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Best ₹500 SIPs for 5 Years
Here you get all the mutual funds with minimum SIP of ₹500 that have given highest returns in the past 5 years. These top 50 schemes have consistently given high returns and boasts good investors confidance.
List of Funds with ₹500 SIP/Month
CSV
Name | NAV | AUM (in Cr.) | 1M Returns | 3M Returns | 1 Yr Returns | 3 Yr Returns | 5 Yr Returns  | Rating | Exp Ratio | Risk | Min Monthly SIP | Min Lumpsum | Category | Sub Category |
|---|
 Quant Small Cap Fund Direct - Growth | ₹ 276.41 | ₹ 30,504.40 | -3.24% | 0.72% | -6.51% | 22.03% | 31.95% | 5  | 0.71% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Small Cap Fund |
 Motilal Oswal Midcap Fund Direct - Growth | ₹ 117.21 | ₹ 37,500.90 | -2.09% | -2.88% | -6.50% | 25.72% | 30.66% | 4 | 0.69% | Very High | ₹ 500 | ₹ 500 | Equity | Mid Cap Fund |
 SBI PSU Fund Direct - Growth | ₹ 36.56 | ₹ 5,714.14 | -2.55% | 6.58% | 3.11% | 27.89% | 30.60% | NA | 0.85% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
 ICICI Prudential BHARAT 22 FOF Fund Direct - Growth | ₹ 33.74 | ₹ 2,453.54 | -1.19% | 6.82% | 0.75% | 25.99% | 30.32% | NA | 0.19% | Very High | ₹ 1,000 | ₹ 5,000 | Other | FoFs Domestic |
Quant Infrastructure Fund Direct - Growth | ₹ 41.75 | ₹ 3,302.59 | -3.58% | 3.61% | -4.45% | 17.22% | 30.22% | 4 | 0.65% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Sectoral / Thematic |
 Canara Robeco Infrastructure Fund Direct - Growth | ₹ 179.47 | ₹ 936.34 | -3.81% | -0.58% | -1.25% | 24.93% | 29.67% | 4 | 0.98% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Sectoral / Thematic |
 Franklin Build India Fund Direct - Growth | ₹ 164.68 | ₹ 3,087.99 | -2.69% | 1.95% | 0.08% | 25.97% | 29.23% | 5 | 0.98% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
 Invesco India Smallcap Fund Direct - Growth | ₹ 47.07 | ₹ 8,720.48 | -2.10% | 1.95% | 0.02% | 25.35% | 29.15% | 5 | 0.40% | Very High | ₹ 500 | ₹ 1,000 | Equity | Small Cap Fund |
Invesco India PSU Equity Fund Direct - Growth | ₹ 76.60 | ₹ 1,465.99 | -4.38% | 4.73% | 1.96% | 28.30% | 28.72% | 2 | 0.93% | Very High | ₹ 500 | ₹ 1,000 | Equity | Sectoral / Thematic |
 Bank of India Manufacturing & Infrastructure Fund Direct - Growth | ₹ 68.56 | ₹ 659.16 | -2.13% | 3.49% | 2.90% | 24.88% | 27.43% | 4 | 0.63% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Sectoral / Thematic |
Quant Multi Asset Allocation Fund Direct - Growth | ₹ 165.65 | ₹ 4,056.73 | 1.61% | 7.87% | 12.47% | 21.51% | 27.20% | 3 | 0.63% | Very High | ₹ 1,000 | ₹ 5,000 | Hybrid | Multi Asset Allocation |
Invesco India Infrastructure Fund Direct - Growth | ₹ 73.14 | ₹ 1,527.21 | -5.15% | -4.75% | -7.65% | 23.48% | 27.16% | 4 | 0.84% | Very High | ₹ 500 | ₹ 1,000 | Equity | Sectoral / Thematic |
Quant ESG Integration Strategy Fund Direct - Growth | ₹ 35.96 | ₹ 273.90 | -0.28% | 4.37% | -2.55% | 15.25% | 27.00% | 5 | 0.92% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Sectoral / Thematic |
Invesco India Mid Cap Fund Direct - Growth | ₹ 223.83 | ₹ 9,319.87 | -0.20% | 3.12% | 10.12% | 27.61% | 26.98% | 5 | 0.54% | Very High | ₹ 500 | ₹ 1,000 | Equity | Mid Cap Fund |
