
S
SBI Retirement Benefit Fund - Conservative Plan Direct - Growth
5 Year Absolute Returns
NAV (₹) on 13 Mar 2026
14.4624
1 Day NAV Change (₹)
-0.07393
Value Research
About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.74 L
7.75%
Total Investment
₹ 30,00,000
Returns
₹ 6,73,574 (22.45%)
Maturity Value
₹ 36,73,574
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Historical Returns
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Start SIP with as Low as ₹100.
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Asset Allocation
AUM
₹162.07 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 14.8125
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 162.07
Expense Ratio
0.92%
Lock-in Period
5.0 Years
52W Low NAV
₹ 13.9259
Inception Date
17 Feb 2021
Fund Age
5 Yrs
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Nil
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
Name
Ardhendu Bhattacharya
Qualification
PGDM-Goa Institute of Management
Name
Rohit Shimpi
Qualification
B. Com, PGDBM, CFA Charterholder
Name
Pradeep Kesavan
Qualification
B.com, MBA (Finance), CFA (USA)
Fund Objective
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
Funds Managed
73
Assets Managed (₹ Cr)
₹ 8,98,283.15
Contact Details
Registered Address
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
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When was SBI Retirement Benefit Fund Conservative launched?
What is the current NAV of SBI Retirement Benefit Fund Conservative?
What is the AUM of SBI Retirement Benefit Fund Conservative?
What is the rate of return of SBI Retirement Benefit Fund Conservative?
- In the past 1Y: 4.58%
- In the past 3Y: 8.23%
- In the past 5Y: 7.75%
What is the expense ratio of SBI Retirement Benefit Fund Conservative?
What is exit load of SBI Retirement Benefit Fund Conservative?
What is the portfolio of SBI Retirement Benefit Fund Conservative?
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Top 3 sectoral holdings include:
How risky is investing in SBI Retirement Benefit Fund Conservative?
Who is the fund manager SBI Retirement Benefit Fund Conservative?
What is the minimum investment required in SBI Retirement Benefit Fund Conservative?
How to invest in SBI Retirement Benefit Fund Conservative directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



