
Aditya Birla Sun Life Credit Risk Fund Direct Growth
Aditya Birla Sun Life Credit Risk Fund Direct Growth
as on 30 Oct 2026
Aditya Birla Sun Life Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 17 Apr 2015. The current NAV stands at ₹28.1555 as of 30 Oct 2026.
Scheme Overview
- Inception Date : 17 Apr 2015
- AUM : ₹1,721.71 Cr
- 5Y Returns (CAGR) : 10.77%
- Expense Ratio : 0.80%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 39.87 L
10.77%
Total Investment
₹ 30,00,000
Returns
₹ 9,87,131 (10.77%)
Maturity Value
₹ 39,87,131
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 1,721.71 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹1,721.71 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 93.45% | ||
| Real Estate | 2.47% | ||
| Utilities | 2.10% | ||
| Financial Services | 1.58% | ||
| Industrials | 0.40% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() N NABARD-7.48%-15092028-NCD | 5.29% | |
![]() J Jubilant Bevco Limited | 5.04% | |
![]() G GOI LOAN 6.48% 2035 | 4.52% | |
![]() G GOI LOAN 6.68% 2040 | 4.36% | |
![]() J Jtpm Metal TRaders Limited | 4.03% | |
![]() G GMR Airports Limited | 3.82% | |
![]() C Clearing Corporation Of India Limited | 3.67% | |
![]() S SIDBI-6.66%-25102028-NCD | 3.46% | |
![]() H Hinduja Leyland Finance Limited | 2.43% | |
![]() N NABARD-6.66%-12102028-NCD | 2.43% | |
![]() K Kogta Financial (India) Limited | 2.27% | |
![]() G GIPL 10.96% 2028 SR 1 | 2.23% | |
![]() V Vedanta Limited | 2.13% | |
![]() V Vedanta Limited | 2.11% | |
![]() N Narayana Hrudayalaya Limited | 2.11% | |
![]() H HHFL-8.32%-30082027-NCD | 2.11% | |
![]() J JSW Energy Limited | 2.11% | |
![]() S Sis Limited | 2.10% | |
![]() I IndiGrid Infrastructure Trust | 2.10% | |
![]() O Oxyzo Financial Services Limited | 2.09% | |
![]() A Adani Power Limited | 2.05% | |
![]() I IKF Finance Limited | 2.05% | |
![]() H Hinduja Housing Finance Limited | 2.04% | |
![]() S SK Finance Limited | 1.90% | |
![]() S SDL TS 7.95% 2035 | 1.79% | |
![]() S SDL AP 7.82% 2035 | 1.78% | |
![]() P Power Finance Corporation Limited | 1.77% | |
![]() N NBRD 7.44% 2029 SR 26F | 1.76% | |
![]() A Avanse Financial Services Limited | 1.76% | |
![]() N NBRD 7.27% 2029 SR 26C | 1.75% | |
![]() B Bajaj Housing Finance Limited | 1.74% | |
![]() I Indus Infra Trust | 1.58% | |
![]() N Nuvama Wealth Finance Limited | 1.56% | |
![]() I IKF Finance Limited | 1.52% | |
![]() A Avanse Financial Services Limited | 1.41% | |
![]() J JSW Energy Limited | 1.38% | |
![]() N Nexus Select Trust REIT | 1.32% | |
![]() A Adani Airport Holdings Limited | 1.25% | |
![]() E Embassy Office Parks REIT | 1.16% | |
![]() T TPL-8.35%-22072027-NCD | 1.06% | |
![]() G GMR Airports Limited | 0.97% | |
![]() E Eris Lifesciences Limited | 0.95% | |
![]() E Eris Lifesciences Limited | 0.95% | |
![]() N NBFID-7.15%-28032035-NCD | 0.89% | |
![]() V Vedanta Limited | 0.71% | |
![]() A Adani Power Limited | 0.70% | |
![]() P PFCL-6.59%-15102030-NCD | 0.69% | |
![]() N Net Receivables / (Payables) | 0.63% | |
![]() I IRB InvIT Fund | 0.40% | |
![]() R Raajmarg Infra Investment Trust | 0.40% | |
![]() C CIFCL 8.66% 2033 SR SD79 | 0.35% | |
![]() S Sbi - Corporate Debt Market Development Fund - A2 Units | 0.25% | |
![]() S SDL TN 7.46% 2035 | 0.16% | |
![]() S SDL RJ 7.49% 2036 | 0.10% | |
![]() P Power Finance Corporation Limited | 0.08% | |
![]() I IRFCL-7.25%-17012035-NCD | 0.00% | |
![]() G GOI LOAN 7.1% 2034 | 0.00% |
Fund Comparison
Fund Details
52W High NAV
-
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 1,721.71
Expense Ratio
0.80%
Lock-in Period
No Lock in Period
52W Low NAV
-
Inception Date
17 Apr 2015
Fund Age
11 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1%, if redeemed within 1 Year.
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Sunaina da Cunha | B.Com,MBA (FMS,Delhi),CFA |
| Mohit Sharma | B Tech (IIT - Madras) and PGDCM (IIM Calcutta). |
Fund Objective
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
Aditya Birla Sun Life Mutual Fund
No. of Schemes
81
Total AUM
₹ 4,01,694.60 Cr
Contact Details
One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013
Contact Details
One World Centre,Tower 1,17th Flr,Jupiter Mills,senapati BapatMarg,Elphinstone Road, Mumbai 400013
FAQs
When was Aditya Birla Sun Life Credit Risk Fund launched?
What is the current NAV of Aditya Birla Sun Life Credit Risk Fund?
What is the AUM of Aditya Birla Sun Life Credit Risk Fund?
What is the rate of return of Aditya Birla Sun Life Credit Risk Fund?
- In the past 1Y: 11.12%
- In the past 3Y: 12.89%
- In the past 5Y: 10.77%
What is the expense ratio of Aditya Birla Sun Life Credit Risk Fund?
What is exit load of Aditya Birla Sun Life Credit Risk Fund?
How risky is investing in Aditya Birla Sun Life Credit Risk Fund?
Who is the fund manager Aditya Birla Sun Life Credit Risk Fund?
What is the minimum investment required in Aditya Birla Sun Life Credit Risk Fund?
How to invest in Aditya Birla Sun Life Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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