 HSBC Small Cap Fund Direct - Growth | ₹ 87.81 | ₹ 16,547.90 | -3.77% | -2.04% | -11.21% | 18.53% | 26.90% | 3 | 0.64% | Very High | ₹ 500 | ₹ 5,000 | Equity | Small Cap Fund |
 Mahindra Manulife Mid Cap Fund Direct - Growth | ₹ 38.12 | ₹ 4,192.44 | -0.98% | 2.85% | -0.07% | 24.27% | 26.77% | 4 | 0.46% | Very High | ₹ 500 | ₹ 1,000 | Equity | Mid Cap Fund |
SBI Contra Fund Direct - Growth | ₹ 433.20 | ₹ 49,218.40 | 0.44% | 4.32% | 3.06% | 20.02% | 26.75% | 2 | 0.76% | Very High | ₹ 500 | ₹ 5,000 | Equity | Contra Fund |
HSBC Infrastructure Fund Direct - Growth | ₹ 51.74 | ₹ 2,371.77 | -3.43% | -0.15% | -8.08% | 22.38% | 26.63% | 3 | 1.05% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
Bank of India Small Cap Fund Direct - Growth | ₹ 51.04 | ₹ 2,015.66 | -4.33% | -1.22% | -8.58% | 19.78% | 26.51% | 4 | 0.65% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Small Cap Fund |
Bank of India Credit Risk Fund Direct - Growth | ₹ 12.85 | ₹ 106.56 | 0.51% | 1.95% | 6.82% | 6.38% | 26.30% | 2 | 0.98% | Moderately High | ₹ 1,000 | ₹ 5,000 | Debt | Credit Risk Fund |
Motilal Oswal Large and Midcap Fund Direct - Growth | ₹ 37.07 | ₹ 14,870.30 | -3.87% | 1.46% | 1.47% | 26.17% | 26.26% | 5 | 0.67% | Very High | ₹ 500 | ₹ 500 | Equity | Large & Mid Cap Fund |
Canara Robeco Small Cap Fund Direct - Growth | ₹ 42.50 | ₹ 13,285.50 | -3.06% | -0.21% | -5.76% | 16.18% | 26.16% | 3 | 0.46% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Small Cap Fund |
Quant Mid Cap Fund Direct - Growth | ₹ 238.60 | ₹ 8,525.04 | -1.58% | 2.92% | -5.41% | 16.12% | 25.79% | 4 | 0.71% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Mid Cap Fund |
Quant ELSS Tax Saver Fund Direct - Growth | ₹ 421.84 | ₹ 12,444.10 | -1.31% | 5.43% | 1.73% | 14.83% | 25.64% | 4 | 0.57% | Very High | ₹ 500 | ₹ 500 | Equity | ELSS |
Franklin India Opportunities Fund Direct - Growth | ₹ 288.95 | ₹ 8,188.58 | -1.59% | 1.76% | 3.64% | 29.10% | 25.60% | 3 | 0.51% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
Franklin India Small Cap Fund Direct - Growth | ₹ 188.97 | ₹ 13,789.50 | -3.72% | -1.33% | -7.77% | 20.33% | 25.50% | 3 | 0.90% | Very High | ₹ 500 | ₹ 5,000 | Equity | Small Cap Fund |
SBI Infrastructure Fund Direct - Growth | ₹ 53.18 | ₹ 4,788.49 | -1.77% | 2.50% | -3.83% | 21.15% | 25.34% | 4 | 1.13% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
 UTI Transportation and Logistics Fund Direct - Growth | ₹ 340.36 | ₹ 4,008.33 | 0.86% | 4.45% | 16.41% | 25.83% | 24.69% | NA | 0.84% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
 Union Small Cap Fund Direct - Growth | ₹ 54.69 | ₹ 1,790.18 | -2.83% | 0.24% | -3.22% | 18.77% | 24.53% | 3 | 0.95% | Very High | ₹ 500 | ₹ 1,000 | Equity | Small Cap Fund |
Mahindra Manulife Multi Cap Fund Direct - Growth | ₹ 41.86 | ₹ 6,055.38 | -1.34% | 3.48% | 4.30% | 19.89% | 24.49% | 4 | 0.40% | Very High | ₹ 500 | ₹ 1,000 | Equity | Multi Cap Fund |
HSBC Value Fund Direct - Growth | ₹ 126.16 | ₹ 14,342.40 | -1.06% | 3.46% | 3.34% | 23.12% | 24.42% | 5 | 0.76% | Very High | ₹ 500 | ₹ 5,000 | Equity | Value Fund |
Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth | ₹ 40.03 | ₹ 2,816.64 | -0.33% | 3.98% | 4.35% | 22.14% | 24.26% | NA | 0.26% | Very High | ₹ 500 | ₹ 500 | Other | Index Fund |
Templeton India Value Fund Direct - Growth | ₹ 818.23 | ₹ 2,260.08 | 0.14% | 4.00% | 2.59% | 17.54% | 24.18% | 4 | 0.87% | Very High | ₹ 500 | ₹ 5,000 | Equity | Value Fund |
Mahindra Manulife Focused Fund Direct - Growth | ₹ 29.86 | ₹ 2,207.79 | -0.12% | 4.62% | 4.20% | 19.32% | 23.99% | 5 | 0.40% | Very High | ₹ 500 | ₹ 1,000 | Equity | Focused Fund |
ICICI Prudential Thematic Advantage Fund (FOF)Direct - Growth | ₹ 249.09 | ₹ 7,509.05 | 0.61% | 3.88% | 9.91% | 19.66% | 23.96% | NA | 0.92% | Very High | ₹ 1,000 | ₹ 5,000 | Other | FoFs Domestic |
Union Midcap Fund Direct - Growth | ₹ 52.37 | ₹ 1,620.01 | -1.49% | 1.12% | 4.32% | 20.04% | 23.92% | 3 | 0.72% | Very High | ₹ 500 | ₹ 1,000 | Equity | Mid Cap Fund |
 HDFC ELSS Tax Saver Fund Direct - Growth | ₹ 1,578.01 | ₹ 17,194.20 | -0.15% | 3.24% | 8.16% | 20.63% | 23.90% | 5 | 1.08% | Very High | ₹ 500 | ₹ 500 | Equity | ELSS |
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth | ₹ 37.22 | ₹ 1,043.78 | -4.61% | -2.06% | -7.32% | 19.66% | 23.81% | NA | 0.33% | Very High | ₹ 500 | ₹ 500 | Other | Index Fund |
Bank of India Flexi Cap Fund Direct - Growth | ₹ 38.24 | ₹ 2,260.69 | -2.97% | 3.05% | -2.12% | 21.41% | 23.78% | 5 | 0.47% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Flexi Cap Fund |
UTI Large & Mid Cap Fund Direct - Growth | ₹ 199.44 | ₹ 5,291.10 | 0.74% | 5.28% | 4.79% | 21.66% | 23.66% | 4 | 1.00% | Very High | ₹ 500 | ₹ 5,000 | Equity | Large & Mid Cap Fund |
 Baroda BNP Paribas Midcap Fund Direct - Growth | ₹ 124.70 | ₹ 2,276.13 | -0.33% | 3.65% | 3.20% | 20.95% | 23.61% | 4 | 0.56% | Very High | ₹ 500 | ₹ 5,000 | Equity | Mid Cap Fund |
SBI ELSS Tax Saver Fund Direct - Growth | ₹ 486.04 | ₹ 31,782.80 | 0.19% | 3.88% | 3.30% | 23.02% | 23.56% | 5 | 0.94% | Very High | ₹ 500 | ₹ 500 | Equity | ELSS |
 ITI Small Cap Fund Direct - Growth | ₹ 31.48 | ₹ 2,835.18 | -3.49% | 0.04% | -2.72% | 26.21% | 23.20% | 3 | 0.22% | Very High | ₹ 500 | ₹ 5,000 | Equity | Small Cap Fund |
Motilal Oswal ELSS Tax Saver Fund Direct - Growth | ₹ 58.68 | ₹ 4,514.53 | -3.51% | -0.17% | -5.45% | 23.51% | 23.19% | 5 | 0.62% | Very High | ₹ 500 | ₹ 500 | Equity | ELSS |
HSBC Midcap Fund Direct - Growth | ₹ 455.26 | ₹ 12,369.80 | -0.45% | 2.73% | 1.66% | 24.54% | 22.67% | 4 | 0.64% | Very High | ₹ 500 | ₹ 5,000 | Equity | Mid Cap Fund |
SBI Mid Cap Fund Direct - Growth | ₹ 262.33 | ₹ 23,036.00 | -0.42% | 3.07% | -0.82% | 16.83% | 22.65% | 3 | 0.86% | Very High | ₹ 500 | ₹ 5,000 | Equity | Mid Cap Fund |
UTI Infrastructure Fund Direct - Growth | ₹ 150.00 | ₹ 2,220.98 | -1.96% | 2.98% | 0.54% | 18.39% | 22.35% | 2 | 1.90% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
Quant Large and Mid Cap Fund Direct - Growth | ₹ 125.78 | ₹ 3,548.74 | -1.35% | 3.34% | -3.03% | 15.71% | 22.11% | 4 | 0.70% | Very High | ₹ 1,000 | ₹ 5,000 | Equity | Large & Mid Cap Fund |
