
U
UTI Retirement Fund Direct - Growth
5 Year Absolute Returns
NAV (₹) on 10 Mar 2026
54.0793
1 Day NAV Change (₹)
0.2001About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 40.38 L
11.23%
Total Investment
₹ 30,00,000
Returns
₹ 10,37,767 (34.59%)
Maturity Value
₹ 40,37,767
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Historical Returns
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Start SIP with as Low as ₹100.
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Asset Allocation
AUM
₹4,732.16 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 55.3208
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 4,732.16
Expense Ratio
0.00%
Lock-in Period
5.0 Years
52W Low NAV
₹ 49.9226
Inception Date
NA
Fund Age
-
Benchmark
CRISIL Short Term Debt Hybrid 60+40 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 1 year.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
Name
Anurag Mittal
Qualification
B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics.
Name
V Srivatsa
Qualification
B.Com graduate, C.A., C.W.A. and has a PGDM from IIM, Indore.
Fund Objective
NA
Risk-O-Meter
Investors understand that their principal will be at
High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
Funds Managed
64
Assets Managed (₹ Cr)
₹ 2,49,295.53
Contact Details
Registered Address
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Open NFOs
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View AllFAQs
When was UTI Retirement Fund launched?
What is the current NAV of UTI Retirement Fund?
What is the AUM of UTI Retirement Fund?
What is the rate of return of UTI Retirement Fund?
- In the past 1Y: 8.12%
- In the past 3Y: 12.42%
- In the past 5Y: 11.23%
What is the expense ratio of UTI Retirement Fund?
What is exit load of UTI Retirement Fund?
What is the portfolio of UTI Retirement Fund?
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Top 3 sectoral holdings include:
How risky is investing in UTI Retirement Fund?
Who is the fund manager UTI Retirement Fund?
What is the minimum investment required in UTI Retirement Fund?
How to invest in UTI Retirement Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



