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WhiteOak Capital Liquid Fund Direct - Growth

5 Year Absolute Returns

30.18%profit

NAV (₹) on 25 Jul 2025

1,418.5287

1 Day NAV Change

+0.19%

2

Value Research

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About Fund

WhiteOak Capital Liquid Fund Direct - Growth is a Debt mutual fund scheme launched on 16 Jan 2019. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹500.

NAV

NIFTY50

2X

Investors doubled money in past 79 months.


CAGR: 5.42%
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Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

34.62 L

5.52%

34.53 L

5.42%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

4,52,519 (15.08%)

Maturity Value

34,52,519

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct0.21%0.48%1.54%3.44%7.07%22.28%30.18%
Regular0.31%0.47%1.51%3.39%6.96%21.92%29.56%

Fund Details

Min. SIP Amount

500.00


Min. Lumpsum Amount

500.00


AUM (in Cr.)

595.02


Expense Ratio

0.21%


Lock-in Period

No Lock in Period


Inception Date

16 Jan 2019


Fund Age

6 Yrs


Benchmark

CRISIL Liquid Debt A-I Index


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • 0.0070% - If Redemption/switch Out Within 1 Days From The Date Of Allotment.
  • 0.0065% - If Redemption/switch Out Within 2 Days From The Date Of Allotment.
  • 0.0060% - If Redemption/switch Out Within 3 Days From The Date Of Allotment.
  • 0.0055% - If Redemption/switch Out Within 4 Days From The Date Of Allotment.
  • 0.0050% - If Redemption/switch Out Within 5 Days From The Date Of Allotment.
  • 0.0045% - If Redemption/switch Out Within 6 Days From The Date Of Allotment.

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund AUM History

ParametersJanFebMarAprMayJunJul
AUM (in Cr.)333347382436452517595
Change 26153554176578
Change %8.59%4.37%10.02%14.09%3.81%14.35%15.03%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.48%1.54%3.44%7.07%22.28%30.18%
Nifty 50-1.62%3.32%8.8%1.77%49.34%123.12%

*The above table contains absolute returns.


Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

0.57%0.51%0.62%0.57%0.52%0.48%0.37%NANANANANA

2024

0.57%0.58%0.63%0.59%0.59%0.53%0.57%0.54%0.56%0.56%0.49%0.57%

2023

0.50%0.45%0.62%0.48%0.57%0.52%0.53%0.53%0.52%0.53%0.54%0.58%

2022

0.25%0.23%0.27%0.24%0.25%0.36%0.36%0.41%0.39%0.46%0.52%0.52%

2021

0.24%0.24%0.25%0.21%0.24%0.23%0.24%0.23%0.21%0.25%0.26%0.25%

2020

0.42%0.37%0.40%0.32%0.26%0.26%0.22%0.23%0.23%0.24%0.25%0.23%

2019

0.26%0.52%0.65%0.58%0.61%0.53%0.57%0.49%0.47%0.49%0.40%0.42%

Asset Allocation

AUM

₹595.02 Cr

Cash Holding

99.77%

Equity

1.00%

Cash

99.77%

Debt

0.00%

Other

0.23%


Sector Holdings

as of 30 Jun 2025

SectorsWeightage
Other100.00%

Stock Holdings

as of 30 Jun 2025

NameWeightage

G

GOI TBILL 91D-21/08/25

5.67%

B

Bank of India Ltd.

2.65%

R

Reverse Repo ( 7/16/2025 )

2.40%

R

Reliance Retail Ventures Limited

2.22%

R

Reliance Retail Ventures Limited

2.21%

S

Small Industries Development Bank Of India

2.21%

G

GOI TBILL 91D-04/09/25

2.21%

T

Treps

1.89%

P

Punjab National Bank

1.77%

I

Indian Bank

1.77%

N

National Bank For Agriculture And Rural Development

1.77%

B

Bank of Baroda

1.77%

C

Canara Bank

1.77%

G

GOI TBILL 91D-25/09/25

1.48%

G

GOI TBILL 91D-01/08/25

1.34%

E

Export-Import Bank Of India

1.33%

B

Bank Of Baroda

1.33%

N

National Bank for Agriculture and Rural Development

1.32%

B

Bajaj Financial Securities Limited

1.23%

B

Bharat Heavy Electricals Ltd.

