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HomeMutual FundsMF To InvestModerately High Risk Mutual Funds
Moderately High Risk Mutual Funds
Here you get all mutual funds carrying “Moderately High Risk,” displayed in order of their highest returns over the past five years. The top 50 schemes on this list may experience more market swings than lower-risk alternatives. Reviewing these funds can help you understand how a slightly higher risk level might influence returns.
Funds with Moderately High Risk
Name | NAV | AUM (in Cr.) | 1M Returns | 3M Returns | 1 Yr Returns | 3 Yr Returns | 5 Yr Returns  | Rating | Exp Ratio | Risk | Min Monthly SIP | Min Lumpsum | Category | Sub Category |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 Franklin India Dynamic Asset Allocation Fund of Funds Direct - Growth | ₹ 177.31 | ₹ 1,228.51 | 2.79% | -1.07% | 9.37% | 14.28% | 19.98% | 3  | 0.60% | Moderately High | ₹ 500 | ₹ 5,000 | Other | FoFs Domestic |
 Tata Balanced Advantage Fund Direct - Growth | ₹ 21.61 | ₹ 9,754.44 | 2.71% | -1.03% | 6.89% | 12.10% | 18.29% | 4 | 0.43% | Moderately High | ₹ 100 | ₹ 5,000 | Hybrid | Dynamic Asset Allocation or Balanced Advantage |
 Mahindra Manulife Equity Savings Fund Direct - Growth | ₹ 22.83 | ₹ 543.64 | 1.97% | -0.34% | 7.84% | 10.10% | 16.74% | 5 | 0.75% | Moderately High | ₹ 500 | ₹ 1,000 | Hybrid | Equity Savings |
 Mirae Asset Equity Savings Fund Direct - Growth | ₹ 20.59 | ₹ 1,312.96 | 3.19% | 0.35% | 10.87% | 11.17% | 16.38% | 5 | 0.35% | Moderately High | ₹ 99 | ₹ 5,000 | Hybrid | Equity Savings |
 ITI Balanced Advantage Fund Direct - Growth | ₹ 15.35 | ₹ 367.13 | 2.65% | -1.89% | 7.00% | 11.31% | 15.94% | 2 | 0.63% | Moderately High | ₹ 500 | ₹ 5,000 | Hybrid | Dynamic Asset Allocation or Balanced Advantage |
 SBI Equity Savings Fund Direct - Growth | ₹ 25.05 | ₹ 5,511.97 | 2.71% | -1.88% | 8.60% | 10.23% | 15.73% | 4 | 0.88% | Moderately High | ₹ 500 | ₹ 1,000 | Hybrid | Equity Savings |
 HDFC Equity Savings Fund Direct - Growth | ₹ 70.75 | ₹ 5,460.36 | 2.09% | 0.05% | 7.57% | 10.74% | 15.55% | 5 | 0.88% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Equity Savings |
 DSP Equity Savings Fund Direct - Growth | ₹ 23.76 | ₹ 2,475.66 | 1.94% | 1.58% | 12.57% | 10.97% | 15.34% | 4 | 0.42% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Equity Savings |
| DSP Dynamic Asset Allocation Fund Direct - Growth | ₹ 30.25 | ₹ 3,105.84 | 3.18% | 1.29% | 14.61% | 12.32% | 15.26% | 4 | 0.73% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Dynamic Asset Allocation or Balanced Advantage |
 HSBC Balanced Advantage Fund Direct - Growth | ₹ 47.68 | ₹ 1,432.46 | 2.21% | -3.20% | 9.56% | 12.16% | 15.21% | 3 | 0.80% | Moderately High | ₹ 500 | ₹ 5,000 | Hybrid | Dynamic Asset Allocation or Balanced Advantage |
 Kotak Debt Hybrid Fund Direct - Growth | ₹ 65.13 | ₹ 2,975.94 | 1.92% | 0.25% | 10.02% | 11.36% | 15.12% | 5 | 0.45% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Conservative Hybrid Fund |
| Kotak Equity Savings Fund Direct - Growth | ₹ 27.27 | ₹ 7,897.27 | 1.98% | -1.31% | 8.13% | 11.66% | 14.93% | 5 | 0.65% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Equity Savings |
