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Mutual FundsHDFC Credit Risk Debt Fund Direct - GrowthH
HDFC Credit Risk Debt Fund Direct - Growth
41.61%
5 Year Absolute Returns4Morning Star
2Value Research
H
HDFC Credit Risk Debt Fund Direct - Growth
41.61%5 Year Absolute Returns
5 Year Absolute Returnsas on 17 Jul 2026
4Morning Star
2Value Research
HDFC Credit Risk Debt Fund Direct - Growth is a Debt mutual fund scheme launched on 25 Mar 2014. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100. The fund manages total assets worth ₹7,693.35 crores, and the current NAV stands at ₹28.0614 as of 17 Jul 2026. The fund has delivered absolute returns of 7.28% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 8.23%. For 5 years it has given a CAGR of 7.21%. The expense ratio of the fund is 1.01%.
NAV ₹ 28.0614 (+0.04%)
CAGR 7.21%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.21 L
7.21%
Savings Account
Regular Funds
This Fund on Dhan
Total Investment
₹ 30,00,000
Returns
₹ 6,20,795 (7.21%)
Maturity Value
₹ 36,20,795
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
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Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 7,693.35 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹7,693.35 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ NaN
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 7,693.35
Expense Ratio
1.01%
Lock-in Period
No Lock in Period
52W Low NAV
₹ NaN
Inception Date
25 Mar 2014
Fund Age
12 Yrs
Benchmark
NIFTY Credit Risk Bond Index B-II
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Praveen Jain | B.Com. (Hons.), Chartered Accountant, CFA(CFA Institute) |
| Dhruv Muchhal | CFA (CFA Institute); Chartered Accountant, B Com. from University of Mumbai |
| Bhavyesh Divecha | CFA - L3 (CFA Institute, USA), PGDM (IIM - Ahmedabad), B.E. Computers,(Mumbai University) |
Fund Objective
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
HDFC Mutual Fund
No. of Schemes
82
Total AUM
₹ 9,09,060.34 Cr
Contact Details
HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Contact Details
022 - 6631 6333HDFC House, 2nd Flr, H.T.Parekh Marg,165-166, Backbay Reclamation,Churchgate, Mumbai - 400 020.
Open NFOs
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FAQs
When was HDFC Credit Risk Debt Fund launched?
HDFC Credit Risk Debt Fund was launched on 25 Mar 2014.
What is the current NAV of HDFC Credit Risk Debt Fund?
The current NAV of HDFC Credit Risk Debt Fund is ₹28.0614 as of 17 Jul 2026.
What is the AUM of HDFC Credit Risk Debt Fund?
The latest value of AUM of HDFC Credit Risk Debt Fund is ₹7,693.35 crores as of 17 Jul 2026.
What is the rate of return of HDFC Credit Risk Debt Fund?
The return on investment of HDFC Credit Risk Debt Fund is:
- In the past 1Y: 7.28%
- In the past 3Y: 8.23%
- In the past 5Y: 7.21%
What is the expense ratio of HDFC Credit Risk Debt Fund?
The expense ratio of HDFC Credit Risk Debt Fund is 1.01%.
What is exit load of HDFC Credit Risk Debt Fund?
The exit load of HDFC Credit Risk Debt Fund is as follows:
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
How risky is investing in HDFC Credit Risk Debt Fund?
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of HDFC Credit Risk Debt Fund is Moderately High.
Who is the fund manager HDFC Credit Risk Debt Fund?
The fund manager of HDFC Credit Risk Debt Fund is Praveen Jain, Dhruv Muchhal, Bhavyesh Divecha.
What is the minimum investment required in HDFC Credit Risk Debt Fund?
If you wish to invest in HDFC Credit Risk Debt Fund, the minimum SIP amount is ₹100 and Lumpsum is ₹100.
How to invest in HDFC Credit Risk Debt Fund directly?
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in HDFC Credit Risk Debt Fund:
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.
