
Union Balanced Advantage Fund Direct Growth
Union Balanced Advantage Fund Direct Growth
as on 03 Nov 2026
Union Balanced Advantage Fund Direct Growth is a Hybrid mutual fund scheme launched on 04 Jan 2018. The current NAV stands at ₹22.1400 as of 03 Nov 2026. From the funds total AUM, its top holdings include Cash Offset For Derivatives at 8.82%, Treps at 4.90%, HDFC Bank at 3.96%, Reliance Industries at 3.91%, ICICI Bank at 3.53%
Scheme Overview
- Inception Date : 04 Jan 2018
- AUM : ₹1,157.75 Cr
- 5Y Returns (CAGR) : 7.11%
- Expense Ratio : 1.47%
- Min. SIP : ₹500
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.11 L
7.11%
Total Investment
₹ 30,00,000
Returns
₹ 6,11,125 (7.11%)
Maturity Value
₹ 36,11,125
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,157.75 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,157.75 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 29.01% | ||
| Financial Services | 21.32% | ||
| Industrials | 9.50% | ||
| Consumer Cyclical | 9.02% | ||
| Basic Materials | 5.97% | ||
| Consumer Defensive | 5.14% | ||
| Energy | 4.73% | ||
| Technology | 4.53% | ||
| Healthcare | 4.14% | ||
| Communication Services | 3.46% | ||
| Utilities | 2.20% | ||
| Real Estate | 0.98% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() C Cash Offset For Derivatives | 8.82% | |
![]() T Treps | 4.90% | |
![]() H HDFC Bank | 3.96% | |
![]() R Reliance Industries | 3.91% | |
![]() I ICICI Bank | 3.53% | |
![]() B Bharti Airtel | 3.46% | |
![]() F Future on Patanjali Foods Ltd | 2.60% | |
![]() P Patanjali Foods | 2.59% | |
![]() S State Bank of India | 2.33% | |
![]() N NABARD-7.62%-10052029-NCD | 2.04% | |
![]() B Bajaj Finance | 2.04% | |
![]() I IRFCL-7.48%-16022034-NCD | 2.02% | |
![]() S SIDBI-7.39%-21032030-NCD | 2.02% | |
![]() P PGCIL-7.12%-24122034-NCD | 1.98% | |
![]() P Punjab National Bank | 1.94% | |
![]() A Axis Bank | 1.83% | |
![]() I Infosys | 1.70% | |
![]() I Indian Railway Finance Corporation Limited | 1.64% | |
![]() L Larsen & Toubro | 1.61% | |
![]() N National Stock Exchange Of India Ltd. 30-Jun-26 | 1.46% | |
![]() E Eternal | 1.40% | |
![]() G Gabriel | 1.40% | |
![]() M Max Financial Services | 1.40% | |
![]() C Canara Bank | 1.32% | |
![]() H HDFC Bank Limited | 1.32% | |
![]() 0 09/07/2026 Maturing 364 DTB | 1.30% | |
![]() M Maruti Suzuki | 1.26% | |
![]() U UltraTech Cement | 1.25% | |
![]() N National Bank For Agriculture And Rural Development | 1.23% | |
![]() P PFCL-7.44%-15012030-NCD | 1.22% | |
![]() N NBRD 7.27% 2029 SR 26C | 1.21% | |
![]() P PGCIL-7.35%-12032034-NCD | 1.21% | |
![]() T Tata Consumer Products | 1.15% | |
![]() C Cummins | 1.14% | |
![]() N Nippon Life India AMC | 1.13% | |
![]() K Kotak Bank | 1.12% | |
![]() K Krishna Institute of Medical Sciences | 1.12% | |
![]() H Hindustan Unilever | 1.12% | |
![]() S Solar Industries | 1.05% | |
![]() B Bharat Electronics | 1.05% | |
![]() F Federal Bank | 0.98% | |
![]() I Inventurus Knowledge Solutions | 0.98% | |
![]() J Jindal Steel | 0.94% | |
![]() K Karur Vysya Bank | 0.94% | |
![]() F Future on Reliance Industries Ltd | 0.91% | |
![]() Z ZF Commercial | 0.84% | |
![]() V Voltamp Transformers | 0.84% | |
![]() R Rec Limited | 0.82% | |
![]() D DOMS Industries | 0.81% | |
![]() P PFCL-7.44%-15072034-NCD | 0.80% | |
![]() I IRFCL-7.25%-17012035-NCD | 0.80% | |
![]() S Shriram Finance | 0.78% | |
![]() B Bank Of Baroda | 0.77% | |
![]() F Future on Bharti Airtel Ltd | 0.76% | |
![]() N NTPC | 0.73% | |
![]() P Phoenix Mills | 0.73% | |
![]() C CG Power & Industrial Solutions | 0.71% | |
![]() M Max Healthcare Institute | 0.71% | |
![]() F Future on Adani Ports & Special Economic Zone Ltd | 0.69% | |
![]() A Adani Ports & SEZ | 0.69% | |
![]() E Engineers India | 0.67% | |
![]() C Coromandel International | 0.65% | |
![]() A Ajanta Pharma | 0.65% | |
![]() A Aarti Industries | 0.64% | |
![]() S Sun Pharmaceutical | 0.64% | |
![]() P Pidilite Industries | 0.62% | |
![]() J JSW Infrastructure | 0.62% | |
![]() B Bharat Heavy Electricals | 0.62% | |
![]() C Clean Max Enviro Energy Solutions | 0.60% | |
![]() T Tata Steel | 0.58% | |
![]() T Tata Motors | 0.58% | |
![]() J JSW Energy | 0.55% | |
![]() L L&T Finance | 0.53% | |
![]() C Cemindia Projects | 0.52% | |
![]() F Future on Bajaj Finance Ltd | 0.50% | |
![]() G Gokaldas Exports | 0.50% | |
![]() M Mphasis | 0.49% | |
