
DSP Dynamic Asset Allocation Fund Direct Growth
DSP Dynamic Asset Allocation Fund Direct Growth
as on 30 Oct 2026
DSP Dynamic Asset Allocation Fund Direct Growth is a Hybrid mutual fund scheme launched on 06 Feb 2014. The current NAV stands at ₹32.5290 as of 30 Oct 2026. From the funds total AUM, its top holdings include Cash Offset For Derivatives at 22.49%, ICICI Bank at 5.88%, HDFC Bank at 5.04%, Axis Bank at 3.58%, Treps / Reverse Repo Investments at 3.37%
Scheme Overview
- Inception Date : 06 Feb 2014
- AUM : ₹3,703.78 Cr
- 5Y Returns (CAGR) : 8.33%
- Expense Ratio : 1.04%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 37.31 L
8.33%
Total Investment
₹ 30,00,000
Returns
₹ 7,31,340 (8.33%)
Maturity Value
₹ 37,31,340
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 3,703.78 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹3,703.78 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 31 May 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 41.99% | ||
| Financial Services | 30.03% | ||
| Consumer Cyclical | 5.73% | ||
| Healthcare | 3.37% | ||
| Consumer Defensive | 3.31% | ||
| Basic Materials | 3.25% | ||
| Utilities | 3.24% | ||
| Technology | 3.24% | ||
| Communication Services | 2.67% | ||
| Industrials | 2.31% | ||
| Energy | 0.86% |
Stock Holdings
as of 31 May 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() C Cash Offset For Derivatives | 22.49% | |
![]() I ICICI Bank | 5.88% | |
![]() H HDFC Bank | 5.04% | |
![]() A Axis Bank | 3.58% | |
![]() T Treps / Reverse Repo Investments | 3.37% | |
![]() G GOI LOAN 7.32% 2030 | 2.94% | |
![]() I Icici Bank Limited Jun26 | 2.53% | |
![]() I Icici Bank Limited | 2.51% | |
![]() H Hdfc Bank Limited | 2.36% | |
![]() H Hdfc Bank Limited Jun26 | 2.35% | |
![]() B Bandhan Bank Limited Jun26 | 2.24% | |
![]() B Bandhan Bank | 2.21% | |
![]() T Tata Power Company Limited Jun26 | 2.12% | |
![]() T Tata Power | 2.12% | |
![]() S State Bank of India | 1.92% | |
![]() B Bharti Airtel Limited Jun26 | 1.92% | |
![]() B Bharti Airtel | 1.90% | |
![]() K Kotak Bank | 1.85% | |
![]() G GOI LOAN 7.06% 2028 | 1.68% | |
![]() M Mahindra & Mahindra | 1.61% | |
![]() B Bharti Airtel Limited | 1.61% | |
![]() H Hindalco Industries Limited Jun26 | 1.47% | |
![]() H Hindalco Industries | 1.45% | |
![]() C Cipla | 1.43% | |
![]() N NABARD-7.48%-15092028-NCD | 1.43% | |
![]() T Titan Company Limited Jun26 | 1.41% | |
![]() S SBI Life Insurance | 1.40% | |
![]() T Titan | 1.40% | |
![]() G GOI LOAN 7.17% 2030 | 1.40% | |
![]() S State Bank Of India Jun26 | 1.38% | |
![]() R Rural Electrification Corporation Limited | 1.38% | |
![]() B Bajaj Finance Limited | 1.37% | |
![]() S State Bank Of India | 1.37% | |
![]() B Bank Of Baroda Jun26 | 1.36% | |
![]() B Bank of Baroda | 1.34% | |
![]() H HDFC Securities Limited | 1.34% | |
![]() L LICH 7.07% 2030 SR TR455 | 1.33% | |
![]() G GOI LOAN 7.24% 2055 | 1.33% | |
![]() G GOI LOAN 6.48% 2035 | 1.33% | |
![]() H Hindustan Aeronautics Limited Jun26 | 1.33% | |
![]() L LG Electronics | 1.32% | |
![]() H Hindustan Aeronautics | 1.31% | |
![]() H HDFC Life Insurance | 1.29% | |
![]() M Mankind Pharma | 1.28% | |
![]() N NTPC | 1.12% | |
![]() A Axis Bank Limited Jun26 | 1.10% | |
![]() A Axis Bank Limited | 1.09% | |
![]() B Bajaj Finserv | 1.05% | |
![]() T TOPL-7.60%-19012029-NCD | 1.05% | |
![]() L Larsen & Toubro Limited Jun26 | 1.00% | |
![]() L Larsen & Toubro | 0.99% | |
![]() S SIDBI-7.34%-26022029-NCD | 0.99% | |
![]() H Hindustan Unilever | 0.99% | |
![]() P PNB Housing Finance | 0.94% | |
![]() C Coforge | 0.94% | |
![]() T Tata Steel | 0.92% | |
![]() T Tata Steel Limited Jun26 | 0.92% | |
![]() E Eternal | 0.91% | |
![]() C Century Plyboards | 0.88% | |
![]() B Bharat Petroleum | 0.86% | |
![]() T Tata Capital | 0.82% | |
![]() I ITC | 0.81% | |
![]() M Max Financial Services | 0.81% | |
![]() S Samvardhana Motherson International | 0.77% | |
