
SBI Credit Risk Fund Direct Growth
SBI Credit Risk Fund Direct Growth
as on 02 Nov 2026
SBI Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹54.2275 as of 02 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹2,182.00 Cr
- 5Y Returns (CAGR) : 7.62%
- Expense Ratio : 0.90%
- Min. SIP : ₹500
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.61 L
7.62%
Total Investment
₹ 30,00,000
Returns
₹ 6,60,780 (7.62%)
Maturity Value
₹ 36,60,780
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 2,182.00 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹2,182.00 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 96.07% | ||
| Industrials | 2.98% | ||
| Real Estate | 0.95% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() I Infopark Properties Limited | 4.86% | |
![]() R Renew Solar Energy (Jharkhand Five) Private Limited | 4.69% | |
![]() L LDL-7.87%-15092029-NCD | 4.64% | |
![]() H H.G. Infra Engineering Limited | 4.59% | |
![]() N Nj Capital Private Limited | 4.58% | |
![]() J Jtpm Metal TRaders Limited | 4.44% | |
![]() G GOI LOAN 6.68% 2040 | 4.42% | |
![]() R Renserv Global Private Limited | 3.70% | |
![]() J Jsw Kalinga Steel Limited | 3.55% | |
![]() A Aditya Birla Renewables Limited | 3.49% | |
![]() M Motilal Oswal Home Finance Limited | 3.48% | |
![]() G GOI LOAN 6.48% 2035 | 3.38% | |
![]() R Raajmarg Infra Investment Trust | 3.03% | |
![]() T Treps | 3.02% | |
![]() K Kogta Financial (India) Limited | 3.00% | |
![]() G GMR Airports Limited | 2.94% | |
![]() G GIPL 10.96% 2028 SR 1 | 2.76% | |
![]() N Net Receivable / Payable | 2.52% | |
![]() C Cube Highways Trust | 2.35% | |
![]() A Aditya Birla Real Estate Limited | 2.32% | |
![]() S SDL KA 7.47% 2036 | 2.30% | |
![]() S SIDBI-7.04%-09022029-NCD | 2.30% | |
![]() A Avanse Financial Services Limited | 2.27% | |
![]() G GOI TBILL 364D-28/01/27 | 2.24% | |
![]() N NBRD 7.01% 2029 SR 26D | 2.20% | |
![]() E Eris Lifesciences Limited | 2.09% | |
![]() E Eris Lifesciences Limited | 1.86% | |
![]() S Small Industries Development Bank Of India | 1.17% | |
![]() K Kotak Mahindra Prime Limited | 1.16% | |
![]() I ICFL 9.25% 2027 | 1.16% | |
![]() G GSGL-7.68%-28012028-NCD | 1.15% | |
![]() G GSGL-7.68%-28042028-NCD | 1.15% | |
![]() G GSGL-7.68%-28072028-NCD | 1.15% | |
![]() G GSGL-7.68%-27102028-NCD | 1.15% | |
![]() V Vertis Infrastructure Trust | 0.95% | |
![]() Y Yes Bank Limited | 0.92% | |
![]() S Sheela Foam Limited | 0.87% | |
![]() M Mahanagar Telephone Nigam Limited | 0.69% | |
![]() C Capital Infra Trust | 0.63% | |
![]() C Corporate Debt Market Development Fund-A2 | 0.39% | |
![]() S SDL MH 7.55% 2034 | 0.24% | |
![]() S SIDBI-7.49%-11062029-NCD | 0.23% | |
![]() N NABARD-7.62%-10052029-NCD | 0.00% | |
![]() N NBRD 7.44% 2029 SR 26F | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 54.3035
Min. SIP Amount
₹ 500.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 2,182.00
Expense Ratio
0.90%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 50.5474
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
NIFTY Credit Risk Bond Index B-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- For units in excess of 8% of the investment, exit load of 3% if redeemed within 12 months, 1.5% if redeemed after 12 months but within 24 months and 0.75% if redeemed after 24 months but within 36 months
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Lokesh Mallya | MBA, CFA, FRM |
| Prashanth Sridhar | Chartered Accountant (CA) and Chartered Financial Analyst (CFA) |
Fund Objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
SBI Mutual Fund
No. of Schemes
79
Total AUM
₹ 8,98,745.09 Cr
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
Contact Details
9th Floor,Crescenzo, C-39&39,G Block, Bandra kurla complex,Bandra (east), Mumbai-400 051.
FAQs
When was SBI Credit Risk Fund launched?
What is the current NAV of SBI Credit Risk Fund?
What is the AUM of SBI Credit Risk Fund?
What is the rate of return of SBI Credit Risk Fund?
- In the past 1Y: 7.14%
- In the past 3Y: 8.30%
- In the past 5Y: 7.62%
What is the expense ratio of SBI Credit Risk Fund?
What is exit load of SBI Credit Risk Fund?
How risky is investing in SBI Credit Risk Fund?
Who is the fund manager SBI Credit Risk Fund?
What is the minimum investment required in SBI Credit Risk Fund?
How to invest in SBI Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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