
UTI Short Term Fund Direct Growth
UTI Short Term Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹36.0580 as of 02 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹1,746.20 Cr
- 5Y Returns (CAGR) : 6.47%
- Expense Ratio : 0.41%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.50 L
6.47%
Total Investment
₹ 30,00,000
Returns
₹ 5,50,003 (6.47%)
Maturity Value
₹ 35,50,003
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,746.20 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,746.20 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() E EXIM-7.12%-27062030-NCD | 5.91% | |
![]() V Vedanta Limited | 4.66% | |
![]() A Axis Bank Ltd. | 4.58% | |
![]() H HDFC Bank Limited | 4.57% | |
![]() P PFL-8.75%-29102027-NCD | 4.02% | |
![]() 3 360 One Prime Limited | 3.54% | |
![]() P Poonawalla Fincorp Limited | 3.54% | |
![]() N Net Current Assets | 3.20% | |
![]() R Rec Limited | 2.44% | |
![]() L LIC Housing Finance Ltd | 2.43% | |
![]() G GOI LOAN 7.18% 2033 | 2.42% | |
![]() I IRFC 7.57% 2029 SR 175 | 2.39% | |
![]() P Power Finance Corporation Limited | 2.39% | |
![]() G GOI LOAN 6.94% 2036 | 2.38% | |
![]() N NHB-7.59%-08092027-NCD | 2.38% | |
![]() A Aditya Birla Renewables Limited | 2.38% | |
![]() N NABARD-7.7%-30092027-NCD | 2.38% | |
![]() R RECL-7.56%-31082027-NCD | 2.37% | |
![]() S SIDBI-7.68%-09072027-NCD | 2.37% | |
![]() E EXIM-7.14%-13122029-NCD | 2.37% | |
![]() B Bajaj Housing Finance Limited | 2.36% | |
![]() B Bajaj Finance Limited | 2.35% | |
![]() B BTL-7.35%-15102027-NCD | 2.35% | |
![]() G GOI LOAN 6.01% 2030 | 2.34% | |
![]() S SIDDHIVINAYAK SECURITISATION TRUST | 2.33% | |
![]() G GOI LOAN 6.28% 2032 | 2.33% | |
![]() I Indusind Bank Ltd. | 2.28% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 1.26% | |
![]() G GOI LOAN 7.02% 2031 | 1.21% | |
![]() P PFL-9.15%-17062027-NCD | 1.19% | |
![]() N NABARD-7.48%-15092028-NCD | 1.19% | |
![]() N National Bank For Agriculture And Rural Development | 1.19% | |
![]() N NABARD-7.8%-15032027-NCD | 1.18% | |
![]() S Summit Digitel Infrastructure Limited | 1.18% | |
![]() R RECL-7.64%-30042027-NCD | 1.18% | |
![]() S SDL UP 7.57% 2036 | 1.18% | |
![]() P Poonawalla Fincorp Limited | 1.18% | |
![]() S SDL MH 7.54% 2037 | 1.18% | |
![]() B Bajaj Housing Finance Limited | 1.17% | |
![]() B Bajaj Finance Limited | 1.17% | |
![]() I IRFCL-6.47%-30052028-NCD | 1.17% | |
![]() G GOI LOAN 6.48% 2035 | 1.15% | |
![]() E Embassy Office Parks Reit | 0.71% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.54% | |
![]() S SDL KA 7.47% 2036 | 0.53% | |
![]() G GOI LOAN 6.79% 2034 | 0.47% | |
![]() S SDL BR 7.72% 2041 | 0.47% | |
![]() C Corporate Debt Market Devt Fund - A2 Units | 0.43% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.01% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.01% | |
![]() 0 08.19 RJ UDAY 2026 | 0.00% | |
![]() P Power Finance Corporation Limited | 0.00% | |
![]() N NABARD-6.66%-12102028-NCD | 0.00% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.00% | |
![]() S SIDBI-7.04%-09022029-NCD | 0.00% | |
![]() K Kotak Mahindra Prime Limited | 0.00% | |
![]() C Canara Bank | 0.00% | |
![]() A Axis Bank Limited | 0.00% | |
![]() C Canara Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 36.1360
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 1,746.20
Expense Ratio
0.41%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 34.5673
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Short Duration Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Anurag Mittal | B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics. |
| Sudhir Agrawal | M.Com., PGDBA(Finance), CFA |
Fund Objective
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,50,394.39 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Short Term Fund launched?
What is the current NAV of UTI Short Term Fund?
What is the AUM of UTI Short Term Fund?
What is the rate of return of UTI Short Term Fund?
- In the past 1Y: 4.41%
- In the past 3Y: 7.11%
- In the past 5Y: 6.47%
What is the expense ratio of UTI Short Term Fund?
What is exit load of UTI Short Term Fund?
How risky is investing in UTI Short Term Fund?
Who is the fund manager UTI Short Term Fund?
What is the minimum investment required in UTI Short Term Fund?
How to invest in UTI Short Term Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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