1.16%

G

GOI TBILL 91D-18/09/25

1.15%

R

Reliance Retail Ventures Limited

1.15%

N

National Bank for Agriculture and Rural Development

1.06%

K

Kotak Securities Ltd

1.06%

B

Bajaj Financial Securities Limited

1.06%

R

Reliance Jio Infocomm Ltd.

0.98%

C

Canara Bank

0.97%

B

Bajaj Housing Finance Ltd.

0.89%

B

Bank Of India

0.89%

B

Birla Group Holdings Private Limited

0.88%

S

Small Industries Development Bank of India

0.88%

K

Kotak Securities Ltd

0.88%

B

Bank of India Ltd.

0.88%

R

Reliance Jio Infocomm Ltd.

0.88%

H

HDFC Securities Limited

0.88%

H

HDFC Bank Limited

0.88%

C

Canara Bank

0.88%

K

Karur Vysya Bank Ltd.

0.88%

B

Bank of India Ltd.

0.88%

I

India (Republic of)

0.83%

R

Reverse Repo ( 8/21/2025 )

0.80%

S

Small Industries Development Bank of India

0.79%

R

Reverse Repo ( 9/22/2025 )

0.75%

N

National Bank For Agriculture And Rural Development

0.74%

G

GOI TBILL 182D-31/07/25

0.73%

T

TVS Credit Services Ltd.

0.71%

P

Panatone Finvest Limited

0.71%

A

Aditya Birla Real Estate Ltd.

0.71%

B

Bank of India Ltd.

0.71%

B

Bharti Airtel Ltd.

0.71%

I

Indian Overseas Bank

0.71%

I

Indian Oil Corp Ltd.

0.71%

G

GOI TBILL 91D-07/08/25

0.68%

T

Tata Steel Ltd.

0.62%

G

Godrej Consumer Products Ltd.

0.62%

B

Bharti Telecom Limited

0.62%

S

Sikka Ports & Terminals Ltd

0.53%

I

Indian Oil Corp Ltd.

0.53%

M

Motilal Oswal Financial Services Limited

0.53%

T

Tata Capital Housing Finance Ltd.

0.53%

F

Federal Bank Ltd.

0.53%

A

Aditya Birla Housing Finance Ltd.

0.53%

G

GOI TBILL 182D-04/09/25

0.53%

B

Birla Group Holdings Private Limited

0.53%

M

Motilal Oswal Financial Services Ltd

0.53%

E

Equitas Small Finance Bank Ltd.

0.53%

E

Equitas Small Finance Bank Limited

0.53%

A

Axis Securities Limited

0.53%

I

IDFC First Bank Ltd.

0.53%

H

HDFC Bank Ltd.

0.53%

R

Reverse Repo ( 7/18/2025 )

0.49%

R

Reliance Retail Ventures Limited

0.49%

E

Embassy Office Parks Reit

0.45%

H

HDFC Securities Limited

0.45%

K

Kotak Securities Ltd

0.44%

B

Bharat Heavy Electricals Ltd.

0.44%

K

Kotak Securities Ltd

0.44%

T

Tata Steel Ltd.

0.44%

R

Reliance Jio Infocomm Ltd.

0.44%

D

DCB Bank Limited

0.44%

T

Tata Power Co Ltd.

0.44%

J

Julius Baer Capital (India) Private Limited

0.44%

T

Tata Housing Development Co Ltd.

0.44%

I

ICICI Pru Liquid Dir Gr

0.40%

P

Pilani Investment And Industries Corporation Ltd.

0.40%

P

Power Finance Corporation Limited

0.37%

3

360 One Wam Ltd.

0.35%

M

Motilal Oswal Finvest Limited

0.35%

I

IGH Holdings Pvt Ltd.

