Why should you invest in Moderate Risk Mutual Funds?

Moderate risk funds offer a balanced approach by investing in a mix of equities and fixed-income securities. They aim for better returns than conservative options while limiting exposure to extreme market fluctuations, ideal for steady wealth building.

What are the advantages of investing in Moderate Risk Mutual Funds?

These funds provide diversification across asset classes, offering stability and potential for higher returns. They are designed to handle market volatility better, making them suitable for achieving medium- to long-term financial goals with controlled risk.

What are the risks of investing in Moderate Risk Mutual Funds?

Moderate risk funds can still face market volatility, especially in the equity portion of their portfolio. Returns may fluctuate during economic downturns or rising interest rates, though less severely than high-risk investments.

Who should look to invest in Moderate Risk Mutual Funds?

These funds are suitable for investors seeking a mix of stability and growth. They are ideal for those with a moderate risk appetite, looking for better returns than debt funds without taking on too much equity exposure.

How can you invest in Moderate Risk Mutual Funds?

Use Dhan to find funds that balance risk and return. Review their historical performance, objectives, and holdings. A SIP can help spread your investment over time, while a lump sum can be chosen for immediate market participation.

Best Moderate Risk & High Return Mutual Funds Schemes

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Moderate Risk Mutual Funds

Here you get all mutual funds categorized as “Moderate Risk,” sorted by their highest returns over the last five years. Only the top 50 schemes are shown, helping you discover those that balance growth potential with a relatively steady risk level. This overview supports finding funds that may offer consistent results without extreme market exposure.

Name	NAV	AUM (in Cr.)	1M Returns	3M Returns	1 Yr Returns	3 Yr Returns	5 Yr Returns	Rating	Exp Ratio	Risk	Min Monthly SIP	Min Lumpsum	Category	Sub Category

