
ICICI Prudential Credit Risk Fund Direct Growth
ICICI Prudential Credit Risk Fund Direct Growth
as on 03 Nov 2026
ICICI Prudential Credit Risk Fund Direct Growth is a Debt mutual fund scheme launched on 01 Jan 2013. The current NAV stands at ₹38.7567 as of 03 Nov 2026.
Scheme Overview
- Inception Date : 01 Jan 2013
- AUM : ₹6,280.71 Cr
- 5Y Returns (CAGR) : 7.91%
- Expense Ratio : 0.80%
- Min. SIP : ₹100
- Min. Lumpsum : ₹100
Returns Calculator
basis annualised returns
Investment Type
SIP Amount
Investment Period
5Y
₹ 32.73 L
3.50%
₹ 36.98 L
8.00%
₹ 36.89 L
7.91%
Total Investment
₹ 30,00,000
Returns
₹ 6,89,397 (7.91%)
Maturity Value
₹ 36,89,397
Disclaimer: Fixed deposits offer guaranteed returns. Mutual fund investments carry market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns.
Direct vs Regular Returns
Sorry, No Data Available at this Moment!
Returns vs Category
Sorry, No Data Available at this Moment!
*The above returns are absolute
Returns Vs Nifty 50
Historical Returns
Sorry, No Data Available at this Moment!
Start SIP with as Low as ₹100.
Historical NAV
Sorry, No Data Available at this Moment!
Asset Allocation
AUM
₹ 6,280.71 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Asset Allocation
AUM
₹6,280.71 Cr
Cash Holding
-
Equity
-
Cash
-
Debt
-
Other
-
Sector Holdings
as of 15 Jun 2026
| Sectors | Allocation | Weightage | Value (in Cr.) |
|---|---|---|---|
| Other | 91.39% | ||
| Real Estate | 5.71% | ||
| Financial Services | 1.50% | ||
| Industrials | 1.40% |
Stock Holdings
as of 15 Jun 2026
| Name | Allocation | Weightage |
|---|---|---|
![]() J Jtpm Metal TRaders Limited | 3.96% | |
![]() E Embassy Office Parks REIT | 3.82% | |
![]() V Vedanta Limited | 3.24% | |
![]() A Adani Enterprises Limited | 3.23% | |
![]() K Keystone Realtors Limited | 3.21% | |
![]() B Bamboo Hotel And Global Centre (Delhi) Private Limited | 3.00% | |
![]() T Treps | 2.96% | |
![]() A Adani Power Limited | 2.82% | |
![]() N NIRMA-8.5%-07042027-NCD | 2.43% | |
![]() H Hiranandani Financial Services Private Limited | 2.40% | |
![]() G GOI LOAN 6.94% 2036 | 2.04% | |
![]() S Sis Limited | 2.01% | |
![]() L Lodha Developers Limited | 1.94% | |
![]() I Indostar Capital Finance Limited | 1.62% | |
![]() N NABARD-7.48%-15092028-NCD | 1.62% | |
![]() N Nuvama Wealth And Investment Limited | 1.62% | |
![]() J JM Financial Home Loans Limited | 1.62% | |
![]() K Kalpataru Projects International Limited | 1.61% | |
![]() 3 360 One Prime Limited | 1.61% | |
![]() T TVS Credit Services Limited | 1.56% | |
![]() G GOI LOAN 6.48% 2035 | 1.56% | |
![]() H HDFC Bank Limited | 1.53% | |
![]() K Kogta Financial (India) Limited | 1.53% | |
![]() C Capital Infra Trust | 1.40% | |
![]() M Mindspace Business Parks REIT | 1.23% | |
![]() V Vedanta Limited | 1.22% | |
![]() K Kogta Financial (India) Limited | 1.21% | |
![]() S SIDBI-6.74%-10012029-NCD | 1.19% | |
![]() P Prism Johnson Limited | 1.13% | |
![]() P Prism Johnson Limited | 1.13% | |
![]() N National Bank For Agriculture And Rural Development | 1.05% | |
![]() A AShiana Housing Limited | 1.03% | |
![]() I Indus Infra Trust | 1.01% | |
![]() A Aadharshila Infratech Private Limited | 0.97% | |
![]() B Bajaj Housing Finance Limited | 0.82% | |
![]() I Indostar Capital Finance Limited | 0.81% | |
![]() P PFL-9.15%-17062027-NCD | 0.81% | |
![]() P PFCL-7.45%-15072028-NCD | 0.81% | |
![]() L Lodha Developers Limited | 0.81% | |
![]() O Oberoi Realty Limited | 0.81% | |
![]() A Avanse Financial Services Limited | 0.81% | |
![]() A Avanse Financial Services Limited | 0.81% | |
![]() C Creamline Dairy Products Limited | 0.81% | |
![]() 3 360 One Prime Limited | 0.81% | |
![]() N Narayana Hrudayalaya Limited | 0.81% | |
![]() H Hampi Expressways Private Limited | 0.80% | |
![]() S SDL MH 7.24% 2034 | 0.79% | |
![]() S SDL TN 7.26% 2035 | 0.79% | |
![]() C Creamline Dairy Products Limited | 0.79% | |
![]() S SDL UP 7.24% 2036 | 0.79% | |
![]() A APtus Value Housing Finance India Limited | 0.78% | |
![]() P Punjab National Bank | 0.77% | |
![]() H HDFC Bank Ltd | 0.77% | |
![]() N Net Current Assets | 0.76% | |
![]() G GOI LOAN 7.34% 2064 | 0.75% | |
![]() G GOI LOAN 6.90% 2065 | 0.74% | |
![]() B Brookfield India Real Estate Trust | 0.66% | |
