

₹ 100.00

AUM (in Cr.)

₹ 34,760.80

Expense Ratio

0.24%

Lock-in Period

No Lock in Period

Inception Date

01 Jan 2013

Fund Age

12 Yrs

Benchmark

CRISIL Money Market A-I Index

Scheme Type

Open Ended

Stamp Duty

0.005% (from July 1st 2020)

Exit Load

  • Nil.

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund AUM History

ParametersJanFebMarAprMayJunJul
AUM (in Cr.)26,22127,94325,00827,97731,65731,03934,761
Change -5071,722-2,9352,9693,680-6183,722
Change %-1.9%6.57%-10.5%11.87%13.15%-1.95%11.99%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.58%1.89%4.36%8.15%24.54%34.61%
Nifty 500%0%0%0%0%0%

*The above table contains absolute returns.

Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

0.58%0.51%0.83%0.72%0.64%0.58%0.42%NANANANANA

2024

0.57%0.63%0.74%0.54%0.58%0.50%0.62%0.54%0.61%0.60%0.53%0.54%

2023

0.49%0.46%0.76%0.62%0.62%0.54%0.56%0.54%0.54%0.50%0.55%0.57%

2022

0.29%0.32%0.41%0.27%0.08%0.40%0.38%0.44%0.33%0.38%0.57%0.57%

2021

0.18%0.28%0.39%0.28%0.25%0.28%0.34%0.33%0.24%0.22%0.33%0.31%

2020

0.49%0.40%0.49%0.54%0.71%0.51%0.44%0.28%0.30%0.42%0.30%0.28%

2019

0.71%0.58%0.78%0.40%0.80%0.42%0.81%0.65%0.43%0.68%0.50%0.36%

2018

0.54%0.50%0.66%0.47%0.55%0.60%0.56%0.63%0.45%0.63%0.69%0.72%

2017

0.54%0.49%0.56%0.46%0.54%0.52%0.53%0.53%0.49%0.51%0.51%0.49%

2016

0.61%0.59%0.75%0.59%0.65%0.61%0.61%0.58%0.56%0.54%0.55%0.51%

2015

0.67%0.60%0.80%0.59%0.63%0.66%0.66%0.62%0.62%0.61%0.60%0.63%

2014

0.72%0.62%0.69%0.73%0.71%0.69%0.70%0.70%0.69%0.72%0.66%0.70%

2013

9,970.06%0.63%0.65%0.70%0.70%0.58%0.45%0.87%0.85%0.83%0.71%0.74%

Asset Allocation

AUM

₹34,760.80 Cr

Cash Holding

77.80%

Equity

1.00%

Cash

77.80%

Debt

21.95%

Other

0.25%

Sector Holdings

as of 30 Jun 2025

SectorsWeightage
Other100.00%

Stock Holdings

as of 30 Jun 2025

NameWeightage

K

Kotak Money Market Dir Gr

10.99%

H

HDFC Bank Limited

3.15%

P

Punjab National Bank (18/03/2026)

2.97%

A

Axis Bank Limited

2.10%

I

Indian Bank

2.08%

S

Small Industries Development Bank Of India

1.94%

S

Small Industries Development Bank Of India

1.91%

G

GOI TBILL 364D-21/05/26

1.85%

S

Small Industries Development Bank Of India

1.83%

U

Union Bank Of India

1.82%

G

GOI TBILL 364D-05/02/26

1.81%

H

HDFC Bank Limited

1.66%

5

515GS2025

1.44%

P

Punjab National Bank

1.40%

G

GOI TBILL 364D-29/01/26

1.40%

C

Canara Bank

1.39%

I

IDBI Bank Limited (Industrial Development Bank Of India Ltd)

1.39%

N

National Bank For Agriculture And Rural Development

1.39%

S

Small Industries Development Bank of India

1.39%

I

Indusind Bank Ltd.

1.38%

N

National Bank for Agriculture and Rural Development

1.38%

H

HDFC Bank Limited

1.37%

F

Federal Bank Ltd.

1.36%

U

Union Bank Of India

1.34%

I

Indian Oil Corp Ltd.

1.28%

B

Bharti Telecom Limited

1.13%

G

GOI TBILL 364D-04/12/25

1.13%

P

Panatone Finvest Limited

1.12%

U

Union Bank Of India

1.11%

I

Indusind Bank Ltd.

1.11%

N

National Bank For Agriculture And Rural Development

1.11%

A

Axis Bank Ltd.

1.09%

I

Indian Bank

0.98%

N

National Bank For Agriculture And Rural Development

0.98%

I

Indusind Bank Limited

0.98%

N

National Bank For Agriculture And Rural Development

0.97%

H

HDFC Bank Limited

0.97%

S

Small Industries Development Bank Of India

0.97%

U

UCO Bank

0.96%

N

National Bank for Agriculture and Rural Development

0.84%

C

Canara Bank

0.84%

G

GOI TBILL 364D-12/02/26

0.84%

A

Axis Bank Limited

0.83%

M

Mankind Pharma Limited

0.82%

G

GOI TBILL 364D-19/03/26

0.79%

H

HDFC Bank Limited

0.76%

K

Kotak Money Market Dir Gr

0.73%

T

Torrent Electricals Limited (27/08/2025) **

0.71%

R

Reliance Industries Ltd.