![]() I INDIA UNIVERSAL TRUST AL1 | 0.77% | |
![]() I Info Edge | 0.76% | |
![]() M Muthoot Finance Limited | 0.73% | |
![]() M Muthoot Finance Limited | 0.73% | |
![]() C CIFCL-8.4%-18092027-NCD | 0.72% | |
![]() K Kotak Mahindra Bank Limited Jun26 | 0.72% | |
![]() N NBFID-7.43%-04072034-NCD | 0.71% | |
![]() B Bharti Telecom Limited | 0.71% | |
![]() K Kotak Mahindra Bank Limited | 0.71% | |
![]() M MFL-7.88%-22112028-NCD | 0.70% | |
![]() R Rural Electrification Corporation Limited | 0.70% | |
![]() B Bajaj Finance Limited | 0.70% | |
![]() N NABARD-6.66%-12102028-NCD | 0.69% | |
![]() E Emami | 0.69% | |
![]() P PFCL-7.45%-15072028-NCD | 0.69% | |
![]() M MFL-7.85%-22022029-NCD | 0.68% | |
![]() N NHB-7.59%-14072027-NCD | 0.68% | |
![]() C Cash Margin | 0.67% | |
![]() S Syngene International | 0.66% | |
![]() N NBFID-7.04%-07042035-NCD | 0.66% | |
![]() H HDFC Bank Limited | 0.65% | |
![]() L LIC of India | 0.65% | |
![]() N Net Receivables/Payables | 0.65% | |
![]() H HDFC Bank Limited | 0.64% | |
![]() P Punjab National Bank Jun26 | 0.64% | |
![]() P Punjab National Bank | 0.63% | |
![]() I Infosys | 0.52% | |
![]() M Mrs. Bectors Food | 0.48% | |
![]() T Tata Consultancy Services | 0.46% | |
![]() T Tata Motors | 0.43% | |
![]() H Hyundai Motor India | 0.37% | |
![]() R Radico Khaitan | 0.35% | |
![]() L La Opala RG | 0.25% | |
![]() C Canara HSBC Life Insurance Company | 0.21% | |
![]() S Shriram Finance | 0.21% | |
![]() B BTL-7.40%-01022029-NCD | 0.20% | |
![]() N Niva Bupa Health Insurance Company | 0.17% | |
![]() P PFCL-7.38%-15012032-NCD | 0.00% | |
![]() P PFCL-6.59%-15102030-NCD | 0.00% | |
![]() N NBRD 7.01% 2029 SR 26D | 0.00% | |
![]() K Kirloskar Oil Engines | 0.00% | |
![]() G GAIL | 0.00% | |
![]() G GOI LOAN 6.79% 2034 | 0.00% | |
![]() J JNK India | 0.00% | |
![]() I Indigo Paints | 0.00% | |
![]() A Aequs | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 3,703.78
Expense Ratio
1.04%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
06 Feb 2014
Fund Age
12 Yrs
Benchmark
CRISIL Hybrid 50+50 - Moderate Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 1 months.
Tax Implication
- If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%
Fund Managers
| Name | Qualification |
|---|---|
| Rohit Singhania | B.Com. MMS |
| Preethi R S | MBA , IIM Kozhikode, BE , Computer Science , RVCE , Bengaluru |
| Shantanu Godambe | CFA, MS(Finance), B.Com |
| Kaivalya Nadkarni | CA, B.Com |
Fund Objective
The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies. However, there can be no assurance that the investment objective of the scheme will be realized.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
DSP Mutual Fund
No. of Schemes
57
Total AUM
₹ 2,21,612.59 Cr
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
Contact Details
The Ruby, 25th Floor, 29, SenapatiBapat Marg, Dadar (West),Mumbai - 400028.
FAQs
When was DSP Dynamic Asset Allocation Fund launched?
What is the current NAV of DSP Dynamic Asset Allocation Fund?
What is the AUM of DSP Dynamic Asset Allocation Fund?
What is the rate of return of DSP Dynamic Asset Allocation Fund?
- In the past 1Y: 0.25%
- In the past 3Y: 10.26%
- In the past 5Y: 8.33%
What is the expense ratio of DSP Dynamic Asset Allocation Fund?
What is exit load of DSP Dynamic Asset Allocation Fund?
What is the portfolio of DSP Dynamic Asset Allocation Fund?
- ICICI Bank: 5.88%
- HDFC Bank: 5.04%
- Axis Bank: 3.58%
- Icici Bank Limited: 2.51%
- Hdfc Bank Limited: 2.36%
Top 3 sectoral holdings include:
- Others: 88.28%
- Financial Services: 30.03%
- Consumer Cyclical: 5.73%
How risky is investing in DSP Dynamic Asset Allocation Fund?
Who is the fund manager DSP Dynamic Asset Allocation Fund?
What is the minimum investment required in DSP Dynamic Asset Allocation Fund?
How to invest in DSP Dynamic Asset Allocation Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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