
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct Growth
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct Growth
as on 12 Nov 2026
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct Growth is a Solution Oriented mutual fund scheme launched on 28 Feb 2019. The current NAV stands at ₹20.2863 as of 12 Nov 2026. From the funds total AUM, its top holdings include GOI LOAN 6.48% 2035 at 13.52%, Treps at 12.18%, Net Current Assets at 6.46%, GOI LOAN 7.34% 2064 at 6.10%, GOI LOAN 6.94% 2036 at 5.30%
Scheme Overview
- Inception Date : 28 Feb 2019
- AUM : ₹94.05 Cr
- 5Y Returns (CAGR) : 8.64%
- Expense Ratio : 1.05%
- Min. SIP : ₹100
- Min. Lumpsum : ₹5,000
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 37.63 L
8.64%
Total Investment
₹ 30,00,000
Returns
₹ 7,62,681 (8.64%)
Maturity Value
₹ 37,62,681
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 94.05 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹94.05 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 79.04% | ||
| Consumer Cyclical | 4.80% | ||
| Basic Materials | 4.03% | ||
| Industrials | 3.75% | ||
| Financial Services | 3.22% | ||
| Consumer Defensive | 1.95% | ||
| Communication Services | 1.18% | ||
| Technology | 1.13% | ||
| Healthcare | 0.83% | ||
| Utilities | 0.07% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() G GOI LOAN 6.48% 2035 | 13.52% | |
![]() T Treps | 12.18% | |
![]() N Net Current Assets | 6.46% | |
![]() G GOI LOAN 7.34% 2064 | 6.10% | |
![]() G GOI LOAN 6.94% 2036 | 5.30% | |
![]() N National Bank For Agriculture And Rural Development | 5.30% | |
![]() G GOI LOAN 6.68% 2040 | 5.04% | |
![]() R Rec Limited | 4.33% | |
![]() G GOI LOAN 6.90% 2065 | 3.84% | |
![]() N NIRMA-8.5%-07042027-NCD | 3.70% | |
![]() P Power Finance Corporation Limited | 2.14% | |
![]() V Vedanta Limited | 2.13% | |
![]() Y Yes Bank Limited | 2.10% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 1.88% | |
![]() 6 6.45% Govt Stock 2034 | 1.77% | |
![]() L Larsen & Toubro | 1.54% | |
![]() M Mahindra & Mahindra | 1.41% | |
![]() I Indian Railway Finance Corporation Limited | 1.37% | |
![]() H Hindustan Aeronautics | 1.22% | |
![]() K Kotak Bank | 1.21% | |
![]() B Bajaj Auto | 1.20% | |
![]() B Bharti Hexacom | 1.18% | |
![]() T Titan | 1.13% | |
![]() T Tech Mahindra | 1.13% | |
![]() S Samvardhana Motherson International | 1.07% | |
![]() S SIDBI-7.34%-26022029-NCD | 1.06% | |
![]() A Aavas Financiers | 1.05% | |
![]() I Interglobe Aviation | 0.99% | |
![]() J Jindal Steel | 0.97% | |
![]() H HDFC Bank | 0.96% | |
![]() T Tata Consumer Products | 0.87% | |
![]() V Vedanta Aluminium Metal | 0.87% | |
![]() P Pfizer | 0.83% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.81% | |
![]() T Tata Steel | 0.73% | |
![]() J JSW Dulux | 0.73% | |
![]() R Radico Khaitan | 0.65% | |
![]() J Jindal Stainless | 0.63% | |
![]() B Britannia Industries | 0.43% | |
![]() V Vedanta Power | 0.07% | |
![]() V Vedanta Oil & Gas | 0.06% | |
![]() V Vedanta Iron & Steel | 0.04% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.01% | |
![]() P Power Finance Corporation Limited | 0.00% | |
![]() S Summit Digitel Infrastructure Limited | 0.00% | |
![]() V Vedanta | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 20.4480
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 5,000.00
AUM (in Cr.)
₹ 94.05
Expense Ratio
1.05%
Lock-in Period
5.0 Years
52W Low NAV
₹ 19.1889
Inception Date
28 Feb 2019
Fund Age
7 Yrs
Benchmark
Nifty 50 Hybrid Composite Debt 15:85 Conservative
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- No charges for withdrawal
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Darshil Dedhia | CA and B.Com |
| Rohit Lakhotia | Bachelor of Technology (Honors) Electrical Engineering from NIT Rourkela and MBA from IndianInstitute of Management (IIM), Mumbai and Chartered Financial Analyst (CFA) |
| Manasvi Shah | CA, B.Com, CFA Level - 2 |
Fund Objective
To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
ICICI Prudential Mutual Fund
No. of Schemes
103
Total AUM
₹ 9,97,946.15 Cr
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
FAQs
When was ICICI Prudential Retirement Fund Hybrid Conservative launched?
What is the current NAV of ICICI Prudential Retirement Fund Hybrid Conservative?
What is the AUM of ICICI Prudential Retirement Fund Hybrid Conservative?
What is the rate of return of ICICI Prudential Retirement Fund Hybrid Conservative?
- In the past 1Y: 4.47%
- In the past 3Y: 9.79%
- In the past 5Y: 8.64%
What is the expense ratio of ICICI Prudential Retirement Fund Hybrid Conservative?
What is exit load of ICICI Prudential Retirement Fund Hybrid Conservative?
What is the portfolio of ICICI Prudential Retirement Fund Hybrid Conservative?
- Larsen & Toubro: 1.54%
- Mahindra & Mahindra: 1.41%
- Hindustan Aeronautics: 1.22%
- Kotak Bank: 1.21%
- Bajaj Auto: 1.20%
Top 3 sectoral holdings include:
- Others: 79.04%
- Consumer Cyclical: 4.80%
- Basic Materials: 4.03%
How risky is investing in ICICI Prudential Retirement Fund Hybrid Conservative?
Who is the fund manager ICICI Prudential Retirement Fund Hybrid Conservative?
What is the minimum investment required in ICICI Prudential Retirement Fund Hybrid Conservative?
How to invest in ICICI Prudential Retirement Fund Hybrid Conservative directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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