
U
UTI Retirement Fund -direct Plan- Growth
5 Year Absolute Returns
NAV (₹) on 20 Apr 2026
54.2513
1 Day NAV Change (₹)
-0.0272About Fund
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
Based on Annualised Returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 40.68 L
11.50%
Total Investment
₹ 30,00,000
Returns
₹ 10,67,858 (35.60%)
Maturity Value
₹ 40,67,858
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Returns Comparison
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*The above returns are absolute.
Returns Vs Nifty 50
Historical Returns
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Asset Allocation
AUM
₹4,475.57 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ 55.3208
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 4,475.57
Expense Ratio
1.14%
Lock-in Period
5.0 Years
52W Low NAV
₹ 51.8538
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Short Term Debt Hybrid 60+40 Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Less Than One Year - 1%
- greater Than Or Equal To One Year - Nil
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
Name
Anurag Mittal
Qualification
B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics.
Name
V Srivatsa
Qualification
B.Com graduate, C.A., C.W.A. and has a PGDM from IIM, Indore.
Fund Objective
The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
Funds Managed
64
Assets Managed (₹ Cr)
₹ 2,17,256.60
Contact Details
Registered Address
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Open NFOs
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View AllFAQs
When was UTI Retirement Fund direct launched?
What is the current NAV of UTI Retirement Fund direct?
What is the AUM of UTI Retirement Fund direct?
What is the rate of return of UTI Retirement Fund direct?
- In the past 1Y: 4.06%
- In the past 3Y: 11.89%
- In the past 5Y: 11.50%
What is the expense ratio of UTI Retirement Fund direct?
What is exit load of UTI Retirement Fund direct?
What is the portfolio of UTI Retirement Fund direct?
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Top 3 sectoral holdings include:
How risky is investing in UTI Retirement Fund direct?
Who is the fund manager UTI Retirement Fund direct?
What is the minimum investment required in UTI Retirement Fund direct?
How to invest in UTI Retirement Fund direct directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



