
UTI Equity Savings Fund Direct Growth
UTI Equity Savings Fund Direct Growth
as on 09 Nov 2026
UTI Equity Savings Fund Direct Growth is a Hybrid mutual fund scheme launched on 30 Aug 2018. The current NAV stands at ₹20.6837 as of 09 Nov 2026. From the funds total AUM, its top holdings include Cash Offset For Derivatives at 32.54%, GOI LOAN 7.32% 2030 at 8.09%, Net Current Assets at 6.93%, GOI LOAN 7.04% 2029 at 5.74%, Axis Bank at 5.25%
Scheme Overview
- Inception Date : 30 Aug 2018
- AUM : ₹796.45 Cr
- 5Y Returns (CAGR) : 8.66%
- Expense Ratio : 1.04%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 37.65 L
8.66%
Total Investment
₹ 30,00,000
Returns
₹ 7,64,715 (8.66%)
Maturity Value
₹ 37,64,715
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 796.45 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹796.45 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 29.27% | ||
| Financial Services | 25.98% | ||
| Consumer Cyclical | 7.66% | ||
| Basic Materials | 7.07% | ||
| Industrials | 6.09% | ||
| Technology | 4.73% | ||
| Real Estate | 4.59% | ||
| Communication Services | 4.48% | ||
| Energy | 3.45% | ||
| Utilities | 3.18% | ||
| Healthcare | 2.18% | ||
| Consumer Defensive | 1.32% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() C Cash Offset For Derivatives | 32.54% | |
![]() G GOI LOAN 7.32% 2030 | 8.09% | |
![]() N Net Current Assets | 6.93% | |
![]() G GOI LOAN 7.04% 2029 | 5.74% | |
![]() A Axis Bank | 5.25% | |
![]() G GOI LOAN 6.01% 2030 | 4.75% | |
![]() F Future on Axis Bank Ltd | 3.86% | |
![]() H HDFC Bank | 3.86% | |
![]() B Bharti Airtel | 3.63% | |
![]() G Grasim Industries | 3.61% | |
![]() M Mahindra & Mahindra | 3.36% | |
![]() S State Bank of India | 3.04% | |
![]() F Future on Mahindra & Mahindra Ltd | 2.94% | |
![]() K Kotak Bank | 2.88% | |
![]() F Future on Kotak Mahindra Bank Ltd | 2.74% | |
![]() F Future on Grasim Industries Ltd | 2.61% | |
![]() M Maruti Suzuki | 2.51% | |
![]() L Larsen & Toubro | 2.49% | |
![]() G GOI LOAN 7.06% 2028 | 2.46% | |
![]() F Future on Bharti Airtel Ltd | 2.22% | |
![]() I ICICI Bank | 2.17% | |
![]() F Future on Maruti Suzuki India Ltd | 2.17% | |
![]() F Future on State Bank of India | 2.15% | |
![]() B Bajaj Finance | 2.05% | |
![]() F Future on Bajaj Finance Ltd | 1.91% | |
![]() I IRB InvIT Fund | 1.84% | |
![]() F Future on HDFC Bank Ltd | 1.79% | |
![]() R Reliance Industries | 1.76% | |
![]() F Future on JSW Steel Ltd | 1.55% | |
![]() J JSW Steel | 1.53% | |
![]() P Power Grid Corporation of India | 1.49% | |
![]() T Tata Consultancy Services | 1.40% | |
![]() F Future on NMDC Ltd | 1.33% | |
![]() N NMDC | 1.31% | |
![]() I ITC | 1.26% | |
![]() I Infosys | 1.25% | |
![]() S SBI Life Insurance | 1.16% | |
![]() F Future on SBI Life Insurance Co Ltd | 1.11% | |
![]() H HCL Technologies | 1.05% | |
![]() W Wipro | 1.03% | |
![]() A Aurobindo Pharma | 1.03% | |
![]() L LIC of India | 1.00% | |
![]() K Knowledge Realty Trust | 0.99% | |
![]() S Shriram Finance | 0.99% | |
![]() I Indusind Bank | 0.98% | |
![]() B Brookfield India Real Estate Trust | 0.98% | |
![]() D DLF | 0.94% | |
![]() E Embassy Office Parks REIT | 0.93% | |
![]() N NTPC | 0.92% | |
![]() I Indus Towers | 0.86% | |
![]() O Oil & Natural Gas Corporation | 0.85% | |