0.71%

I

Indusind Bank Limited

0.70%

S

Standard Chartered Capital Limited

0.70%

I

Icici Securities Limited

0.70%

B

Bharti Telecom Limited

0.70%

P

Punjab And Sind Bank

0.70%

G

GOI TBILL 364D-20/02/26

0.70%

G

GOI TBILL 364D-27/02/26

0.70%

B

Bharti Telecom Limited

0.69%

N

National Bank For Agriculture And Rural Development

0.69%

P

Punjab National Bank

0.69%

3

360 One Prime Ltd.

0.69%

M

Muthoot Finance Limited

0.63%

G

GOI TBILL 364D-12/03/26

0.62%

0

08.28 KA Sdl 2026

0.57%

P

Punjab National Bank

0.56%

P

Punjab National Bank

0.56%

A

Au Small Finance Bank Limited

0.56%

B

Birla Group Holdings Private Limited

0.56%

P

Piramal Capital & Housing Finance Ltd.

0.55%

C

Canara Bank

0.55%

C

Canara Bank (13/03/2026)

0.55%

P

Piramal Capital & Housing Finance Ltd.

0.55%

M

Motilal Oswal Financial Services Limited

0.55%

P

Piramal Capital & Housing Finance Ltd.

0.55%

C

Canara Bank**

0.55%

T

Tata Capital Ltd.

0.55%

S

Small Industries Development Bk Of India ** #

0.55%

M

Muthoot Finance Limited**

0.55%

A

AU Small Finance Bank Ltd.

0.55%

I

Icici Securities Limited

0.54%

R

Reliance Retail Ventures Limited

0.50%

N

National Bank for Agriculture and Rural Development

0.49%

U

Union Bank Of India

0.49%

S

Small Industries Development Bank Of India

0.49%

I

IDBI Bank Limited

0.48%

L

LIC Housing Finance Limited**

0.48%

H

Hero Fincorp Limited

0.42%

M

Muthoot Finance Limited

0.42%

M

Muthoot Finance Ltd.

0.42%

C

Canara Bank

0.42%

I

Indusind Bank Limited

0.42%

S

Small Industries Development Bank Of India

0.42%

I

Indian Bank

0.41%

I

Indusind Bank Ltd.

0.41%

M

Motilal Oswal Financial Services Limited

0.41%

M

Motilal Oswal Financial Services Limited

0.41%

H

HDFC Bank Ltd.

0.41%

T

Tata Capital Ltd.

0.41%

C

Cholamandalam Investment & Finance Co Ltd.

0.41%

0

08.07 Tn SDL 2026

0.40%

G

GOI TBILL 182D-18/12/25

0.40%

T

Triparty Repo

0.38%

B

Bank Of Baroda

0.35%

C

Canara Bank

0.35%

B

Birla Group Holdings Private Limited

0.34%

B

Barclays Investments & Loans (India) Private Limited

0.34%

0

08.24 Tn SDL 2025sep

0.33%

G

GOI TBILL 364D-04/06/26

0.32%

0

08.59 KA Sdl 2025

0.30%

S

Standard Chartered Capital Limited

0.28%

T

Tata Projects Limited

0.28%

H

Hero Fincorp Limited

0.28%

I

Icici Securities Limited

0.28%

J

Julius Baer Capital (India) Private Limited

0.28%

G

Godrej Housing Finance Limited

0.28%

H

Hero Fincorp Limited

0.28%

E

Export-Import Bank Of India

0.28%

U

Union Bank Of India

0.28%

B

Bank of Baroda

0.28%

M

Muthoot Finance Limited

0.28%

N

National Bank For Agriculture & Rural Development**

0.28%

M

Muthoot Finance Ltd.

0.28%

3

360 One Prime Ltd.

0.27%

B

Birla Group Holdings Private Limited

0.27%

G

GOI TBILL 364D-21/11/25

0.27%

S

SBI ALTERNATIVE INVESTMENT FUND

0.25%

0

08.39 MP Sdl 2026

0.22%

R

Reliance Retail Ventures Limited

0.21%

0

08.15 GJ Sdl 2025

0.21%

M

Muthoot Finance Limited

0.21%

0

08.38 HR Sdl 2026

0.15%

0

07.96 GJ Sdl 2025

0.14%

C

Canara Bank

0.14%

U

Union Bank Of India

0.14%

U

Union Bank Of India

0.14%

B

Bahadur Chand Investments Private Limited

0.14%

0

08.27 MP Sdl 2025

0.14%

0

06.90 Tn SDL 2025

0.10%

E

Export Import Bank Of India **

0.07%

I

Indian Bank

0.07%

B

Bank Of India

0.07%

S

Small Industries Development Bank Of India

0.07%

G

GOI TBILL 364D-06/11/25

0.06%

0

08.16 MH Sdl 2025

0.04%

0

07.97 Tn SDL 2025

0.03%

0

08.29 MH Sdl 2025

0.02%

N

Net Current Assets/(Liabilities)

0.02%

0

08.29 Tn SDL 2025aug

0.01%

G

Goi 12.04.2026 Gov

0.00%

I

Indusind Bank Limited

0.00%
SIP Logo

Start SIP with as Low as ₹100.