![]() A APtus Value Housing Finance India Limited | 0.65% | |
![]() M Mahanagar Telephone Nigam Limited | 0.65% | |
![]() S SDL MH 7.18% 2033 | 0.62% | |
![]() N NABARD-7.44%-24022028-NCD | 0.57% | |
![]() A Aadhar Housing Finance Limited | 0.57% | |
![]() B BCIPL-9.25%-28082028-NCD | 0.57% | |
![]() B BCIPL-9.25%-01032028-NCD | 0.57% | |
![]() G GOI LOAN 7.24% 2055 | 0.55% | |
![]() S SDL RJ 7.29% 2037 | 0.54% | |
![]() R Raajmarg Infra Investment Trust | 0.49% | |
![]() I Indostar Capital Finance Limited | 0.49% | |
![]() A Aadharshila Infratech Private Limited | 0.48% | |
![]() T Tyger Capital Private Limited | 0.44% | |
![]() T Tyger Capital Private Limited | 0.44% | |
![]() A AEL-9.65%-12092027-NCD | 0.41% | |
![]() 3 360 One Prime Limited | 0.41% | |
![]() S SIDBI-7.34%-26022029-NCD | 0.40% | |
![]() T TPL-8.6%-07022031-NCD | 0.40% | |
![]() G GSGL-7.99%-26122028-NCD | 0.40% | |
![]() P PFCL 6.92% 2028 SR 258A | 0.40% | |
![]() G GSGL-7.99%-26032029-NCD | 0.40% | |
![]() N NBRD 7.01% 2029 SR 26D | 0.40% | |
![]() C Cash Offsets For Shorts & Derivatives | 0.39% | |
![]() I Interest Rate Swaps- Md -25-Jul-2028 (Pay Float/Receive Fixed) | 0.39% | |
![]() S SDL MH 7.25% 2037 | 0.39% | |
![]() B Bank Of Baroda | 0.39% | |
![]() G GOI LOAN 6.68% 2040 | 0.39% | |
![]() C Canara Bank ** | 0.38% | |
![]() C Corporate Debt Market Development Fund (Class A2) | 0.38% | |
![]() S SDL TS 7.34% 2038 | 0.32% | |
![]() S Sheela Foam Limited | 0.32% | |
![]() S SDL RJ 7.54% 2035 | 0.31% | |
![]() S SDL MH 7.14% 2039 | 0.31% | |
![]() T TVS Credit Services Limited | 0.31% | |
![]() S SDL RJ 7.24% 2036 | 0.31% | |
![]() S SDL AP 7.63% 2037 | 0.30% | |
![]() S SDL MH 7.12% 2038 | 0.26% | |
![]() A Aadhar Housing Finance Limited | 0.24% | |
![]() S SDL RJ 7.46% 2038 | 0.24% | |
![]() S SDL KA 7.13% 2034 | 0.16% | |
![]() G GSGL-7.68%-28012028-NCD | 0.10% | |
![]() G GSGL-7.68%-28072028-NCD | 0.10% | |
![]() G GSGL-7.68%-27102028-NCD | 0.10% | |
![]() G GSGL-7.68%-28042028-NCD | 0.08% | |
![]() S SDL MH 7.27% 2036 | 0.05% | |
![]() S SDL WB 7.29% 2038 | 0.05% | |
![]() S SDL UP 7.36% 2036 | 0.02% | |
![]() I Indian Railway Finance Corporation Limited | 0.01% | |
![]() S SDL TN 7.19% 2033 | 0.01% | |
![]() N Nexus Select Trust REIT | 0.00% | |
![]() P Punjab National Bank | 0.00% |
Fund Comparison
Fund Details
52W High NAV
₹ 38.7804
Min. SIP Amount
₹ 100.00
Min. Lumpsum Amount
₹ 100.00
AUM (in Cr.)
₹ 6,280.71
Expense Ratio
0.80%
Lock-in Period
No Lock in Period
52W Low NAV
₹ 36.2696
Inception Date
01 Jan 2013
Fund Age
13 Yrs
Benchmark
CRISIL Credit Risk Debt B-II Index
Scheme Type
Open Ended
Stamp Duty
0.005% (from July 1st 2020)
Exit Load
- Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
Tax Implication
- Returns to be taxed as per your normal Income Tax slab.
Fund Managers
| Name | Qualification |
|---|---|
| Manish Banthia | B.Com., A.C.A., MBA. |
| Akhil Kakkar | B.Tech (IIT Roorkee) and PGDM (Finance) |
Fund Objective
To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Risk-O-Meter
Investors understand that their principal will be at
Moderately High Risk
Risk Scale
Low
Moderately Low
Moderate
Moderately High
High
Very High
AMC Information
ICICI Prudential Mutual Fund
No. of Schemes
103
Total AUM
₹ 10,17,810.28 Cr
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
Contact Details
One BKC, A-Wing, 13th Floor,Bandra Kurla Complex,Mumbai 400051
FAQs
When was ICICI Prudential Credit Risk Fund launched?
What is the current NAV of ICICI Prudential Credit Risk Fund?
What is the AUM of ICICI Prudential Credit Risk Fund?
What is the rate of return of ICICI Prudential Credit Risk Fund?
- In the past 1Y: 6.92%
- In the past 3Y: 8.80%
- In the past 5Y: 7.91%
What is the expense ratio of ICICI Prudential Credit Risk Fund?
What is exit load of ICICI Prudential Credit Risk Fund?
How risky is investing in ICICI Prudential Credit Risk Fund?
Who is the fund manager ICICI Prudential Credit Risk Fund?
What is the minimum investment required in ICICI Prudential Credit Risk Fund?
How to invest in ICICI Prudential Credit Risk Fund directly?
- Open Demat Account on Dhan if you don't have one.
- Analyze the fund performance.
- Invest via SIP or Lumpsum.

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