![]() C Coal India | 0.83% | |
![]() R REC | 0.81% | |
![]() F Future on IndusInd Bank Ltd | 0.79% | |
![]() I Interglobe Aviation | 0.78% | |
![]() T Tata Power | 0.77% | |
![]() F Future on ICICI Bank Ltd | 0.75% | |
![]() N Nexus Select Trust REIT | 0.74% | |
![]() H Hero Motocorp | 0.72% | |
![]() F Future on Bajaj Finserv Ltd | 0.66% | |
![]() B Bajaj Finserv | 0.65% | |
![]() A Axis Bank Ltd. Std - Margin | 0.61% | |
![]() H HDFC Life Insurance | 0.61% | |
![]() T Tata Motors | 0.60% | |
![]() C Cipla | 0.59% | |
![]() D Dr Reddys Laboratories | 0.56% | |
![]() F Future on Hindustan Aeronautics Ltd Ordinary Shares | 0.55% | |
![]() H Hindustan Aeronautics | 0.54% | |
![]() I Indus Infra Trust | 0.52% | |
![]() F Future on HDFC Life Insurance Co Ltd | 0.52% | |
![]() F Future on Cipla Ltd | 0.51% | |
![]() E Eicher Motors | 0.46% | |
![]() F Future on Larsen & Toubro Ltd | 0.45% | |
![]() A Adani Ports & SEZ | 0.44% | |
![]() I Indus Towers Limited-30-Jun-2026 | 0.42% | |
![]() P Power Grid Corporation of India Ltd. | 0.40% | |
![]() F Future on DLF Ltd | 0.37% | |
![]() T Tata Steel | 0.34% | |
![]() F Future on Eicher Motors Ltd | 0.28% | |
![]() V Vedanta | 0.28% | |
![]() F Future on Tata Consultancy Services Ltd | 0.24% | |
![]() M Malco Energy Ltd. | 0.17% | |
![]() T Talwandi Sabo Power Ltd. | 0.17% | |
![]() V Vedanta Aluminium Metal Ltd. | 0.17% | |
![]() V Vedanta Iron And Steel Ltd. | 0.17% | |
![]() F Future on InterGlobe Aviation Ltd | 0.16% | |
![]() F Future on Dabur India Ltd | 0.06% | |
![]() D Dabur India | 0.06% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.00% | |
![]() B Bharat Petroleum | 0.00% | |
![]() B Bajaj Auto | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 20.6837
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 796.45
Expense Ratio
1.04%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 19.4793
Inception Date
30 Aug 2018
Fund Age
8 Yrs
Benchmark
Crisil Equity Savings Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 30 days.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Anurag Mittal | B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics. |
| V Srivatsa | B.Com graduate, C.A., C.W.A. and has a PGDM from IIM, Indore. |
Fund Objective
The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,48,779.83 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Equity Savings Fund launched?
What is the current NAV of UTI Equity Savings Fund?
What is the AUM of UTI Equity Savings Fund?
What is the rate of return of UTI Equity Savings Fund?
- In the past 1Y: 4.12%
- In the past 3Y: 8.88%
- In the past 5Y: 8.66%
What is the expense ratio of UTI Equity Savings Fund?
What is exit load of UTI Equity Savings Fund?
What is the portfolio of UTI Equity Savings Fund?
- Axis Bank: 5.25%
- HDFC Bank: 3.86%
- Bharti Airtel: 3.63%
- Grasim Industries: 3.61%
- Mahindra & Mahindra: 3.36%
Top 3 sectoral holdings include:
- Others: 94.34%
- Financial Services: 25.98%
- Consumer Cyclical: 7.66%
How risky is investing in UTI Equity Savings Fund?
Who is the fund manager UTI Equity Savings Fund?
What is the minimum investment required in UTI Equity Savings Fund?
How to invest in UTI Equity Savings Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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