Home
Mutual FundsICICI Prudential Savings Fund Direct - Growth

I

ICICI Prudential Savings Fund Direct - Growth

5 Year Absolute Returns

36.90%profit

NAV (₹) on 25 Jul 2025

555.2767

1 Day NAV Change

+0.13%

5

Morningstar

starstarstarstarstar

3

Value Research

starstarstar

About Fund

ICICI Prudential Savings Fund Direct - Growth is a Debt mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100.

NAV

NIFTY50

2X

Investors doubled money in past 118 months.


CAGR: 6.48%
Compare Now
dropdown arrow

Returns Calculator

Based on Annualised Returns

Investment Type


SIP Amount


Investment Period

5Y

32.73 L

3.50%

53.69 L

21.28%

35.51 L

6.48%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

30,00,000

Returns

5,50,948 (18.36%)

Maturity Value

35,50,948

Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


Direct vs Regular Returns

This FundExp. Ratio1M 3M 6M 1Y 3Y 5Y
Direct0.61%-0.96%4.75%8.06%-2.35%66.10%167.90%
Regular1.08%-1.00%4.63%7.80%-2.81%63.76%162.42%

Fund Details

Min. SIP Amount

100.00


Min. Lumpsum Amount

100.00


AUM (in Cr.)

26,281.00


Expense Ratio

0.42%


Lock-in Period

No Lock in Period


Inception Date

01 Jan 2013


Fund Age

12 Yrs


Benchmark

NIFTY Low Duration Debt Index A-I


Scheme Type

Open Ended


Stamp Duty

0.005% (from July 1st 2020)


Exit Load

  • Nil

Tax Implication

  • Returns to be taxed as per your normal Income Tax slab.

Fund AUM History

ParametersJanFebMarAprMayJun
AUM (in Cr.)969299103106110
Change -0-47434
Change %-0.36%-4.27%7.22%4.32%2.96%3.61%

Fund Returns Vs Nifty 50

Name1 Month3 Month6 Month1 Year3 Year5 Year
This Fund0.63%2.01%4.53%8.44%26.33%36.90%
Nifty 50-1.62%3.32%8.8%1.77%49.34%123.12%

*The above table contains absolute returns.


Historical Returns

Year
JanFebMarAprMayJunJulAugSepOctNovDec

2025

-3.01%-7.11%7.67%3.53%3.47%3.49%-2.48%NANANANANA

2024

2.43%4.48%0.62%2.09%1.10%1.85%4.72%0.59%2.00%-8.21%-0.17%-2.79%

2023

-4.31%-1.98%-0.58%4.98%4.07%4.27%3.34%-1.57%1.50%-2.10%8.80%8.74%

2022

-1.85%-4.26%3.21%-0.50%-4.70%-5.25%9.68%3.70%-2.69%3.19%1.80%-3.53%

2021

-1.30%5.02%-0.84%0.29%7.08%1.69%1.76%4.48%2.69%-0.41%-4.51%1.55%

2020

-1.25%-5.65%-22.13%17.99%5.48%5.57%4.25%3.84%-2.90%0.98%12.35%6.20%

2019

-4.81%0.66%5.82%-0.81%0.46%-2.85%-7.10%0.38%6.43%7.08%0.17%-0.40%

2018

5.60%-4.65%-3.14%5.14%-0.71%-1.68%5.54%3.65%-9.61%-3.90%1.91%1.43%

2017

4.63%1.93%2.63%0.67%3.30%-0.66%5.02%-1.88%-1.87%4.87%-2.07%4.00%

2016

-5.00%-7.52%7.43%1.70%4.68%1.63%3.86%1.80%-1.89%-1.09%-4.66%-0.12%

2015

6.30%0.51%-5.06%-4.77%1.21%-0.41%1.18%-6.67%2.09%1.53%-1.45%-0.15%

2014

-3.39%4.56%7.75%-0.39%8.07%3.73%1.02%4.73%-0.77%4.79%3.15%-3.20%

2013

0.56%-5.05%-0.19%3.87%0.20%-1.35%-2.48%-4.40%3.42%8.98%-2.11%1.33%

Asset Allocation

AUM

₹26,281.00 Cr

Cash Holding

0.82%

Equity

99.18%

Cash

0.82%

Debt

0.00%

Other

0.00%


Sector Holdings

as of 30 Jun 2025

SectorsWeightage
Other100.00%

Stock Holdings

as of 30 Jun 2025

NameWeightage

I

ICICI Pru Savings Dir Gr

39.80%

I

ICICI Pru Savings Dir Gr

6.88%

I

ICICI Pru Savings Dir Gr

5.81%

7

7.81% Govt Stock 2033

4.88%

N

National Bank For Agriculture And Rural Development

3.91%

7

7.11% Govt Stock 2028

3.51%

I

ICICI Pru Savings Dir Gr

2.52%

N

Net Current Assets

2.17%

R

Reverse Repo

1.90%

6

6.99% Govt Stock 2034

1.81%

S

Small Industries Development Bank Of India

1.71%

H

HDFC Bank Limited

1.69%

I

Indusind Bank Ltd.

