
SBI Gilt Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹73.2746 as of 09 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹7,981.78 Cr
- 5Y Returns (CAGR) : 6.39%
- Expense Ratio : 0.50%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.42 L
6.39%
Total Investment
₹ 30,00,000
Returns
₹ 5,42,455 (6.39%)
Maturity Value
₹ 35,42,455
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 7,981.78 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹7,981.78 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 100.00% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI TBILL 91D-30/07/26 | 23.66% | |
![]() T Treps | 16.09% | |
![]() G GOI TBILL 91D-10/09/26 | 11.64% | |
![]() G GOI TBILL 91D-20/08/26 | 9.52% | |
![]() G GOI TBILL 364D-17/09/26 | 5.58% | |
![]() G GOI TBILL 182D-10/09/26 | 4.66% | |
![]() S SDL WB 7.79% 2045 | 3.99% | |
![]() N Net Receivable / Payable | 3.22% | |
![]() G GOI LOAN 6.48% 2035 | 3.21% | |
![]() T Tbill | 2.94% | |
![]() G GOI TBILL 364D-30/07/26 | 2.75% | |
![]() S SDL KL 7.66% 2039 | 2.51% | |
![]() S SDL WB 7.58% 2042 | 2.43% | |
![]() G GOI LOAN 7.02% 2031 | 2.28% | |
![]() S SDL BR 7.86% 2039 | 1.79% | |
![]() G GOI LOAN 6.90% 2065 | 1.07% | |
![]() T Tbill | 0.77% | |
![]() G GOI TBILL 91D-13/08/26 | 0.64% | |
![]() I India (Republic of) | 0.59% | |
![]() G GOI LOAN 6.28% 2032 | 0.43% | |
![]() S SDL MZ 7.85% 2042 | 0.12% | |
![]() S SDL CG 7.37% 2031 | 0.10% | |
![]() G GOI LOAN 6.68% 2040 | 0.00% | |
![]() G GOI TBILL 182D-13/08/26 | 0.00% | |
![]() G GOI LOAN 6.94% 2036 | 0.00% | |
![]() G GOI TBILL 91D-06/08/26 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 73.3274
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 7,981.78
Expense Ratio
0.50%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 70.0346
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
Nifty All Duration G-Sec Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Rajeev Radhakrishnan | B.E. (Production), MMS (Finance),Cleared Level 2 of the CFA exam conducted by CFA Institute, USA. |
| Sudhir Agrawal | M.Com., PGDBA(Finance), CFA |
| Tejas Soman | Post Graduate Program in Securities Markets - From 'NISM', Bachelor's in Commerce - University of Mumbai. m |
Fund Objective
To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).
Risk-O-Meter
Investors understand that their principal will be at
Moderate Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
No. of Schemes
79
Total AUM
₹ 8,96,200.48 Cr
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
FAQs
When was SBI Gilt Fund launched?
What is the current NAV of SBI Gilt Fund?
What is the AUM of SBI Gilt Fund?
What is the rate of return of SBI Gilt Fund?
- In the past 1Y: 3.93%
- In the past 3Y: 6.66%
- In the past 5Y: 6.39%
What is the expense ratio of SBI Gilt Fund?
What is exit load of SBI Gilt Fund?
How risky is investing in SBI Gilt Fund?
Who is the fund manager SBI Gilt Fund?
What is the minimum investment required in SBI Gilt Fund?
How to invest in SBI Gilt Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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