Add to Cart
Invest at 0% Commission in 1,500+ Direct Mutual Fund Schemes
Home
Mutual FundsSBI Credit Risk Fund Direct - GrowthS
SBI Credit Risk Fund Direct - Growth
45.04%
5 Year Absolute Returns4Morning Star
3Value Research
S
SBI Credit Risk Fund Direct - Growth
45.04%5 Year Absolute Returns
5 Year Absolute Returnsas on 24 Jul 2026
4Morning Star
3Value Research
SBI Credit Risk Fund Direct - Growth is a Debt mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹5,000. The fund manages total assets worth ₹2,172.90 crores, and the current NAV stands at ₹53.5123 as of 24 Jul 2026. The fund has delivered absolute returns of 7.66% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 8.48%. For 5 years it has given a CAGR of 7.72%. The expense ratio of the fund is 0.91%.
NAV ₹ 53.5123 (+0.01%)
CAGR 7.72%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.71 L
7.72%
Savings Account
Regular Funds
This Fund on Dhan
Total Investment
₹ 30,00,000
Returns
₹ 6,70,617 (7.72%)
Maturity Value
₹ 36,70,617
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 2,172.90 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹2,172.90 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ NaN
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 2,172.90
Expense Ratio
0.91%
Lock-in Period
No Lock in Period
52W Low NAV
₹ NaN
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
NIFTY Credit Risk Bond Index B-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Lokesh Mallya | MBA, CFA, FRM |
| Prashanth Sridhar | Chartered Accountant (CA) and Chartered Financial Analyst (CFA) |
Fund Objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
No. of Schemes
78
Total AUM
₹ 9,44,238.12 Cr
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Contact Details
022-617930009th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Open NFOs
Sorry, No Data Available at this Moment!
FAQs
When was SBI Credit Risk Fund launched?
SBI Credit Risk Fund was launched on 01 Jan 2013.
What is the current NAV of SBI Credit Risk Fund?
The current NAV of SBI Credit Risk Fund is ₹53.5123 as of 24 Jul 2026.
What is the AUM of SBI Credit Risk Fund?
The latest value of AUM of SBI Credit Risk Fund is ₹2,172.90 crores as of 24 Jul 2026.
What is the rate of return of SBI Credit Risk Fund?
The return on investment of SBI Credit Risk Fund is:
- In the past 1Y: 7.66%
- In the past 3Y: 8.48%
- In the past 5Y: 7.72%
What is the expense ratio of SBI Credit Risk Fund?
The expense ratio of SBI Credit Risk Fund is 0.91%.
What is exit load of SBI Credit Risk Fund?
The exit load of SBI Credit Risk Fund is as follows:
For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
How risky is investing in SBI Credit Risk Fund?
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of SBI Credit Risk Fund is Moderately High.
Who is the fund manager SBI Credit Risk Fund?
The fund manager of SBI Credit Risk Fund is Lokesh Mallya, Prashanth Sridhar.
What is the minimum investment required in SBI Credit Risk Fund?
If you wish to invest in SBI Credit Risk Fund, the minimum SIP amount is ₹500 and Lumpsum is ₹5,000.
How to invest in SBI Credit Risk Fund directly?
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in SBI Credit Risk Fund:
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.