1.58%

N

National Bank For Agriculture And Rural Development

1.54%

N

NABARD

1.47%

T

Treps

1.36%

S

Small Industries Development Bank Of India

1.35%

B

Bharti Telecom Limited

1.34%

S

Small Industries Development Bank Of India

1.31%

I

INDIA UNIVERSAL TRUST AL1

1.22%

7

770RECL26

1.19%

M

MFL 8.60% 2028

1.16%

N

NIRMA

1.05%

P

Panatone Finvest Limited

1.05%

3

360 One Prime Limited

1.04%

H

HDFC Bank Limited

1.01%

R

Rural Electrification Corporation Limited

1.00%

S

SIDBI

0.99%

M

Muthoot Finance Limited

0.96%

P

Power Finance Corporation Limited

0.94%

S

Small Industries Development Bank Of India

0.92%

R

RECLTD

0.87%

P

PFL 9.10% APR 2027

0.86%

A

Axis Bank Ltd.

0.84%

P

Punjab National Bank (18/03/2026)

0.80%

L

LICHSGFIN

0.79%

M

Mahindra And Mahindra Financial Services Limited

0.79%

L

LICH 7.58% 2035 SR 454

0.77%

O

Oberoi Realty Limited

0.77%

T

TCHFL 7.27% 2028 SR A

0.77%

E

Embassy Office Parks Reit

0.76%

P

PFL 9.15% JUN 2027

0.76%

B

Bajaj Housing Finance Limited

0.75%

I

Indusind Bank Limited

0.74%

I

IDBI Bank Limited

0.74%

C

Canara Bank

0.73%

I

Indusind Bank Limited

0.73%

C

Canara Bank (13/03/2026)

0.73%

R

Rec Limited

0.73%

H

HDFC Bank Limited

0.72%

E

Export-Import Bank Of India

0.72%

A

Axis Bank Ltd.

0.72%

H

HDFC Bank Ltd.

0.72%

7

770NABAR27

0.68%

L

LICH 7.74% 2027 SR 448

0.68%

P

Power Finance Corporation Limited

0.67%

I

INDIA UNIVERSAL TRUST AL1

0.66%

S

SANSAR AUG 2024 VII TRUST

0.65%

E

Embassy Office Parks Reit

0.63%

M

Mankind Pharma Limited

0.59%

P

Power Finance Corporation Limited

0.59%

R

REC 7.56% 2027 SR 236B

0.58%

L

LIC Housing Finance Ltd

0.57%

R

Rec Limited

0.56%

A

Axis Bank Ltd.

0.56%

B

Bank Of India

0.55%

I

INDIA UNIVERSAL TRUST AL1

0.55%

S

Small Industries Development Bank Of India

0.54%

S

SANSAR JUNE 2024 TRUST

0.50%

L

LIC 7.8650% 2026 SR 443

0.48%

P

Power Finance Corporation Limited

0.48%

R

Rec Limited

0.48%

3

360 One Prime Limited

0.47%

U

Union Bank Of India

0.46%

U

Union Bank Of India

0.46%

B

BCIPL

0.42%

B

BCIPL

0.42%

J

JM Financial Credit Solutions Limited

0.41%

7

792LIC27

0.41%

M

Mahindra And Mahindra Financial Services Limited

0.41%

L

LICH 7.69% 2026 SR 449

0.40%

9

902MFL27

0.39%

L

LICH 7.73% 2027 TR 453

0.39%

7

79123SHF26

0.39%

G

GODREJIND

0.39%

G

GOI LOAN 6.99% 2026

0.38%

M

Muthoot Finance Limited

0.38%

N

Nexus Select TRust

0.38%

N

National Bank For Agriculture And Rural Development

0.38%

N

National Bank For Agriculture And Rural Development

0.38%

L

L&T Metro Rail (Hyderabad) Limited

0.38%

P

Power Finance Corporation Limited

0.38%

I

IDFC First Bank Limited

0.37%

S

Small Industries Development Bank Of India

0.37%

E

Export-Import Bank Of India

0.37%

H

HDFC Bank Ltd.

0.37%

I

IDFC First Bank Ltd.

0.36%

A

AU Small Finance Bank Ltd.

0.36%

A

Aadhar Housing Finance Ltd.

