
DSP Credit Risk Fund Direct - Growth
DSP Credit Risk Fund Direct - Growth
as on 24 Jul 2026
DSP Credit Risk Fund Direct - Growth is a Debt mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹100 or a lumpsum investment of ₹100. The fund manages total assets worth ₹287.46 crores, and the current NAV stands at ₹60.3729 as of 24 Jul 2026. The fund has delivered absolute returns of 10.73% in the past 1 year. For the last 3 years the fund has delivered a CAGR of 16.84%. For 5 years it has given a CAGR of 13.25%. The expense ratio of the fund is 0.34%.
NAV ₹ 60.3729 (+0.04%)
CAGR 13.25%
NAV
NIFTY50
NAV
NIFTY50
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 42.70 L
13.25%
Total Investment
₹ 30,00,000
Returns
₹ 12,69,750 (13.25%)
Maturity Value
₹ 42,69,750
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
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Returns vs Category
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*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 287.46 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹287.46 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
Sorry, No Data Available at this Moment!
Stock Holdings
Sorry, No Data Available at this Moment!
Fund Comparison
Fund Details
52W High NAV
₹ NaN
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 287.46
Expense Ratio
0.34%
Lock-in Period
No Lock in Period
52W Low NAV
₹ NaN
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 3%, if redeemed within 12 months.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Vivek Ramakrishnan | PhD, University of Southern California, 1993 BTECH, IIT Madras 1988 |
| Shalini Vasanta | MBA (Finance); BA (Economics & Statistics Hons) |
| Kunal Khudania | Chartered Accountant B.Com (Honors) |
Fund Objective
An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
DSP Mutual Fund
No. of Schemes
57
Total AUM
₹ 2,23,072.63 Cr
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Open NFOs
Sorry, No Data Available at this Moment!
FAQs
When was DSP Credit Risk Fund launched?
What is the current NAV of DSP Credit Risk Fund?
What is the AUM of DSP Credit Risk Fund?
What is the rate of return of DSP Credit Risk Fund?
- In the past 1Y: 10.73%
- In the past 3Y: 16.84%
- In the past 5Y: 13.25%
What is the expense ratio of DSP Credit Risk Fund?
What is exit load of DSP Credit Risk Fund?
How risky is investing in DSP Credit Risk Fund?
Who is the fund manager DSP Credit Risk Fund?
What is the minimum investment required in DSP Credit Risk Fund?
How to invest in DSP Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.



