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Flexi Cap Mutual Funds

3 Year Average Returns

18.01%profit

Funds on Dhan

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Flexi Cap Funds are Equity Funds that invest in stocks of companies across market capitalisations. These Funds have the flexibility to change their portfolio allocation, depending upon the prevalent market conditions and emerging opportunities. While these are some of the best Flexi Cap Mutual Funds to invest in, it is important to know these 3 things before you start investing. ...Read More

Best Flexi Cap Funds to Invest in 2026

Sorted highest to lowest: 3Y Returns

1Y Returns

11.28%

3Y Returns

22.51%

5Y Returns

24.57%

1Y Returns

3.89%

3Y Returns

17.16%

5Y Returns

23.48%

1Y Returns

-0.08%

3Y Returns

22.84%

5Y Returns

22.66%

1Y Returns

-6.60%

3Y Returns

21.84%

5Y Returns

21.33%

1Y Returns

7.95%

3Y Returns

22.99%

5Y Returns

20.67%

1Y Returns

3.29%

3Y Returns

19.30%

5Y Returns

20.50%

1Y Returns

5.83%

3Y Returns

21.61%

5Y Returns

20.37%

1Y Returns

0.98%

3Y Returns

20.83%

5Y Returns

18.32%

1Y Returns

10.77%

3Y Returns

19.39%

5Y Returns

17.45%

1Y Returns

3.43%

3Y Returns

16.83%

5Y Returns

17.21%

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Disclaimer: Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.


About Flexi Cap Funds

Flexi Cap Funds invest in a range of companies with various market caps without being constrained to any one specific category. Large-cap companies, have the highest market capitalisation, while small-cap companies have the lowest. While the mid-caps fall somewhere in between. The following are the key characteristics of Flexi Cap Funds:
  1. It is an equity fund that is dynamic and flexible in nature. It gives the fund manager flexibility when it comes to asset allocation across large-cap, mid-cap, and small-cap stocks.
  2. By investing in Flexi Cap Funds, you will be able to reduce your risk and volatility due to portfolio diversification among companies with different market capitalisations.
  3. Since the portfolio is diversified, Flexi Cap Funds can balance risk and reward relatively well. These funds are known to provide consistent returns, even when the market is in a negative sentiment.
Since there is no restriction on market capitalisation, fund managers are free to rotate their asset allocation between various market segments in response to market movements. It provides investors with the benefit of booking promising profits from stocks and making a timely exit if they underperform. With these unique features, they differ from other funds and provide exposure to a broader range of opportunities.
The uniqueness of the Flexi Cap Fund is that it invests in stocks of all market caps. It can gain profits from different market caps depending on the situation in the market. Investment in Flexi Cap Funds can bring you the following benefits:
  1. These funds can effectively manage their risk through their ability to shift allocations to various market capitalisations. For example, if the market becomes too volatile, fund managers may increase large-cap stock allocation, which is often perceived as being more stable.
  2. Flexi Cap Funds offer diversification by investing in a broad array of stocks across different market capitalisations. This diversification reduces the overall risk because poor performance in one stock or category will not affect the overall performance.
  3. Flexi Cap Funds change with market dynamics, and therefore, this flexibility helps maximise the possibility of growth while decreasing risks.
With time, compounding starts to work in favour of the Flexi Cap mutual funds. The longer the investment duration, the better the chances of higher returns. Since these funds invest in all three market caps, large-cap funds will give you stability and consistent returns, while mid-cap and small-cap funds have the potential to grow rapidly and earn considerable returns.
Before making a final decision on investing in a Flexi Cap Fund, you should consider several factors relating to investment choices, such as risk tolerance and personal financial goals. Some of the factors that investors should consider before making investment decisions are:
  1. As equity-oriented funds, Flexi Cap Funds invest a substantial portion of their investment funds in stocks. So, these funds might be a suitable choice for you if you can bear the ups and downs of the stock market and have a higher risk tolerance.
  2. It is important to always evaluate your time horizon and investment goals. Flexi Cap Funds can be ideal if you aim for capital appreciation and have a long-term investment horizon.
  3. These funds are actively managed, which means the fund manager makes changes in the fund’s investments as per the market fluctuations. So, if you find passive investing more appealing, Flexi Cap funds might not be the right choice.
Your personal financial situation and preferences will determine whether or not investing in Flexi Cap Funds is suitable for you. Every investment involves some risk; therefore, you should research in-depth before making a final investment decision.
To determine whether Flexi Cap Funds are right for you, let's take a look at what is needed:
  1. In general, investors with a long investment horizon, i.e., more than 5 years, are better suited to investing in Flexi Cap Funds. So, if you want to invest for long-term objectives like retirement or your child's education, these are a great option.
  2. These funds are suitable for those wanting to tap into the growth prospects of mid and small-cap stocks, coupled with the stability provided by large-cap stocks.
  3. Since they invest across market capitalisations, Flexi Cap Funds could be more volatile than funds focused on any particular market sector. If you are comfortable with market ups and downs and seeking higher returns for your investments, then this is the right fund for you.
Large, mid, and small-cap stocks outshine one another in different periods. Therefore, investing in Flexi Cap Funds proves to be of immense benefit. As long as your investment portfolio has exposure to the shares in that index, it will continue to rise irrespective of which index performs better.