 ICICI Prudential Income Optimizer Fund (FOF) Direct - Growth | ₹ 65.59 | ₹ 263.11 | 1.43% | 1.65% | 11.96% | 12.06% | 14.81% | 3 | 0.92% | Moderately High | ₹ 1,000 | ₹ 5,000 | Other | FoFs Domestic |
 Axis Equity Savings Fund Direct - Growth | ₹ 24.09 | ₹ 929.61 | 2.12% | -0.37% | 8.81% | 10.28% | 14.15% | 3 | 1.01% | Moderately High | ₹ 100 | ₹ 500 | Hybrid | Equity Savings |
| HDFC Hybrid Debt Fund Direct - Growth | ₹ 84.82 | ₹ 3,255.97 | 2.17% | 1.08% | 8.74% | 10.78% | 13.94% | 5 | 1.15% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Conservative Hybrid Fund |
 Aditya Birla Sun Life Regular Savings Fund Direct - Growth | ₹ 71.58 | ₹ 1,372.16 | 1.66% | 0.83% | 10.74% | 8.92% | 13.85% | 4 | 1.02% | Moderately High | ₹ 100 | ₹ 500 | Hybrid | Conservative Hybrid Fund |
| Aditya Birla Sun Life Regular Savings Fund- Monthly Payment-direct Plan | ₹ 71.58 | ₹ 1,372.16 | 1.66% | 0.83% | 10.74% | 8.92% | 13.85% | 4 | 1.02% | Moderately High | ₹ 100 | ₹ 1,000 | Hybrid | Conservative Hybrid Fund |
 UTI Conservative Hybrid Fund Direct - Growth | ₹ 72.34 | ₹ 1,609.65 | 1.71% | 0.84% | 11.11% | 9.73% | 13.85% | 4 | 1.18% | Moderately High | ₹ 500 | ₹ 5,000 | Hybrid | Conservative Hybrid Fund |
 Quantum Multi Asset Fund of Funds Direct - Growth | ₹ 32.98 | ₹ 59.15 | 2.11% | 2.56% | 11.94% | 11.35% | 13.76% | 1 | 0.10% | Moderately High | ₹ 500 | ₹ 500 | Other | FoFs Domestic |
 Edelweiss Equity Savings Fund - Direct Bonus | ₹ 26.60 | ₹ 568.54 | 1.90% | 0.82% | 11.39% | 11.31% | 13.62% | NA | 0.00% | Moderately High | ₹ 0 | ₹ 1 | Hybrid | Equity Savings |
| Edelweiss Equity Savings Fund Direct - Growth | ₹ 26.59 | ₹ 568.54 | 1.90% | 0.82% | 11.38% | 11.31% | 13.61% | 5 | 0.60% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Equity Savings |
| Tata Equity Savings Fund Direct - Growth | ₹ 60.13 | ₹ 249.88 | 1.79% | 0.89% | 10.13% | 9.94% | 13.41% | 4 | 0.50% | Moderately High | ₹ 100 | ₹ 5,000 | Hybrid | Equity Savings |
| Aditya Birla Sun Life Medium Term Plan Fund Direct - Growth | ₹ 41.94 | ₹ 2,177.40 | 0.68% | 4.34% | 13.64% | 14.40% | 13.16% | 5 | 0.86% | Moderately High | ₹ 1,000 | ₹ 1,000 | Debt | Medium Duration Fund |
 Invesco India Equity Savings Fund Direct - Growth | ₹ 17.92 | ₹ 393.07 | 2.01% | -2.79% | 11.80% | 11.21% | 12.72% | 3 | 0.71% | Moderately High | ₹ 500 | ₹ 1,000 | Hybrid | Equity Savings |
| Franklin India Pension Fund Direct - Growth | ₹ 228.99 | ₹ 494.06 | 2.05% | -1.02% | 9.19% | 10.91% | 12.71% | 5 | 1.53% | Moderately High | ₹ 500 | ₹ 500 | Solution Oriented | Retirement Fund |
 LIC MF Equity Savings Fund Direct - Growth | ₹ 29.43 | ₹ 18.31 | 3.77% | 0.30% | 8.61% | 9.26% | 12.68% | 2 | 1.30% | Moderately High | ₹ 200 | ₹ 5,000 | Hybrid | Equity Savings |
| Aditya Birla Sun Life Equity Savings Fund Direct - Growth | ₹ 23.35 | ₹ 653.00 | 1.04% | 0.78% | 8.15% | 8.07% | 12.53% | 3 | 0.62% | Moderately High | ₹ 100 | ₹ 1,000 | Hybrid | Equity Savings |
| DSP Regular Savings Fund Direct - Growth | ₹ 64.32 | ₹ 163.14 | 2.90% | 2.47% | 12.06% | 9.99% | 12.52% | 4 | 0.50% | Moderately High | ₹ 100 | ₹ 100 | Hybrid | Conservative Hybrid Fund |
