
U
UTI Banking and Financial Services Fund Direct - Growth
5 Year Absolute Returns
NAV (₹) on 09 Mar 2026
217.2203
1 Day NAV Change (₹)
-5.25183
Morningstar
3
Value Research
About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 43.09 L
13.58%
Total Investment
₹ 30,00,000
Returns
₹ 13,09,191 (43.64%)
Maturity Value
₹ 43,09,191
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Historical Returns
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Start SIP with as Low as ₹100.
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Asset Allocation
AUM
₹1,425.24 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 236.3790
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 1,425.24
Expense Ratio
1.06%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 184.1939
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
Nifty Financial Services TRI
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- 1.00% - For Redemptions Less Than On Year From The Date Of Allotment.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
Name
Amit Premchandani
Qualification
B.Com, CA, CFA, PGDM
Name
Bhavesh Kanani
Qualification
B. Com, MBA (Finance), Diploma in Business Finance
Fund Objective
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Very High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
Funds Managed
64
Assets Managed (₹ Cr)
₹ 2,49,295.53
Contact Details
Registered Address
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Open NFOs
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View AllFAQs
When was UTI Banking and Financial Services Fund launched?
What is the current NAV of UTI Banking and Financial Services Fund?
What is the AUM of UTI Banking and Financial Services Fund?
What is the rate of return of UTI Banking and Financial Services Fund?
- In the past 1Y: 19.86%
- In the past 3Y: 17.42%
- In the past 5Y: 13.58%
What is the expense ratio of UTI Banking and Financial Services Fund?
What is exit load of UTI Banking and Financial Services Fund?
What is the portfolio of UTI Banking and Financial Services Fund?
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Top 3 sectoral holdings include:
How risky is investing in UTI Banking and Financial Services Fund?
Who is the fund manager UTI Banking and Financial Services Fund?
What is the minimum investment required in UTI Banking and Financial Services Fund?
How to invest in UTI Banking and Financial Services Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



