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Mutual FundsUTI Multi Asset Allocation Fund Direct - Growth

U

UTI Multi Asset Allocation Fund Direct - Growth

mtf 90% Margin via Pledge

5 Year Absolute Returns

113.94%profit

NAV (₹) on 14 Aug 2025

81.6793

1 Day NAV Change

+0.14%

1

Morningstar

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4

Value Research

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About Fund

UTI Multi Asset Allocation Fund Direct - Growth is a Hybrid mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹5,000.

NAV

NIFTY50

2X

Investors doubled money in past 57 months.


CAGR: 16.43%
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Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

45.32 L

15.38%

46.69 L

16.43%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

16,69,043 (55.63%)

Maturity Value

46,69,043

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct0.60%-1.03%1.68%6.77%5.03%69.95%113.94%
Regular1.74%-1.12%1.39%6.14%3.78%65.15%104.45%

Fund Details

Min. SIP Amount

500.00


Min. Lumpsum Amount

5,000.00


AUM (in Cr.)

5,902.09


Expense Ratio

0.60%


Lock-in Period

No Lock in Period


Inception Date

01 Jan 2013


Fund Age

12 Yrs


Benchmark

65% BSE 200 TRI, 25% CRISIL Composite Bond Index,


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • Exit load of 1%, if redeemed within 30 days.

Tax Implication

  • If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%

Fund AUM History

ParametersJanFebMarAprMayJunJul
AUM (in Cr.)5,0794,9795,2855,5175,6595,8905,902
Change 116-10030623214223112
Change %2.33%-1.97%6.15%4.39%2.58%4.08%0.2%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund-1.03%1.68%6.77%5.03%69.95%113.94%
Nifty 50-0.37%-0.27%8.42%1.24%38.54%118.5%

*The above table contains absolute returns.


Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

-1.76%-5.37%4.15%3.45%1.75%2.59%-1.37%0.43%NANANANA

2024

2.68%3.00%1.90%1.94%0.39%1.78%3.18%2.35%2.00%-3.68%0.23%-0.13%

2023

-1.33%-0.13%1.11%2.96%2.74%3.32%2.26%0.07%1.40%0.25%7.62%4.76%

2022

-0.90%-2.31%2.69%-2.28%-2.21%-2.75%6.63%1.69%-0.16%2.36%1.22%-0.34%

2021

-1.16%1.01%-0.06%-0.20%2.84%1.37%1.18%2.78%0.91%0.51%-1.87%1.07%

2020

1.04%-0.48%-15.46%13.87%2.02%4.32%6.04%1.57%-0.94%1.36%3.79%3.29%

2019

-0.81%-0.94%2.49%-0.79%0.99%-0.18%-2.51%1.56%2.87%2.91%0.62%0.04%

2018

1.47%-1.56%-1.12%2.21%-0.12%-0.90%2.21%1.98%-2.55%-0.97%0.16%0.95%

2017

3.30%1.60%1.31%1.64%0.75%-0.10%1.30%-0.24%-0.58%3.13%-0.17%1.93%

2016

-3.17%-3.99%4.82%2.34%1.71%2.42%3.45%0.68%0.30%-0.93%-2.58%-0.68%

2015

5.91%-0.91%-4.02%-3.07%1.08%-1.16%0.42%-3.65%0.86%1.24%-2.04%-0.79%

2014

-2.24%3.51%4.42%0.98%4.81%5.51%0.51%3.84%-0.69%1.56%2.04%-1.72%

2013

-1.49%-4.57%-1.43%0.06%-0.47%-2.94%0.08%-0.37%1.38%6.00%-2.20%-0.26%

Asset Allocation

AUM

₹5,902.09 Cr

Cash Holding

16.03%

Equity

58.52%

Cash

16.03%

Debt

14.68%

Other

10.78%


Sector Holdings

as of 31 Jul 2025

SectorsWeightage
Other32.37%
Financial Services15.23%
Technology13.14%
Consumer Defensive8.68%
Healthcare7.86%
Basic Materials7.12%
Consumer Cyclical4.98%
Communication Services2.93%
Energy2.92%
Industrials2.92%
Real Estate1.80%
Utilities0.05%

