
UTI Credit Risk Fund Direct Growth
UTI Credit Risk Fund Direct Growth
as on 05 Nov 2026
UTI Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹20.9756 as of 05 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹239.24 Cr
- 5Y Returns (CAGR) : 6.87%
- Expense Ratio : 0.76%
- Min. SIP : ₹500
- Min. Lumpsum : ₹500
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 35.88 L
6.87%
Total Investment
₹ 30,00,000
Returns
₹ 5,88,051 (6.87%)
Maturity Value
₹ 35,88,051
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 239.24 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹239.24 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 97.96% | ||
| Financial Services | 2.04% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() N Net Current Assets | 10.14% | |
![]() G GOI LOAN 7.1% 2034 | 9.44% | |
![]() P Piramal Finance Limited | 7.02% | |
![]() J Jtpm Metal TRaders Limited | 6.32% | |
![]() V Vedanta Limited | 5.99% | |
![]() A Aadhar Housing Finance Limited | 5.96% | |
![]() A Adani Power Limited | 5.94% | |
![]() T TPL-8.47%-20112026-NCD | 5.94% | |
![]() S SHIVSHAKTI SECURITISATION TRUST | 5.85% | |
![]() A Avanse Financial Services Limited | 5.75% | |
![]() E Eris Lifesciences Limited | 4.56% | |
![]() G GOI LOAN 7.18% 2033 | 4.04% | |
![]() 3 360 One Prime Limited | 3.95% | |
![]() A Aditya Birla Renewables Limited | 3.57% | |
![]() G GSGL-7.99%-26122028-NCD | 2.95% | |
![]() G GSGL-7.99%-26032029-NCD | 2.95% | |
![]() E Eris Lifesciences Limited | 2.58% | |
![]() I Indus Infra Trust | 2.04% | |
![]() 3 360 One Prime Limited | 1.98% | |
![]() S SDL UP 7.79% 2033 | 0.88% | |
![]() V Vedanta Limited | 0.79% | |
![]() G GOI LOAN 6.54% 2032 | 0.79% | |
![]() C Corporate Debt Market Devt Fund - A2 Units | 0.52% | |
![]() C Clearing Corporation Of India Ltd. Std - Margin | 0.04% | |
![]() G GOI LOAN 7.38% 2027 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 20.9370
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 500.00
AUM (in Cr.)
₹ 239.24
Expense Ratio
0.76%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 19.8098
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- For units in excess of 10% of the investment,1% will be charged for redemption within 365 days
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Anurag Mittal | B.Com (Hons),ACA,MSc in Accounting and Finance From London School of Economics. |
Fund Objective
The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
UTI Mutual Fund
No. of Schemes
66
Total AUM
₹ 2,50,394.39 Cr
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
Contact Details
UTI Towers, Gn Block,Bandra Kurla Complex,Bandra (East), Mumbai 400 051
FAQs
When was UTI Credit Risk Fund launched?
What is the current NAV of UTI Credit Risk Fund?
What is the AUM of UTI Credit Risk Fund?
What is the rate of return of UTI Credit Risk Fund?
- In the past 1Y: 5.76%
- In the past 3Y: 7.64%
- In the past 5Y: 6.87%
What is the expense ratio of UTI Credit Risk Fund?
What is exit load of UTI Credit Risk Fund?
How risky is investing in UTI Credit Risk Fund?
Who is the fund manager UTI Credit Risk Fund?
What is the minimum investment required in UTI Credit Risk Fund?
How to invest in UTI Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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