HSBC Equity Savings Fund Direct Growth fuzz it	₹ 41.75	₹ 1,613.39	2.06%	1.31%	9.43%	13.41%	11.20%	5	1.47%	Moderate	₹ 500	₹ 5,000	Hybrid	Equity Savings Fund
Franklin India Income Plus Arbitrage Active FoF Direct Growth fuzz it	₹ 25.57	₹ 141.94	0.36%	1.18%	5.85%	12.82%	10.47%	3	0.20%	Moderate	₹ 500	₹ 5,000	Other	FoFs Domestic
Bank of India Conservative Hybrid Fund Direct Growth fuzz it	₹ 38.32	₹ 67.03	1.35%	0.43%	3.11%	6.81%	9.75%	4	1.20%	Moderate	₹ 1,000	₹ 5,000	Hybrid	Conservative Hybrid Fund
Sundaram Equity Savings Fund Direct Growth fuzz it	₹ 84.66	₹ 943.07	2.15%	0.05%	1.45%	9.37%	8.89%	5	0.65%	Moderate	₹ 100	₹ 100	Hybrid	Equity Savings Fund
UTI Equity Savings Fund Direct Growth fuzz it	₹ 20.65	₹ 796.45	3.16%	0.87%	4.00%	8.90%	8.76%	4	1.04%	Moderate	₹ 500	₹ 5,000	Hybrid	Equity Savings Fund
UTI Banking & PSU Debt Fund Direct Growth fuzz it	₹ 24.19	₹ 1,440.72	0.36%	1.39%	5.80%	7.44%	7.82%	5	0.24%	Moderate	₹ 500	₹ 500	Debt	Banking and PSU Debt Fund
Kotak Medium Term Fund Direct Growth fuzz it	₹ 27.66	₹ 1,867.61	0.36%	0.35%	5.76%	8.76%	7.38%	4	0.67%	Moderate	₹ 100	₹ 100	Debt	Medium Term Fund
Aditya Birla Sun Life Dynamic Term Fund Direct Growth fuzz it	₹ 53.29	₹ 1,339.67	0.59%	0.66%	5.23%	7.77%	7.28%	4	0.64%	Moderate	₹ 1,000	₹ 1,000	Debt	Dynamic Term Fund
ICICI Prudential Short Term Fund Direct Growth fuzz it	₹ 71.13	₹ 18,468.30	0.45%	0.65%	5.55%	7.65%	7.15%	5	0.45%	Moderate	₹ 500	₹ 500	Debt	Short Term Fund
Nippon India Ultra Short Term Fund Direct Growth fuzz it	₹ 4,862.24	₹ 11,833.40	0.45%	1.57%	6.87%	7.52%	7.05%	5	0.34%	Moderate	₹ 100	₹ 100	Debt	Ultra Short Term Fund
ICICI Prudential Dynamic Term Fund Direct Growth fuzz it	₹ 42.78	₹ 12,441.30	0.72%	0.30%	5.02%	7.53%	7.04%	5	0.63%	Moderate	₹ 100	₹ 5,000	Debt	Dynamic Term Fund
UTI Medium to Long Term Fund Direct Growth fuzz it	₹ 83.54	₹ 299.78	0.49%	-0.02%	3.10%	6.47%	6.97%	4	1.32%	Moderate	₹ 500	₹ 500	Debt	Medium to Long Term Fund
Franklin India Equity Savings Fund Direct Growth fuzz it	₹ 19.07	₹ 559.99	2.12%	1.42%	4.49%	7.70%	6.96%	3	0.82%	Moderate	₹ 500	₹ 5,000	Hybrid	Equity Savings Fund
HDFC Floating Interest Rates Fund Direct Growth fuzz it	₹ 55.18	₹ 15,497.80	0.42%	0.78%	5.50%	7.48%	6.90%	5	0.27%	Moderate	₹ 100	₹ 100	Debt	Floating Interest Rates Fund
SBI Dynamic Term Fund Direct Growth fuzz it	₹ 41.73	₹ 3,456.92	0.48%	1.04%	5.19%	7.45%	6.88%	5	0.64%	Moderate	₹ 500	₹ 5,000	Debt	Dynamic Term Fund
Aditya Birla Sun Life Short Term Fund Direct Growth fuzz it	₹ 55.49	₹ 5,268.54	0.37%	0.50%	4.96%	7.54%	6.88%	5	0.36%	Moderate	₹ 1,000	₹ 1,000	Debt	Short Term Fund
Axis Short Term Fund Direct Growth fuzz it	₹ 36.52	₹ 7,394.64	0.52%	0.80%	5.36%	7.74%	6.86%	5	0.40%	Moderate	₹ 100	₹ 100	Debt	Short Term Fund
Nippon India Money Market Fund Direct Growth fuzz it	₹ 4,582.51	₹ 19,356.70	0.39%	1.47%	6.40%	7.34%	6.84%	5	0.22%	Moderate	₹ 100	₹ 500	Debt	Money Market Fund
Aditya Birla Sun Life Ultra Short Term Fund Direct Growth fuzz it	₹ 608.82	₹ 15,236.10	0.41%	1.48%	6.44%	7.43%	6.84%	5	0.32%	Moderate	₹ 1,000	₹ 1,000	Debt	Ultra Short Term Fund
Aditya Birla Sun Life Money Market Fund Direct Growth fuzz it	₹ 408.66	₹ 25,875.20	0.39%	1.51%	6.44%	7.34%	6.82%	5	0.22%	Moderate	₹ 1,000	₹ 1,000	Debt	Money Market Fund
Axis Corporate Bond Fund Direct Growth fuzz it	₹ 19.47	₹ 7,309.37	0.45%	0.49%	4.84%	7.61%	6.82%	5	0.36%	Moderate	₹ 100	₹ 100	Debt	Corporate Bond Fund
ICICI Prudential Ultra Short Term Fund Direct Growth fuzz it	₹ 32.67	₹ 14,629.40	0.38%	1.44%	6.46%	7.34%	6.81%	5	0.40%	Moderate	₹ 1,000	₹ 5,000	Debt	Ultra Short Term Fund
Aditya Birla Sun Life Ultra Short to Short Term Fund Direct Growth fuzz it	₹ 788.77	₹ 9,155.07	0.33%	1.10%	5.76%	7.26%	6.80%	5	0.42%	Moderate	₹ 100	₹ 100	Debt	Ultra Short to Short Term Fund
UTI Money Market Fund Direct Growth fuzz it	₹ 3,401.64	₹ 16,004.60	0.39%	1.49%	6.41%	7.31%	6.80%	5	0.17%	Moderate	₹ 500	₹ 500	Debt	Money Market Fund
360 ONE Dynamic Term Fund Direct Growth fuzz it	₹ 25.57	₹ 538.73	0.45%	-0.41%	4.34%	7.98%	6.79%	5	0.34%	Moderate	₹ 1,000	₹ 10,000	Debt	Dynamic Term Fund

Total 50 records

*The schemes mentioned above are just for research purpose and not recommendations. Please do your own due diligence before investing.

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