Stock Holdings

as of 31 Jul 2025

NameWeightage

U

UTI Gold ETF

10.86%

C

Cash Offset For Derivatives

9.11%

N

Net Current Assets

6.65%

I

ICICI Bank

3.95%

B

Bharti Airtel

2.86%

H

HDFC Bank

2.69%

G

GOI LOAN 7.1% 2034

2.65%

S

Sun Pharmaceutical

2.46%

I

Infosys

2.44%

I

ITC

2.35%

H

HCL Technologies

2.15%

T

Tata Consultancy Services

2.02%

R

Reliance Industries

1.91%

B

Bajaj Finserv

1.87%

D

Divis Laboratories

1.81%

N

Nestle

1.80%

G

GOI LOAN 6.79% 2034

1.74%

U

UTI Floater Dir Gr

1.71%

B

Britannia Industries

1.63%

A

Asian Paints

1.61%

D

Dixon Technologies

1.52%

P

Persistent Systems

1.42%

7

732GS2030

1.34%

F

Future on Sun Pharmaceuticals Industries Ltd

1.21%

F

Future on Vedanta Ltd

1.20%

V

Vedanta

1.20%

H

Hindustan Unilever

1.19%

F

Future on Indian Hotels Co Ltd

1.18%

I

Indian Hotels Company

1.18%

I

Interglobe Aviation

1.16%

M

Maruti Suzuki

1.10%

K

Kotak Bank

1.09%

C

Coal India

1.01%

U

UltraTech Cement

1.00%

E

Embassy Office Parks Reit

1.00%

T

Tech Mahindra

0.99%

E

Eicher Motors

0.95%

P

Pidilite Industries

0.90%

N

National Bank For Agriculture And Rural Development

0.87%

B

Bajaj Finance

0.87%

F

Future on ICICI Bank Ltd

0.87%

E

EXIM 7.12% 2030 SR AA03

0.86%

T

Titan

0.85%

H

HDFC AMC

0.85%

C

Coforge

0.81%

M

Mindspace business Parks Reit

0.80%

B

BSE

0.78%

M

Marico

0.70%

B

Bajaj Holdings & Investments

0.69%

L

Laurus Labs

0.65%

C

Cummins

0.64%

C

Coromandel International

0.62%

C

Colgate Palmolive

0.61%

H

HDFC Life Insurance

0.60%

F

Future on Reliance Industries Ltd

0.59%

F

Future on Tech Mahindra Ltd

0.56%

T

Torrent Pharmaceuticals

0.55%

F

Fortis Healthcare

0.54%

F

Future on Dixon Technologies (India) Ltd

0.54%

O

One 97 Communications

0.51%

D

Dr Reddys Laboratories

0.51%

O

Oracle Financial Services Software

0.51%

L

LTI Mindtree

0.48%

A

Abbott

0.47%

S

Solar Industries

0.46%

S

SBI Life Insurance

0.44%

G

Glenmark Pharmaceuticals

0.44%

H

HDFC Bank Limited

0.44%

H

HDFCBANK

0.44%

7

737IRFC29

0.43%

S

SIDBI 7.49% 2029 SR VIII

0.43%

7

774LIC28

0.43%

S

SDL WB 7.29% 2038

0.43%

P

PFC 7.24% 2035 SR 245A

0.43%

S

SDL AP 7.08% 2037

0.43%

B

Bajaj Finance Ltd.