| ICICI Prudential Regular Savings Fund Direct - Growth | ₹ 79.89 | ₹ 3,086.15 | 1.63% | 1.10% | 10.19% | 10.26% | 12.36% | 5 | 0.97% | Moderately High | ₹ 100 | ₹ 5,000 | Hybrid | Conservative Hybrid Fund |
| ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth | ₹ 17.85 | ₹ 75.09 | 1.56% | 0.12% | 8.07% | 10.10% | 12.24% | NA | 0.83% | Moderately High | ₹ 100 | ₹ 5,000 | Solution Oriented | Retirement Fund |
| Franklin India Multi Asset Solution Fund of Funds Direct - Growth | ₹ 22.04 | ₹ 61.65 | 1.64% | 4.04% | 14.17% | 11.93% | 12.23% | 3 | 0.45% | Moderately High | ₹ 500 | ₹ 5,000 | Other | FoFs Domestic |
 Canara Robeco Conservative Hybrid Fund Direct - Growth | ₹ 107.12 | ₹ 915.17 | 2.46% | 0.36% | 10.11% | 8.91% | 12.05% | 4 | 0.71% | Moderately High | ₹ 1,000 | ₹ 5,000 | Hybrid | Conservative Hybrid Fund |
| HSBC Conservative Hybrid Fund Direct - Growth | ₹ 65.32 | ₹ 145.62 | 1.94% | -2.07% | 11.44% | 9.37% | 11.94% | 4 | 1.35% | Moderately High | ₹ 1,000 | ₹ 5,000 | Hybrid | Conservative Hybrid Fund |
| DSP Credit Risk Fund Direct - Growth | ₹ 52.43 | ₹ 206.52 | 12.74% | 15.08% | 22.47% | 16.74% | 11.74% | 5 | 0.40% | Moderately High | ₹ 100 | ₹ 100 | Debt | Credit Risk Fund |
| Axis Conservative Hybrid Fund Direct - Growth | ₹ 33.98 | ₹ 267.48 | 2.11% | 2.10% | 9.78% | 7.77% | 11.38% | 3 | 0.95% | Moderately High | ₹ 100 | ₹ 500 | Hybrid | Conservative Hybrid Fund |
| HDFC Retirement Savings Fund - Hybrid Debt Plan Direct - Growth | ₹ 23.51 | ₹ 155.36 | 1.93% | 0.36% | 8.72% | 9.79% | 11.29% | NA | 1.02% | Moderately High | ₹ 100 | ₹ 100 | Solution Oriented | Retirement Fund |
 Baroda BNP Paribas Equity Savings Fund Direct - Growth | ₹ 16.84 | ₹ 244.46 | 2.37% | -0.87% | 8.73% | 10.03% | 11.28% | 3 | 1.31% | Moderately High | ₹ 500 | ₹ 5,000 | Hybrid | Equity Savings |
| Franklin India Debt Hybrid Fund A Direct - Growth | ₹ 95.72 | ₹ 195.39 | 1.65% | 0.47% | 9.34% | 9.76% | 11.11% | 4 | 0.65% | Moderately High | ₹ 500 | ₹ 10,000 | Hybrid | Conservative Hybrid Fund |
| Tata Retirement Savings Fund Conservative Plan Direct - Growth | ₹ 35.31 | ₹ 168.55 | 1.42% | -1.63% | 7.94% | 8.38% | 11.02% | 5 | 0.97% | Moderately High | ₹ 500 | ₹ 5,000 | Solution Oriented | Retirement Fund |
| Baroda BNP Paribas Conservative Hybrid Fund Direct - Growth | ₹ 52.37 | ₹ 727.70 | 1.71% | -0.01% | 8.51% | 9.07% | 10.66% | 4 | 0.61% | Moderately High | ₹ 500 | ₹ 1,000 | Hybrid | Conservative Hybrid Fund |
| Aditya Birla Sun Life Credit Risk Fund Direct - Growth | ₹ 23.62 | ₹ 967.06 | 0.54% | 5.65% | 16.76% | 11.06% | 10.45% | 5 | 0.67% | Moderately High | ₹ 100 | ₹ 100 | Debt | Credit Risk Fund |
 Bandhan Asset Allocation Conservative Fund Direct - Growth | ₹ 34.48 | ₹ 5.85 | 1.84% | 0.61% | 8.13% | 8.51% | 10.25% | 4 | 0.18% | Moderately High | ₹ 100 | ₹ 1,000 | Other | FoFs Domestic |
 Bank of India Credit Risk Fund Direct - Growth | ₹ 12.23 | ₹ 112.62 | 0.49% | 1.34% | 5.39% | 37.63% | 10.15% | 2 | 0.98% | Moderately High | ₹ 1,000 | ₹ 5,000 | Debt | Credit Risk Fund |
| Baroda BNP Paribas Credit Risk Fund Direct - Growth | ₹ 23.73 | ₹ 176.33 | 0.75% | 2.04% | 9.08% | 7.72% | 10.11% | 5 | 0.79% | Moderately High | ₹ 500 | ₹ 5,000 | Debt | Credit Risk Fund |