0.35%

B

Bharti Telecom Ltd.

0.35%

B

Bajaj Auto Credit Ltd.

0.35%

D

DCB Bank Limited

0.35%

T

Tata Projects Limited

0.35%

C

CESC Limited

0.35%

H

HDFC Securities Limited

0.35%

K

Kotak Securities Ltd

0.35%

S

SBICAP Securities Ltd

0.35%

B

Birla Group Holdings Private Limited

0.35%

C

Canara Bank

0.35%

H

HDFC Securities Limited

0.31%

B

Bajaj Financial Securities Limited

0.31%

3

360 One Wam Ltd.

0.31%

R

Reverse Repo ( 8/19/2025 )

0.27%

M

Motilal Oswal Financial Services Ltd

0.27%

P

PNB Housing Finance Ltd.

0.27%

S

Sikka Ports & Terminals Ltd

0.27%

A

Au Small Finance Bank Limited

0.27%

A

Alembic Pharmaceuticals ltd

0.27%

I

Indian Oil Corp Ltd.

0.27%

A

Alembic Pharmaceuticals ltd

0.26%

S

SBI Cards & Payment Services Ltd.

0.26%

T

Tata Teleservices Ltd

0.25%

C

Corporate Debt Market Development Fund (Class A2)

0.24%

I

ICICI Pru Liquid Dir Gr

0.23%

J

Julius Baer Capital (India) Private Limited

0.22%

I

Infina Finance Pvt Ltd.

0.22%

N

Net Current Assets

0.22%

B

Bajaj Housing Finance Limited

0.18%

A

Aditya Birla Housing Finance Ltd.

0.18%

3

364 DTB 24072025

0.18%

G

Godrej Agrovet Ltd.

0.18%

D

DCM Shriram Ltd

0.18%

3

360 One Prime Ltd.

0.18%

A

Aditya Birla Money Ltd.

0.18%

N

Network18 Media & Investments Limited

0.18%

S

SRF Limited

0.18%

I

IGH Holdings Pvt Ltd.

0.18%

G

Godrej Finance Ltd.

0.18%

A

Axis Securities Limited

0.18%

G

Godrej Finance Ltd.

0.18%

I

IGH Holdings Pvt Ltd.

0.18%

G

Godrej Agrovet Ltd.

0.18%

M

Minda Corp Ltd

0.18%

M

Motilal Oswal Financial Services Ltd

0.18%

M

Minda Corp Ltd

0.18%

J

JK Paper Limited

0.18%

G

Godrej & Boyce Manufacturing Company Limited

0.18%

J

JK Tyre & Industries Ltd.

0.18%

L

L&T Finance Ltd.

0.18%

J

JK Tyre & Industries Ltd.

0.18%

A

Alembic Pharmaceuticals ltd

0.18%

S

SBICAP Securities Ltd

0.18%

M

Minda Corp Ltd

0.18%

B

Bobcard Ltd.

0.18%

D

DCM Shriram Ltd

0.18%

G

GOI TBILL 364D-31/07/25

0.16%

N

National Bank For Agriculture And Rural Development

0.13%

B

Bank Of Baroda

0.13%

M

Mahindra Lifespace Developers Ltd

0.13%

D

Deutsche Investments India Private Limited

0.13%

E

Export-Import Bank of India

0.13%

M

Mahindra Lifespace Developers Ltd

0.13%

S

SBI Factors Ltd.

0.13%

S

SBI Factors Ltd.

0.13%

S

SBI Factors Ltd.

0.12%

R

Reverse Repo ( 9/12/2025 )

0.11%

N

Nexus Select Trust

0.09%

G

Godrej Agrovet Ltd.

0.09%

C

Cholamandalam Securities Ltd.

0.09%

T

Triveni Engineering & Industries Ltd

0.09%

T

Triveni Engineering & Industries Ltd

0.09%

T

Triveni Engineering & Industries Ltd

0.09%

B

Birla Group Holdings Private Limited

0.09%

R

Reverse Repo ( 8/6/2025 )

0.06%

L

LIC Housing Finance Ltd

0.04%

S

Sundaram Finance Limited

0.04%

K

Kotak Mahindra Investments Ltd.