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Fund Comparison

Sorted highest to lowest: 3Y Returns

AMC Logo

Kotak Money Market Fund Direct - Growth

1Y Returns

8.15%

3Y Returns

7.59%

5Y Returns

6.12%

AMC Logo

Tata Money Market Fund Direct - Growth

1Y Returns

8.32%

3Y Returns

7.79%

5Y Returns

6.35%

AMC Logo

Aditya Birla Sun Life Money Manager Fund Direct - Growth

1Y Returns

8.18%

3Y Returns

7.68%

5Y Returns

6.23%

AMC Logo

Nippon India Money Market Fund Direct - Growth

1Y Returns

8.24%

3Y Returns

7.68%

5Y Returns

6.23%

AMC Logo

Axis Money Market Fund Direct - Growth

1Y Returns

8.25%

3Y Returns

7.67%

5Y Returns

6.21%

AMC Logo

UTI Money Market Fund Direct - Growth

1Y Returns

8.20%

3Y Returns

7.64%

5Y Returns

6.18%

Fund Managers

Deepak Agrawal

Name

Deepak Agrawal

Qualification

Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I

Manu Sharma

Name

Manu Sharma

Qualification

Accountant & M.Com

Fund Objective

The investment objective of the Scheme is to generate returns by investing in money market instruments having maturity upto 1 year.There is no assurance that the investment objective of the Scheme will be realised.

Risk-O-Meter

Investors understand that their principal will be at

Moderate Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High

AMC Information

Kotak Mahindra Mutual Fund

Funds Managed

81

Assets Managed (₹ Cr)

₹ 5,41,312.02

Contact Details

telephone 022 61152100

Registered Address

locate

27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.

View All Scheme arrow

Top Funds from Kotak Mahindra Mutual Fund

Sorted highest to lowest: 3Y Returns

AMC Logo

Kotak Multicap Fund Direct - Growth

1Y Returns

-0.08%

3Y Returns

26.60%

5Y Returns

-

AMC Logo

Kotak Midcap Fund Direct - Growth

1Y Returns

6.46%

3Y Returns

25.20%

5Y Returns

30.98%

AMC Logo

Kotak Pioneer Fund Direct - Growth

1Y Returns

10.99%

3Y Returns

24.92%

5Y Returns

27.13%

AMC Logo

Kotak Contra Fund Direct - Growth

1Y Returns

0.90%

3Y Returns

24.41%

5Y Returns

25.50%

AMC Logo

Kotak Large & Midcap Fund Direct - Growth

1Y Returns

2.92%

3Y Returns

22.29%

5Y Returns

24.42%

AMC Logo

Kotak Small Cap Fund Direct - Growth

1Y Returns

-1.46%

3Y Returns

20.31%

5Y Returns

32.92%

AMC Logo

Kotak Flexicap Fund Direct - Growth

1Y Returns

4.84%

3Y Returns

19.99%

5Y Returns

20.99%

AMC Logo

Kotak ELSS Tax Saver Fund Direct - Growth

1Y Returns

-0.42%

3Y Returns

19.69%

5Y Returns

23.19%

AMC Logo

Kotak Focused Fund Direct - Growth

1Y Returns

3.59%

3Y Returns

18.73%

5Y Returns

21.60%

AMC Logo

Kotak Large Cap Fund Direct - Growth

1Y Returns

2.90%

3Y Returns

18.07%

5Y Returns

20.56%

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FAQs

Kotak Money Market Fund was launched on 01 Jan 2013.
The current NAV of Kotak Money Market Fund is ₹4,565.5132 as of 25 Jul 2025.
The latest value of AUM of Kotak Money Market Fund is ₹34,760.80 crores as of 25 Jul 2025.
The return on investment of Kotak Money Market Fund is:
  • In the past 1Y: 8.15%
  • In the past 3Y: 7.59%
  • In the past 5Y: 6.12%
The expense ratio of Kotak Money Market Fund is 0.24%.
The exit load of Kotak Money Market Fund is as follows:
Nil.
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Kotak Money Market Fund is Moderate.
The fund manager of Kotak Money Market Fund is Deepak Agrawal, Manu Sharma.
If you wish to invest in Kotak Money Market Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Kotak Money Market Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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