
Kotak Banking and PSU Debt Fund Direct Growth
Kotak Banking and PSU Debt Fund Direct Growth
as on 30 Oct 2026
Kotak Banking and PSU Debt Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹72.4913 as of 30 Oct 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹4,704.91 Cr
- 5Y Returns (CAGR) : 6.27%
- Expense Ratio : 0.40%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.31 L
6.27%
Total Investment
₹ 30,00,000
Returns
₹ 5,31,170 (6.27%)
Maturity Value
₹ 35,31,170
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 4,704.91 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹4,704.91 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() P PFCL-7.6%-13042029-NCD | 6.64% | |
![]() N NABF 7.37% 2029 SR 2 | 3.99% | |
![]() I IOCL-7.36%-16072029-NCD | 3.81% | |
![]() S SDL GJ 6.98% 2032 | 3.37% | |
![]() P Power Grid Corporation Of India Limited | 3.22% | |
![]() H HDFC Bank Limited | 3.06% | |
![]() R Rec Limited | 3.02% | |
![]() S SDL GJ 7.17% 2032 | 2.97% | |
![]() S State Bank Of India | 2.87% | |
![]() N Net Current Assets/(Liabilities) | 2.63% | |
![]() R Rural Electrification Corporation Limited | 2.61% | |
![]() S Small Industries Development Bank Of India | 2.51% | |
![]() N NABARD-7.48%-15092028-NCD | 2.50% | |
![]() S SIDBI-7.34%-26022029-NCD | 2.49% | |
![]() P Power Finance Corporation Limited | 2.02% | |
![]() S SDL TN 7.69% 2033 | 2.02% | |
![]() N NABARD-7.62%-10052029-NCD | 2.01% | |
![]() E EXIM-7.4%-14032029-NCD | 2.01% | |
![]() P Power Finance Corporation Limited | 2.00% | |
![]() I ICICI Bank Limited | 1.98% | |
![]() I ICICI Bank Limited | 1.96% | |
![]() N NBFID-6.67%-30052030-NCD | 1.94% | |
![]() U Union Bank Of India | 1.93% | |
![]() N National Bank For Agriculture And Rural Development | 1.70% | |
![]() N NHB-7.14%-17112034-NCD | 1.57% | |
![]() F Food Corporation Of India | 1.51% | |
![]() N Nuclear Power Corporation Of India Limited | 1.51% | |
![]() S SIDBI-7.47%-05092029-NCD | 1.50% | |
![]() S SIDBI-7.39%-21032030-NCD | 1.49% | |
![]() B Bank Of Baroda | 1.43% | |
![]() H HDFC Bank Limited | 1.41% | |
![]() S SDL KA 7.49% 2035 | 1.37% | |
![]() P Power Grid Corporation Of India Limited | 1.35% | |
![]() S SDL TN 7.54% 2036 | 1.28% | |
![]() G GOI LOAN 6.90% 2065 | 1.27% | |
![]() R Rural Electrification Corporation Limited | 1.22% | |
![]() R Rec Limited | 1.16% | |
![]() H HDFC Bank Limited | 1.03% | |
![]() I IRFCL-7.46%-18062029-NCD | 1.00% | |
![]() F Food Corporation Of India | 1.00% | |
![]() I IRFCL-7.37%-31072029-NCD | 1.00% | |
![]() N NABARD-7.44%-24022028-NCD | 1.00% | |
![]() S SIDBI-7.42%-12032029-NCD | 1.00% | |
![]() H HDFC Bank Limited | 1.00% | |
![]() S SIDBI-6.74%-10012029-NCD | 0.98% | |
![]() O Ongc Petro Additions Limited | 0.98% | |
![]() M Mahanagar Telephone Nigam Limited | 0.97% | |
![]() H HDFC Bank Limited | 0.91% | |
![]() S SDL TN 7.19% 2033 | 0.79% | |
![]() S SDL MH 7.63% 2035 | 0.77% | |
![]() S SDL GJ 7.42% 2031 | 0.61% | |
![]() R Rural Electrification Corporation Limited | 0.50% | |
![]() R Rec Limited | 0.50% | |
![]() N NABARD-7.7%-30092027-NCD | 0.50% | |
![]() R RECL-6.52%-31012028-NCD | 0.49% | |
![]() H HDFC Bank Limited | 0.48% | |
![]() S Sbi Alternative Investment Fund | 0.36% | |
![]() S SDL MH 7.18% 2033 | 0.33% | |
![]() T Triparty Repo | 0.19% | |
![]() I Indian Railway Finance Corporation Limited | 0.10% | |
![]() M Mahanagar Telephone Nigam Limited | 0.10% | |
![]() P Power Finance Corporation Limited | 0.05% | |
![]() P Power Finance Corporation Limited | 0.02% | |
![]() S SDL GJ 6.46% 2030 | 0.01% | |
![]() G GOI LOAN 6.48% 2035 | 0.00% | |
![]() H HDFC Bank Limited | 0.00% | |
![]() P Punjab National Bank | 0.00% | |
![]() C Canara Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 4,704.91
Expense Ratio
0.40%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Banking and PSU Debt A-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Deepak Agrawal | Post Graduate in Commerce from Mumbai University, a Qualified Chartered account and a Company Secretary. Also Cleared AIMR CFA Level I |
| Dharmesh Thakar | PGeMBA in Finance |
Fund Objective
To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and/or any security unconditionally guaranteed by the Govt. of India.There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Kotak Mahindra Mutual Fund
No. of Schemes
90
Total AUM
₹ 5,77,764.64 Cr
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
Contact Details
27 BKC, C-27, G Block, Bandra KurlaComplex, Bandra(E),Mumbai - 400 051.
FAQs
When was Kotak Banking and PSU Debt Fund launched?
What is the current NAV of Kotak Banking and PSU Debt Fund?
What is the AUM of Kotak Banking and PSU Debt Fund?
What is the rate of return of Kotak Banking and PSU Debt Fund?
- In the past 1Y: 4.03%
- In the past 3Y: 7.01%
- In the past 5Y: 6.27%
What is the expense ratio of Kotak Banking and PSU Debt Fund?
What is exit load of Kotak Banking and PSU Debt Fund?
How risky is investing in Kotak Banking and PSU Debt Fund?
Who is the fund manager Kotak Banking and PSU Debt Fund?
What is the minimum investment required in Kotak Banking and PSU Debt Fund?
How to invest in Kotak Banking and PSU Debt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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