 Nippon IndiaRetirement Fund - Income Generation Scheme Direct - Growth | ₹ 22.31 | ₹ 150.10 | 1.75% | 0.23% | 8.85% | 9.37% | 9.87% | 4 | 0.97% | Moderately High | ₹ 500 | ₹ 500 | Solution Oriented | Retirement Fund |
| LIC MF Conservative Hybrid Fund Direct - Growth | ₹ 87.90 | ₹ 49.72 | 0.74% | 0.15% | 8.31% | 6.80% | 8.80% | 3 | 1.20% | Moderately High | ₹ 200 | ₹ 5,000 | Hybrid | Conservative Hybrid Fund |
| ICICI Prudential Credit Risk Fund Direct - Growth | ₹ 33.95 | ₹ 6,161.01 | 0.79% | 2.00% | 8.80% | 7.80% | 8.39% | 5 | 0.76% | Moderately High | ₹ 100 | ₹ 100 | Debt | Credit Risk Fund |
| UTI Credit Risk Fund Direct - Growth | ₹ 18.82 | ₹ 295.89 | 0.68% | 1.99% | 8.70% | 7.17% | 8.34% | 3 | 1.15% | Moderately High | ₹ 500 | ₹ 500 | Debt | Credit Risk Fund |
| HDFC Credit Risk Debt Fund Direct - Growth | ₹ 25.30 | ₹ 7,231.28 | 0.82% | 2.03% | 8.52% | 7.11% | 8.23% | 4 | 1.02% | Moderately High | ₹ 100 | ₹ 100 | Debt | Credit Risk Fund |
| ICICI Prudential Medium Term Bond Fund Direct - Growth | ₹ 47.79 | ₹ 5,684.26 | 0.84% | 2.27% | 9.00% | 7.57% | 8.16% | 5 | 0.74% | Moderately High | ₹ 1,000 | ₹ 5,000 | Debt | Medium Duration Fund |
Showing 50 of 50 results
Please Note:
- 1M, 3M and 1 Yr returns are Absolute. 3 Yr and 5 Yr returns are Annualized.
- Fund Rating is sourced from Morningstar.
- "Exp Ratio" is a short-form used for "Expense Ratio" - In simple terms it is a fee charged by the AMC for managing your money.
*The schemes mentioned above are just for research purpose and not recommendations. Please do your own due diligence before investing.
Frequently Asked Questions
Assess the fund’s asset allocation, focusing on its equity exposure. Review the 5-year returns, volatility levels, and consistency of performance. Look for experienced fund managers and ensure the fund fits your risk appetite and long-term goals.
These funds balance growth potential with a manageable risk level. They allow you to capture equity market growth while maintaining some stability, making them suitable for wealth creation over a medium- to long-term horizon.
They offer the potential for higher returns compared to low-risk options while maintaining a balanced risk profile. Such funds diversify across sectors, providing opportunities to capitalize on market trends without excessive volatility.
While less volatile than very high-risk funds, they can still face market-related risks. Equity performance, economic changes, or sector-specific downturns can affect returns, requiring patience and a long-term view to ride out fluctuations.
These funds are ideal for investors who can handle moderate volatility and aim for higher returns. They suit those with medium- to long-term financial goals like retirement planning or funding significant future expenses.
Browse Dhan for funds leaning toward higher risk but also aiming for solid returns. Study past returns and the fund’s focus. You can invest via a SIP for phased entry, or a lump sum if market conditions seem favorable to you.
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