0.43%

S

SDL BR 6.90% 2035

0.42%

B

Bajaj Finance Limited

0.42%

G

GOI LOAN 6.01% 2030

0.42%

G

GOI LOAN 6.33% 2035

0.42%

F

Future on Persistent Systems Ltd

0.39%

L

LIC of India

0.39%

B

Bosch

0.39%

F

Future on Divi's Laboratories Ltd

0.39%

F

Future on Hindustan Aeronautics Ltd Ordinary Shares

0.38%

H

Hindustan Aeronautics

0.38%

L

Lloyds Metals & Energy

0.37%

H

Hyundai Motor India

0.33%

F

Future on Torrent Pharmaceuticals Ltd

0.32%

U

UPL

0.32%

M

Muthoot Finance

0.31%

D

Dabur India

0.30%

I

IRCTC

0.29%

C

Computer Age Management Services

0.29%

F

Future on Oracle Financial Services Software Ltd

0.27%

N

Navin Fluorine International

0.25%

I

ICICI Lombard General Insurance

0.25%

F

Future on Larsen & Toubro Ltd

0.25%

L

Larsen & Toubro

0.25%

M

Max Healthcare Institute

0.24%

F

Future on Bosch Ltd

0.23%

H

Hindustan Zinc

0.20%

S

SRF

0.19%

N

Nippon Life India AMC

0.19%

M

MRF

0.19%

N

Narayana Hrudayalaya

0.18%

S

Shree Cement

0.18%

F

Future on Glenmark Pharmaceuticals Ltd

0.18%

F

Future on UltraTech Cement Ltd

0.13%

F

Future on Titan Co Ltd

0.13%

F

Future on Dabur India Ltd

0.11%

M

Max Financial Services

0.10%

M

MCX

0.10%

P

P&G Hygiene and Health Care

0.10%

F

Future on Info Edge (India) Ltd

0.07%

I

Info Edge

0.07%

T

Torrent Power

0.04%

F

Future on Eicher Motors Ltd

0.04%

C

Clearing Corporation Of India Ltd. Std - Margin

0.04%

F

Future on Indian Energy Exchange Ltd

0.03%

I

Indian Energy Exchange

0.03%

U

UTI Nifty 5 Year G-Sec ETF

0.03%

U

UTI Nifty 10 Year G-Sec ETF

0.02%

G

GOI TBILL 91D-28/08/25

0.02%

F

Future on One97 Communications Ltd

0.02%

C

CDSL

0.01%

F

Future on Cipla Ltd

0.01%

C

Cipla

0.01%

F

Future on Bank of Baroda

0.01%

B

Bank of Baroda

0.01%

S

SDL OR 7.05% 2035

0.01%

F

Future on Axis Bank Ltd

0.01%

A

Axis Bank

0.01%

I

Indraprastha Gas

0.01%

P

Page Industries

0.00%

S

SBI Cards

0.00%

T

Tata Elxsi

0.00%

C

Chambal Fertilisers & Chemicals

0.00%

A

Axis Bank Ltd.

0.00%

G

GOI LOAN 7.34% 2064

0.00%

N

National Bank For Agriculture And Rural Development

0.00%

S

SDL MH 7.12% 2038

0.00%

B

Blue Star

0.00%

G

GOI LOAN 6.75% 2029

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison

Sorted highest to lowest: 3Y Returns

1Y Returns

5.03%

3Y Returns

19.34%

5Y Returns

16.43%

1Y Returns

9.46%

3Y Returns

21.84%

5Y Returns

26.92%

1Y Returns

10.15%

3Y Returns

19.45%

5Y Returns

23.95%

1Y Returns

12.37%

3Y Returns

18.83%

5Y Returns

-

1Y Returns

9.42%

3Y Returns

16.88%

5Y Returns

14.99%

1Y Returns

7.82%

3Y Returns

16.00%

5Y Returns

18.59%


Fund Managers

Sharwan Kumar Goyal

Name

Sharwan Kumar Goyal

Qualification

B.Com, MMS, CFA,

Jaydeep Bhowal

Name

Jaydeep Bhowal

Qualification

B.Com, CA, PGDFM


Fund Objective

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved


Risk-O-Meter

Investors understand that their principal will be at

Very High Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

UTI Mutual Fund

Funds Managed

63

Assets Managed (₹ Cr)

₹ 2,42,852.30

Contact Details

Registered Address

locate

UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051


Top Funds from UTI Mutual Fund

Sorted highest to lowest: 3Y Returns

1Y Returns

0.44%

3Y Returns

22.05%

5Y Returns

27.11%

1Y Returns

2.17%

3Y Returns

21.62%

5Y Returns

25.72%

1Y Returns

3.46%

3Y Returns

20.32%

5Y Returns

-

1Y Returns

-1.81%

3Y Returns

19.65%

5Y Returns

21.88%

1Y Returns

2.39%

3Y Returns

18.68%

5Y Returns

22.75%

1Y Returns

-1.50%

3Y Returns

17.26%

5Y Returns

24.47%

1Y Returns

-0.51%

3Y Returns

13.16%

5Y Returns

19.26%

1Y Returns

1.83%

3Y Returns

12.64%

5Y Returns

18.28%

1Y Returns

-3.49%

3Y Returns

12.01%

5Y Returns

14.91%

1Y Returns

4.49%

3Y Returns

10.48%

5Y Returns

17.16%


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FAQs

UTI Multi Asset Allocation Fund was launched on 01 Jan 2013.
The current NAV of UTI Multi Asset Allocation Fund is ₹81.6793 as of 14 Aug 2025.
The latest value of AUM of UTI Multi Asset Allocation Fund is ₹5,902.09 crores as of 14 Aug 2025.
The return on investment of UTI Multi Asset Allocation Fund is:
  • In the past 1Y: 5.03%
  • In the past 3Y: 19.34%
  • In the past 5Y: 16.43%
The expense ratio of UTI Multi Asset Allocation Fund is 0.60%.
The exit load of UTI Multi Asset Allocation Fund is as follows:
Exit load of 1%, if redeemed within 30 days.
The portfolio of UTI Multi Asset Allocation Fund includes:
  1. ICICI Bank: 3.95%
  2. Bharti Airtel: 2.86%
  3. HDFC Bank: 2.69%
  4. Sun Pharmaceutical: 2.46%
  5. Infosys: 2.44%

Top 3 sectoral holdings include:
  1. Others: 50.60%
  2. Financial Services: 15.23%
  3. Technology: 13.14%
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of UTI Multi Asset Allocation Fund is Very High.
The fund manager of UTI Multi Asset Allocation Fund is Sharwan Kumar Goyal, Jaydeep Bhowal.
If you wish to invest in UTI Multi Asset Allocation Fund, the minimum SIP amount is ₹500 and Lumpsum is ₹5,000.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in UTI Multi Asset Allocation Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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