0.36%

A

Aavas Financiers Limited

0.36%

I

INDIA UNIVERSAL TRUST AL2

0.35%

P

Pipeline Infrastructure Limited

0.35%

A

Axis Bank Limited

0.35%

J

JM Financial Credit Solutions Limited

0.34%

P

Power Finance Corporation Limited

0.34%

A

Altius Telecom Infrastructure Trust

0.33%

P

Power Finance Corporation Limited

0.33%

S

Summit Digitel Infrastructure Limited

0.32%

I

INDIA UNIVERSAL TRUST AL2

0.32%

T

Tata Capital Housing Finance Limited

0.31%

N

NIRMA

0.29%

R

Rec Limited

0.29%

0

08.36 MH Sdl 2026

0.29%

R

Rec Limited

0.29%

N

National Bank For Agriculture And Rural Development

0.29%

R

Rec Limited

0.29%

L

LIC Housing Finance Ltd

0.29%

R

Rec Limited

0.28%

S

Sharekhan Limited

0.28%

P

Punjab National Bank

0.28%

H

HDFC Bank Limited

0.27%

I

INDIA UNIVERSAL TRUST AL2

0.27%

C

Corporate Debt Market Development Fund (Class A2)

0.27%

A

Aavas Financiers Limited

0.27%

L

LIC Housing Finance Ltd

0.27%

E

Eris Lifesciences Limited

0.25%

S

SIDBI 7.51% 2028 SR V

0.25%

I

ICICI Home Finance Company Limited

0.25%

C

CITI2626

0.25%

E

Eris Lifesciences Limited

0.23%

M

MFL 8.97% 2027

0.23%

L

LIC Housing Finance Ltd

0.23%

8

828SICC26

0.23%

P

Power Finance Corporation Limited

0.23%

T

TVS Credit Services Limited

0.21%

S

Small Industries Development Bank Of India

0.21%

T

Tata Capital Housing Finance Limited

0.21%

S

SIDBI

0.19%

M

Mahindra Rural Housing Finance Limited

0.19%

S

Shriram Finance Limited

0.19%

M

MFL 8.52% 2028 OP I

0.19%

N

National Bank For Agriculture And Rural Development

0.19%

L

LIC Housing Finance Ltd

0.19%

P

Power Finance Corporation Limited

0.19%

7

725GJ26

0.19%

M

Mindspace Business Parks Reit

0.19%

0

08.24 Tn SDL 2025sep

0.19%

E

Embassy Office Parks Reit

0.19%

B

Bank Of India

0.19%

A

AU Small Finance Bank Ltd.

0.18%

A

Axis Bank Limited

0.18%

A

Aadhar Housing Finance Ltd.

0.18%

R

Rural Electrification Corporation Limited

0.17%

7

755RECL26

0.17%

D

Dme Development Limited

0.17%

D

Dme Development Limited

0.17%

D

Dme Development Limited

0.17%

D

Dme Development Limited

0.16%

D

Dme Development Limited

0.16%

D

Dme Development Limited

0.16%

D

Dme Development Limited

0.16%

D

Dme Development Limited

0.16%

D

Dme Development Limited

0.16%

D

Dme Development Limited

0.16%

T

TORNTPOWER

0.14%

S

SIDBI

0.14%

0

08.29 Tn SDL 2025

0.11%

M

Mankind Pharma Limited

0.11%

0

08.37 MP Sdl 2028

0.10%

R

Rural Electrification Corporation Limited

0.10%

7

768SID27

0.10%

S

Small Industries Development Bank Of India

0.10%

R

RECLTD

0.10%

M

MUTHOOTFIN

0.10%

P

Power Finance Corporation Limited

0.10%

0

08.15 MH Sdl 2025

0.10%

T

TCHFL 7.123% 2027

0.10%

L

LIC Housing Finance Ltd

0.09%

L

LIC Housing Finance Ltd

0.09%

I

Indian Bank

0.09%

K

Kotak Mahindra Prime Limited

0.08%

P

Power Finance Corporation Limited

0.04%

B

Bharti Telecom Limited

0.04%

N

National Housing Bank

0.02%

N

Ntpc Limited

0.02%

G

GOI LOAN 6.79% 2034

0.01%

B

Bajaj Housing Finance Limited

0.01%

S

SFL 7.75% 2026 SR Y4

0.01%

8

8ABFL26

0.01%

H

Housing And Urban Development Corporation Limited

0.00%

5

515GS2025

0.00%

G

GOI LOAN 7.1% 2034

0.00%

G

G R Infraprojects Limited

0.00%

I

Indusind Bank Limited

0.00%
SIP Logo

Start SIP with as Low as ₹100.