Franklin India Dividend Yield Fund Direct - Growth | ₹ 153.04 | ₹ 2,416.60 | -0.88% | 3.01% | -1.02% | 17.45% | 22.09% | 2 | 1.23% | Very High | ₹ 500 | ₹ 5,000 | Equity | Dividend Yield Fund |
HSBC Business Cycles Fund Direct - Growth | ₹ 46.35 | ₹ 1,161.00 | -2.85% | -1.46% | -3.71% | 20.30% | 22.00% | 2 | 1.05% | Very High | ₹ 500 | ₹ 5,000 | Equity | Sectoral / Thematic |
Showing 50 of 50 results
Please Note:
- 1M, 3M and 1 Yr returns are Absolute. 3 Yr and 5 Yr returns are Annualized.
- Fund Rating is sourced from Morningstar.
- "Exp Ratio" is a short-form used for "Expense Ratio" - In simple terms it is a fee charged by the AMC for managing your money.
*The schemes mentioned above are just for research purpose and not recommendations. Please do your own due diligence before investing.
Frequently Asked Questions
When selecting a ₹500 SIP Per Month for 5 Years, evaluate the fund's expense ratio, liquidity, and credibility. Look at the fund's size and tenure to ensure stability. Understand the rebalancing frequency and any additional fees from being a fund of funds. Ensure the fund's structure aligns with your investment horizon and risk comfort level.
Investing ₹500 monthly for 5 years helps you start small and build wealth gradually. It encourages financial discipline, smooths out market volatility through rupee cost averaging, and makes mutual fund investing accessible. Funds with strong five-year SIP performance also show potential resilience and stability across different market conditions over time.
A ₹500 SIP for 5 years makes investing affordable, helping you build a habit without needing a large lump sum. It spreads your investments across market cycles, reducing the impact of volatility. When invested in high-performing schemes, compounding can multiply your returns over time, giving you a head start on long-term financial planning with minimal effort.
Despite high past returns, performance may vary due to market conditions. SIPs don't eliminate risk, they only reduce timing-related volatility. Some funds may be sector-heavy or carry higher expense ratios. If your fund underperforms or markets remain sluggish, expected returns might not match historical numbers. Patience and periodic review are key.
₹500 SIP Per Month for 5 Years with High Returns suits new investors, students, or salaried individuals looking to begin their investment journey. It's ideal for those with limited monthly savings who still want long-term growth. Anyone aiming to develop financial discipline, experience market participation, and gradually grow a portfolio without feeling overwhelmed by large commitments can benefit.
Start by researching mutual funds suited for ₹500 SIP investments on Dhan, evaluating past returns, consistency, and expense ratios. Complete your KYC and select your chosen fund. Establish a SIP of ₹500 monthly to systematically invest over five years, potentially benefiting from compounding while reducing market risks by averaging costs over a longer duration.
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