![]() T Tata Consultancy Services | 0.48% | |
![]() O Oil & Natural Gas Corporation | 0.46% | |
![]() O One 97 Communications | 0.46% | |
![]() F Future on Eicher Motors Ltd | 0.45% | |
![]() U Ujjivan Small Finance Bank | 0.45% | |
![]() E Eicher Motors | 0.44% | |
![]() F Future on Axis Bank Ltd | 0.44% | |
![]() H HCL Technologies | 0.43% | |
![]() F Future on Waaree Energies Ltd | 0.43% | |
![]() F Future on Titan Co Ltd | 0.43% | |
![]() A Amber Enterprises | 0.42% | |
![]() W Waaree Energies | 0.42% | |
![]() T Titan | 0.42% | |
![]() F Future on Infosys Ltd | 0.42% | |
![]() F Future on HDFC Bank Ltd | 0.41% | |
![]() F Future on Hero MotoCorp Ltd | 0.40% | |
![]() H Hero Motocorp | 0.39% | |
![]() I ICICI Bank Limited | 0.39% | |
![]() I Indian Hotels Company | 0.38% | |
![]() O Oil India | 0.36% | |
![]() F Future on Mahindra & Mahindra Ltd | 0.35% | |
![]() M Mahindra & Mahindra | 0.35% | |
![]() F Future on Eternal Ltd | 0.34% | |
![]() P Persistent Systems | 0.34% | |
![]() T Tata Motors Passenger Vehicles | 0.32% | |
![]() P Power Grid Corporation of India | 0.32% | |
![]() T Trent | 0.31% | |
![]() F Future on Sun Pharmaceuticals Industries Ltd | 0.31% | |
![]() J Jio Financial Services | 0.30% | |
![]() V Varun Beverages | 0.29% | |
![]() F Future on Godrej Properties Ltd | 0.25% | |
![]() G Godrej Properties | 0.25% | |
![]() T Techno Electric & Engineering | 0.24% | |
![]() F Future on Grasim Industries Ltd | 0.23% | |
![]() G Grasim Industries | 0.23% | |
![]() L LG Electronics | 0.12% | |
![]() F Future on Max Financial Services Ltd | 0.12% | |
![]() F Future on Persistent Systems Ltd | 0.11% | |
![]() F Future on KFin Technologies Ltd | 0.10% | |
![]() K KFin Technologies | 0.10% | |
![]() G GOI TBILL 91D-20/08/26 | 0.08% | |
![]() A Anthem Biosciences | 0.04% | |
![]() F Future on Larsen & Toubro Ltd | 0.03% | |
![]() T TVS Motors 6% PREF 01-09-2026 | 0.02% | |
![]() N Net Receivable / Payable | 0.02% | |
![]() R RECL-7.58%-31052029-NCD | 0.00% | |
![]() P PFCL-6.64%-15072030-NCD | 0.00% | |
![]() T TVS Motors | 0.00% | |
![]() K KEC International | 0.00% | |
![]() L Lupin | 0.00% | |
![]() T Tbill | 0.00% | |
![]() T Tata Capital | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 22.7400
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 1,157.75
Expense Ratio
1.47%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 20.6000
Inception Date
04 Jan 2018
Fund Age
8 Yrs
Benchmark
Nifty 50 Hybrid Composite Debt 50:50 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 15 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Parijat Agrawal | B.E, PGDM from IIM Bangalore |
| Vishal Thakker | Master Finance Management |
| Sanjay Bembalkar | B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder |
| Gaurav Chopra | B.Com, Chartered Accountant and CFA (USA) - Level III cleared |
Fund Objective
To achieve long term capital appreciation and generate income through an equity portfolio by using long equities, equity derivatives and arbitrage opportunities available. However, there is no assurance that the Investment Objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Union Mutual Fund
No. of Schemes
29
Total AUM
₹ 28,433.93 Cr
Contact Details
Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059
Contact Details
Unit 503, 5th Floor, Leeela BusinessPark, Andheri Kurla Road,Andheri (East), Mumbai - 400059
FAQs
When was Union Balanced Advantage Fund launched?
What is the current NAV of Union Balanced Advantage Fund?
What is the AUM of Union Balanced Advantage Fund?
What is the rate of return of Union Balanced Advantage Fund?
- In the past 1Y: -1.83%
- In the past 3Y: 8.20%
- In the past 5Y: 7.11%
What is the expense ratio of Union Balanced Advantage Fund?
What is exit load of Union Balanced Advantage Fund?
What is the portfolio of Union Balanced Advantage Fund?
- HDFC Bank: 3.96%
- Reliance Industries: 3.91%
- ICICI Bank: 3.53%
- Bharti Airtel: 3.46%
- Patanjali Foods: 2.59%
Top 3 sectoral holdings include:
- Others: 49.60%
- Financial Services: 21.32%
- Industrials: 9.50%
How risky is investing in Union Balanced Advantage Fund?
Who is the fund manager Union Balanced Advantage Fund?
What is the minimum investment required in Union Balanced Advantage Fund?
How to invest in Union Balanced Advantage Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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