0.04%

B

Bajaj Financial Securities Limited

0.04%

0

08.29 GJ Sdl 2025

0.01%

I

ICICI Pru Liquid Dir Gr

0.00%

I

ICICI Pru Liquid Dir Gr

0.00%

I

ICICI Pru Liquid Dir Gr

0.00%

N

National Bank For Agriculture And Rural Development

0.00%

I

India (Republic of)

0.00%

S

Small Industries Development Bank of India

0.00%

P

Power Finance Corp Ltd.

0.00%

N

NTPC Ltd.

0.00%

H

HDFC Bank Limited

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison

Sorted highest to lowest: 3Y Returns

1Y Returns

7.07%

3Y Returns

6.94%

5Y Returns

5.42%

1Y Returns

7.21%

3Y Returns

7.13%

5Y Returns

5.68%

1Y Returns

7.20%

3Y Returns

7.12%

5Y Returns

5.69%

1Y Returns

7.18%

3Y Returns

7.11%

5Y Returns

5.70%

1Y Returns

7.22%

3Y Returns

7.11%

5Y Returns

5.67%

1Y Returns

7.20%

3Y Returns

7.10%

5Y Returns

5.67%


Fund Managers

Piyush Baranwal

Name

Piyush Baranwal

Qualification

Bachelor of Engineering, PGDBM, CFA(USA)


Fund Objective

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.


Risk-O-Meter

Investors understand that their principal will be at

Low Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

WhiteOak Capital Mutual Fund

Funds Managed

19

Assets Managed (₹ Cr)

₹ 23,154.84

Contact Details

Registered Address

locate

Unit No. B4, 6th Floor, Cnergy,Appasaheb Marathe Marg,Prabhadevi, Mumbai-400025


Top Funds from WhiteOak Capital Mutual Fund

Sorted highest to lowest: 3Y Returns

1Y Returns

8.96%

3Y Returns

-

5Y Returns

-

1Y Returns

9.46%

3Y Returns

-

5Y Returns

-

1Y Returns

10.88%

3Y Returns

-

5Y Returns

-

1Y Returns

8.25%

3Y Returns

-

5Y Returns

-

1Y Returns

7.38%

3Y Returns

-

5Y Returns

-

1Y Returns

10.85%

3Y Returns

-

5Y Returns

-


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FAQs

WhiteOak Capital Liquid Fund was launched on 16 Jan 2019.
The current NAV of WhiteOak Capital Liquid Fund is ₹1,418.5287 as of 25 Jul 2025.
The latest value of AUM of WhiteOak Capital Liquid Fund is ₹595.02 crores as of 25 Jul 2025.
The return on investment of WhiteOak Capital Liquid Fund is:
  • In the past 1Y: 7.07%
  • In the past 3Y: 6.94%
  • In the past 5Y: 5.42%
The expense ratio of WhiteOak Capital Liquid Fund is 0.21%.
The exit load of WhiteOak Capital Liquid Fund is as follows:
0.0070% - If Redemption/switch Out Within 1 Days From The Date Of Allotment.|0.0065% - If Redemption/switch Out Within 2 Days From The Date Of Allotment.|0.0060% - If Redemption/switch Out Within 3 Days From The Date Of Allotment.|0.0055% - If Redemption/switch Out Within 4 Days From The Date Of Allotment.|0.0050% - If Redemption/switch Out Within 5 Days From The Date Of Allotment.|0.0045% - If Redemption/switch Out Within 6 Days From The Date Of Allotment.|nil
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of WhiteOak Capital Liquid Fund is Low.
The fund manager of WhiteOak Capital Liquid Fund is Piyush Baranwal.
If you wish to invest in WhiteOak Capital Liquid Fund, the minimum SIP amount is ₹500 and Lumpsum is ₹500.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in WhiteOak Capital Liquid Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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