
Bank of India Credit Risk Fund Direct Growth
Bank of India Credit Risk Fund Direct Growth
as on 05 Nov 2026
Bank of India Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 27 Feb 2015. The current NAV stands at ₹14.9866 as of 05 Nov 2026.
Scheme Overview
- Inception Date : 27 Feb 2015
- AUM : ₹78.79 Cr
- 5Y Returns (CAGR) : 27.86%
- Expense Ratio : 0.61%
- Min. SIP : ₹1,000
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 65.30 L
27.86%
Total Investment
₹ 30,00,000
Returns
₹ 35,29,990 (27.86%)
Maturity Value
₹ 65,29,990
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 78.79 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹78.79 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() T Treps | 18.67% | |
![]() N NVCL-7.7%-18092028-NCD | 10.52% | |
![]() B Birla Corporation Limited | 10.16% | |
![]() I Indian Bank | 9.70% | |
![]() N NIRMA-8.5%-07042027-NCD | 9.46% | |
![]() N Net Receivables / (Payables) | 6.60% | |
![]() V Vedanta Limited | 5.97% | |
![]() 3 360 One Prime Limited | 5.92% | |
![]() R RCFL-7.99%-07082027-NCD | 5.91% | |
![]() M Manappuram Finance Limited | 5.90% | |
![]() J JSW Steel Limited | 5.88% | |
![]() 3 360 One Prime Limited | 4.72% | |
![]() C Corporate Debt Market Development Fund # | 0.58% |
Fund Comparison
Fund Details
52W High NAV
₹ 14.9729
Min. SIP Amount
₹ 1,000.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 78.79
Expense Ratio
0.61%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 12.7947
Inception Date
27 Feb 2015
Fund Age
11 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Alok Singh | PGDBA, CFA |
Fund Objective
The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bank of India Mutual Fund
No. of Schemes
23
Total AUM
₹ 19,838.99 Cr
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
Contact Details
B/204, Tower 1,Peninsula CorporatePark, Ganpatrao kadam marg,Lower Parel, Mumbai - 400013
FAQs
When was Bank of India Credit Risk Fund launched?
What is the current NAV of Bank of India Credit Risk Fund?
What is the AUM of Bank of India Credit Risk Fund?
What is the rate of return of Bank of India Credit Risk Fund?
- In the past 1Y: 17.06%
- In the past 3Y: 10.02%
- In the past 5Y: 27.86%
What is the expense ratio of Bank of India Credit Risk Fund?
What is exit load of Bank of India Credit Risk Fund?
How risky is investing in Bank of India Credit Risk Fund?
Who is the fund manager Bank of India Credit Risk Fund?
What is the minimum investment required in Bank of India Credit Risk Fund?
How to invest in Bank of India Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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