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FAQs

Flexi Cap Funds invest across companies of all sizes, ranging from large to small. In this way, you get a blend of safety, growth, and innovation in your investment. The fund manager shifts the investment between these companies based on which they believe will perform best, with the aim of maximising your returns.

Investment in Flexi Cap Funds is spread across different sectors and companies of varied sizes, ranging from well-established large companies to the relatively small, but faster-growing ones. In other words, it's a means through which one diversifies an investment and thereby captures growth opportunities across the market.

Flexi-cap funds invest in a mix of companies across all sizes, with the expectation of generating higher profits. These can yield a higher return, but it is essential to remember that the stock market may fluctuate unexpectedly and will provide variable returns. Your patience and long-term view can be the key to getting benefits.

No, Flexi Cap Funds do not come with any tax exemption. The capital gains made from this investment are taxed under the prevailing tax laws in India. The taxation depends upon the holding period, whereby long-term gains are taxed differently from the short-term gains to encourage long-term investment strategies.

The profits from Flexi Cap Funds are taxed as capital gains. If the period of holding is more than one year, long-term capital gains over ₹1 lakh are taxed at 10% without the benefit of indexation. Short-term capital gains are those on investments held for a period of less than one year and are taxed at 15%. This tax structure is part of India's efforts to encourage long-term investments in the equity markets.
Look for a fund that has a consistent performance record and is managed by a professional manager. Think about your own goals and the amount of risk you're comfortable with. Remember, picking a fund is about finding a good match for your own investment journey, not just going with the crowd.
No, opening a demat account is not required to invest in Flexi Cap Funds. You can invest directly through the website of the mutual fund, a financial advisor, or any mutual fund investment platform. This makes starting your investment journey simpler and more straightforward.
Investment in Flexi Cap Funds via a lump sum or SIP depends on one's financial situation and investment strategy. SIPs allow a fixed amount to be invested at periodic intervals, which may be less intimidating for some people and also helps in averaging the cost over a period of time. A lump sum investment can be considered if a large amount is available to be invested, especially during market corrections, for higher returns.
Here's how to start a Flexi Cap Fund SIP online in 4 simple steps:
  1. Open Demat Account
  2. Select the Flexi Cap Fund in which you want to invest.
  3. Select the SIP variant, mentioning the amount and date of SIP.
  4. Set up auto-pay via bank account in order to automate the SIP payments.
Yes, you can sell units of any Flexi Cap Fund at any time. Since these are open-ended funds, one can redeem units on any business day at the current Net Asset Value (NAV) for that particular business day. However, it always makes sense to take into account the possibility of an exit load, apart from the timing of your sale, for better returns.
No, Flexi Cap Funds typically do not have a lock-in period, meaning you can buy or sell units at any time. This provides you with the flexibility to respond to your financial needs or market conditions. However, always check for any specific conditions or exit loads that might affect your investment.
Investing in Flexi Cap Funds carries certain risks, which include market volatility, where the value of your investment may fluctuate with market fluctuations. Since the investment is made across large, mid, and small-cap stocks, the risks are spread out, but you are still exposed to the inherent risks of equity investments, including the potential loss of investments.

No investment can promise complete safety, and Flexi Cap Funds are no exception. Though these funds spread their risks to some extent by diversification across various company sizes, they can still invest in the stock market, wherein fluctuations are not uncommon. It's essential to know your risk appetite and have a long-term view if you invest in these funds.





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