Fund Comparison

Sorted highest to lowest: 3Y Returns

1Y Returns

8.44%

3Y Returns

8.10%

5Y Returns

6.48%

1Y Returns

9.82%

3Y Returns

8.16%

5Y Returns

6.62%

1Y Returns

8.53%

3Y Returns

7.91%

5Y Returns

6.63%

1Y Returns

8.67%

3Y Returns

7.91%

5Y Returns

6.52%

1Y Returns

8.48%

3Y Returns

7.80%

5Y Returns

6.59%

1Y Returns

8.47%

3Y Returns

7.71%

5Y Returns

6.27%


Fund Managers

Nikhil Kabra

Name

Nikhil Kabra

Qualification

B.Com and Chartered Accountant.

Darshil Dedhia

Name

Darshil Dedhia

Qualification

CA and B.Com


Fund Objective

To generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.


Risk-O-Meter

Investors understand that their principal will be at

Moderately Low Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High


AMC Information

ICICI Prudential Mutual Fund

Funds Managed

100

Assets Managed (₹ Cr)

₹ 9,36,887.51

Contact Details

Registered Address

locate

One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051


Top Funds from ICICI Prudential Mutual Fund

Sorted highest to lowest: 3Y Returns

1Y Returns

6.56%

3Y Returns

26.94%

5Y Returns

32.68%

1Y Returns

8.10%

3Y Returns

25.56%

5Y Returns

26.47%

1Y Returns

9.23%

3Y Returns

25.05%

5Y Returns

-

1Y Returns

5.94%

3Y Returns

24.17%

5Y Returns

27.66%

1Y Returns

5.18%

3Y Returns

23.88%

5Y Returns

28.53%

1Y Returns

2.89%

3Y Returns

23.33%

5Y Returns

26.19%

1Y Returns

3.01%

3Y Returns

20.88%

5Y Returns

-

1Y Returns

3.79%

3Y Returns

20.51%

5Y Returns

22.55%

1Y Returns

4.26%

3Y Returns

18.24%

5Y Returns

22.03%

1Y Returns

0.57%

3Y Returns

16.04%

5Y Returns

26.34%


Explore Mutual Funds by Type


Open NFOs

View All arrow

Popular Funds


Popular Schemes

View All MF Schemesarrow

Mutual Fund Calculators

View All arrow

FAQs

ICICI Prudential Savings Fund was launched on 01 Jan 2013.
The current NAV of ICICI Prudential Savings Fund is ₹555.2767 as of 25 Jul 2025.
The latest value of AUM of ICICI Prudential Savings Fund is ₹26,281.00 crores as of 25 Jul 2025.
The return on investment of ICICI Prudential Savings Fund is:
  • In the past 1Y: 8.44%
  • In the past 3Y: 8.10%
  • In the past 5Y: 6.48%
The expense ratio of ICICI Prudential Savings Fund is 0.42%.
The exit load of ICICI Prudential Savings Fund is as follows:
Nil
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of ICICI Prudential Savings Fund is Moderately Low.
The fund manager of ICICI Prudential Savings Fund is Nikhil Kabra, Darshil Dedhia.
If you wish to invest in ICICI Prudential Savings Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in ICICI Prudential Savings Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
Candle bars with Screen

Invest in

ICICI Prudential Savings Fund

Pay 0% Commission!

Indian Flag

+91

Or Scan the QR Code to download the Dhan App

QR code Logo


Invest in Top Rated Funds at

0% Commission!

Choose from 1500+ Direct Mutual Funds.


border

Explore  |  Sitemap

*All securities mentioned on this website are exemplary and not recommendatory.

*Current prices on the website are delayed by 15 mins, login to check live prices.

We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.

That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.

©2021-2025 Raise Securities Private Limited (formerly Moneylicious Securities Private Limited). All rights reserved. CIN: U74999MH2012PTC433549 Raise Securities is part of Raise Financial Services.

SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Unit No. 2201, 22nd Floor, Gold Medal Avenue, S.V. Road, Beside Patel Petrol Pump, Piramal Nagar, Goregaon West, Mumbai – 400104
Corporate Office: 302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.


For any query / feedback / clarifications, email at help@dhan.co.

In case of grievances for any of the services rendered by Raise Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.


Disclaimer: All communications with the client via chat, phone, or email are for support purposes only. Any commitments or statements made by the agent (human or virtual) shall not be binding on the company.


DHAN is a brand owned by Raise Securities Private Limited. All DHAN clients are registered under Raise Securities Private Limited. Clients are advised to refer to our company as Raise Securities Private Limited when communicating with regulatory authorities.


Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances


Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit


Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.


Raise Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.


Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX


Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets


Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders | NCL Client Collateral details |
MCXCCL Client Collateral details

Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer | Referral Terms & Conditions | Saarthi 2.0 Mobile App for Investors