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Franklin India Retirement Fund Direct - Growth

Solution OrientedRetirement Fund
47.29%profit5 Y Returns

as on 08 Jul 2026

5Morning Star
Overview
Direct vs Regular
Returns Comparison
Historical Data
Holdings
Fund Details
AMC Details
FAQs
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Franklin India Retirement Fund Direct - Growth is a Solution Oriented mutual fund scheme launched on 01 Jan 2013. Investors can begin their investment journey with a minimum SIP of ₹500 or a lumpsum investment of ₹500.

NAV ₹ 240.3937 (-0.88%)

CAGR 8.05%

NAV

NIFTY50

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basis annualised returns

Investment Type

SIP Amount

Investment Period

5Y

₹ 32.73 L

3.50%

₹ 36.98 L

8.00%

₹ 37.03 L

8.05%

Savings Account
Regular Funds
This Fund on Dhan

Total Investment

₹ 30,00,000

Returns

₹ 7,03,312 (8.05%)

Maturity Value

₹ 37,03,312

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Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.

Direct vs Regular Returns

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Returns vs Category

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*The above returns are absolute

Returns Vs Nifty 50

Historical Returns

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Start SIP with as Low as ₹100.

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Historical NAV

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1 Month
3 Months
6 Months
1 Year
3 Years
5 Years
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Asset Allocation

AUM

₹ 492.20 Cr

Cash Holding

-

Equity

-

Cash

-

Debt

-

Other

-

Sector Holdings

No data

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Stock Holdings

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Fund Comparison

Fund Details

52W High NAV

₹ 244.9889

Min. SIP Amount

₹ 500.00

Min. Lumpsum Amount

₹ 500.00

AUM (in Cr.)

₹ 492.20

Expense Ratio

1.21%

Lock-in Period

5.0 Years

52W Low NAV

₹ 230.5828

Inception Date

01 Jan 2013

Fund Age

13 Yrs

Benchmark

CRISIL Short Term Debt Hybrid 60+40 Index

Scheme Type

Open Ended

Stamp Duty

0.005% (from July 1st 2020)

Exit Load

  • Exit load of 3% if redeemed before the age of 58 yrs.

Tax Implication

  • If you redeem within 1 year, STCG are taxed at 20%; If you redeem after 1 year, and returns exceed ₹1.25 Lakhs in a financial year, LTCG are taxed at 12.5%

Fund Managers

NameQualification
Ajay Argal
B. Tech (IIT Mumbai), PGDM (IIM Banglore)
Pallab Roy
MBA (Fin.), M.Com.,
Anuj Tagra
Graduate of Guru Gobind Singh Indraprastha University and MBA from Narsee Manjee Institute of Management Studies
Rajasa Kakulavarapu
B.Tech. (ECE) from NIT, Jaipur and MBA from Indian Institute of Management, Ahmedabad

Fund Objective

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Risk-O-Meter

Investors understand that their principal will be at

Moderately High Risk

Risk Scale

Low

Moderately Low

Moderate

Moderately High

High

Very High

AMC Information

Franklin Templeton Mutual Fund

No. of Schemes

36

Total AUM

₹ 1,25,826.98 Cr

Contact Details

globewww.franklintempletonindia.com
phone022-67519100
twitter@FTIIndia
address

Tower 2, 12th and 13h Floor,Senapati Bapat Marg,Elphinstone Road(West), Mumbai-400013

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FAQs

Franklin India Retirement Fund was launched on 01 Jan 2013.
The current NAV of Franklin India Retirement Fund is ₹240.3937 as of 08 Jul 2026.
The latest value of AUM of Franklin India Retirement Fund is ₹492.20 crores as of 08 Jul 2026.
The return on investment of Franklin India Retirement Fund is:
  • In the past 1Y: 0.44%
  • In the past 3Y: 9.23%
  • In the past 5Y: 8.05%
The expense ratio of Franklin India Retirement Fund is 1.21%.
The exit load of Franklin India Retirement Fund is as follows:
Exit load of 3% if redeemed before the age of 58 yrs.
The portfolio of Franklin India Retirement Fund includes:
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Top 3 sectoral holdings include:
On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of Franklin India Retirement Fund is Moderately High.
The fund manager of Franklin India Retirement Fund is Ajay Argal, Pallab Roy, Anuj Tagra, Rajasa Kakulavarapu.
If you wish to invest in Franklin India Retirement Fund, the minimum SIP amount is ₹500 and Lumpsum is ₹500.
You can easily invest in mutual funds at 0% commission on Dhan. Here's how you can directly invest in Franklin India Retirement Fund:
  • Open Demat Account on Dhan if you don't have one.
  • Analyze the fund performance.
  • Invest via SIP or Lumpsum.
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