
Bandhan Credit Risk Fund Direct Growth
Bandhan Credit Risk Fund Direct Growth
as on 09 Nov 2026
Bandhan Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 03 Mar 2017. The current NAV stands at ₹19.1697 as of 09 Nov 2026.
Scheme Overview
- Inception Date : 03 Mar 2017
- AUM : ₹218.33 Cr
- 5Y Returns (CAGR) : 6.34%
- Expense Ratio : 0.66%
- Min. SIP : ₹100
- Min. Lumpsum : ₹1,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.38 L
6.34%
Total Investment
₹ 30,00,000
Returns
₹ 5,37,747 (6.34%)
Maturity Value
₹ 35,37,747
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 218.33 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹218.33 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 6.68% 2040 | 12.45% | |
![]() P Power Finance Corporation Limited | 8.83% | |
![]() T TPL-8.33%-24062027-NCD | 8.72% | |
![]() A Aditya Birla Real Estate Limited | 8.71% | |
![]() A Aadhar Housing Finance Limited | 8.70% | |
![]() C Ceat Limited | 8.69% | |
![]() T Tata Housing Development Company Limited | 8.61% | |
![]() T TRuhome Finance Limited | 8.59% | |
![]() G GSGL-7.99%-26032029-NCD | 6.47% | |
![]() A Au Small Finance Bank Limited | 4.57% | |
![]() C Canara Bank | 4.12% | |
![]() N Net Current Assets | 3.99% | |
![]() G GOI LOAN 6.01% 2030 | 2.58% | |
![]() G GSGL-7.68%-28072028-NCD | 2.15% | |
![]() T Triparty Repo Trp_160626 | 1.32% | |
![]() C Corporate Debt Market Development Fund Class A2 | 0.73% | |
![]() G GOI LOAN 7.18% 2033 | 0.72% | |
![]() C Cash Margin - Ccil | 0.03% | |
![]() G GSGL-7.68%-27102028-NCD | 0.00% | |
![]() G GSGL-7.68%-28012028-NCD | 0.00% | |
![]() G GSGL-7.68%-28042028-NCD | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 19.1697
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 1,000.00
AUM (in Cr.)
₹ 218.33
Expense Ratio
0.66%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 18.2019
Inception Date
03 Mar 2017
Fund Age
9 Yrs
Benchmark
NIFTY Credit Risk Bond Index B-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1% if redeemed within 365 days.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Gautam Kaul | B.com., MBA |
| Debraj Lahiri | Post Graduate Diploma in Management (PGDM), IMT Ghaziabad (2009) Bachelor of Technology,lectronics and Instrumentation, Heritage Institute of Technology, Kolkata (2007) |
Fund Objective
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Bandhan Mutual Fund
No. of Schemes
69
Total AUM
₹ 2,15,559.06 Cr
Contact Details
6th Flr,841 One World Center,Jupitermill,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
Contact Details
6th Flr,841 One World Center,Jupitermill,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013
FAQs
When was Bandhan Credit Risk Fund launched?
What is the current NAV of Bandhan Credit Risk Fund?
What is the AUM of Bandhan Credit Risk Fund?
What is the rate of return of Bandhan Credit Risk Fund?
- In the past 1Y: 5.41%
- In the past 3Y: 7.17%
- In the past 5Y: 6.34%
What is the expense ratio of Bandhan Credit Risk Fund?
What is exit load of Bandhan Credit Risk Fund?
How risky is investing in Bandhan Credit Risk Fund?
Who is the fund manager Bandhan Credit Risk Fund?
What is the minimum investment required in Bandhan Credit Risk Fund?
How to invest in Bandhan Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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